{"id":279,"date":"2026-04-04T07:21:45","date_gmt":"2026-04-04T07:21:45","guid":{"rendered":"https:\/\/msmegyan.in\/?page_id=279"},"modified":"2026-04-05T17:48:13","modified_gmt":"2026-04-05T17:48:13","slug":"schemes","status":"publish","type":"page","link":"https:\/\/msmegyan.in\/gu\/schemes\/","title":{"rendered":"\u0aaf\u0acb\u0a9c\u0aa8\u0abe\u0a93"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"279\" class=\"elementor elementor-279\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b02fa7 e-flex e-con-boxed e-con e-parent\" data-id=\"5b02fa7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h1 \n\t\tdata-interaction-id=\"2954888\" \n\t\tclass=\"e-2954888-5e6e88e e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tGovernment MSME Schemes : Find the Right Scheme for Your Business\n\t\t<\/h1>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44919ae e-con-full e-flex e-con e-parent\" data-id=\"44919ae\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30f3ca1 elementor-widget elementor-widget-html\" data-id=\"30f3ca1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;\">\r\n\r\n<!-- Intro text -->\r\n<p style=\"font-size:18px;color:#1E1E1E;line-height:1.8;margin-bottom:32px;\">\r\nThe Government of India runs several schemes to provide\r\nfinancial support, subsidies, and credit guarantees to\r\nMicro, Small and Medium Enterprises (MSMEs). Use our\r\nfree eligibility calculator or explore each scheme below\r\nto find out which ones apply to your business.\r\n<\/p>\r\n\r\n<!-- Scheme 1: Mudra Loan -->\r\n<div style=\"border:1.5px solid #E0D8CC;border-top:3px solid #C8870A;padding:28px;margin-bottom:16px;background:#FFFCF6;transition:all 0.2s;\">\r\n<div style=\"display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap;\">\r\n<div style=\"flex:1;min-width:200px;\">\r\n<div style=\"display:flex;align-items:center;gap:12px;margin-bottom:12px;\">\r\n<span style=\"font-size:32px;\">\ud83c\udfe6<\/span>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">\u0aae\u0ac1\u0aa6\u0acd\u0ab0\u0abe \u0ab2\u0acb\u0aa8<\/div>\r\n<div style=\"font-size:15px;color:#666666;font-style:italic;\">\r\nPradhan Mantri Mudra Yojana (PMMY)<\/div>\r\n<\/div>\r\n<\/div>\r\n<p style=\"font-size:18px;color:#1E1E1E;line-height:1.7;margin-bottom:16px;\">\r\nCollateral-free loans for small and micro businesses\r\nin manufacturing, service and trading sectors.\r\nAvailable in four tiers \u2014 Shishu, Kishor, Tarun\r\nand Tarun Plus \u2014 with loans up to \u20b920 Lakh.\r\nNo guarantor needed.\r\n<\/p>\r\n<div style=\"display:flex;gap:8px;flex-wrap:wrap;\">\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #C8870A;color:#C8870A;\">\u0a95\u0acb\u0a88 \u0a9c\u0abe\u0aae\u0ac0\u0aa8 \u0aa8\u0ab9\u0ac0\u0a82<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #C8870A;color:#C8870A;\">Up to \u20b920 Lakh<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #C8870A;color:#C8870A;\">All Sectors<\/span>\r\n<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:10px;align-items:flex-end;justify-content:center;min-width:160px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:#C8870A;text-align:right;\">\u20b920 \u0ab2\u0abe\u0a96<\/div>\r\n<div style=\"font-size:15px;color:#666666;text-align:right;\">\u0aae\u0ab9\u0aa4\u0acd\u0aa4\u0aae \u0ab2\u0acb\u0aa8<\/div>\r\n<a href=\"\/gu\/mudra-loan-eligibility\/\"\r\nstyle=\"background:#C8870A;color:#fff;padding:12px 24px;font-size:16px;font-weight:700;text-decoration:none;font-family:'Source Serif 4',serif;letter-spacing:0.04em;text-transform:uppercase;display:inline-block;margin-top:8px;\">\r\n\u0aaa\u0abe\u0aa4\u0acd\u0ab0\u0aa4\u0abe \u0aa4\u0aaa\u0abe\u0ab8\u0acb \u2192<\/a>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Scheme 2: PMEGP -->\r\n<div style=\"border:1.5px solid #E0D8CC;border-top:3px solid #1A6B3C;padding:28px;margin-bottom:16px;background:#FFFCF6;\">\r\n<div style=\"display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap;\">\r\n<div style=\"flex:1;min-width:200px;\">\r\n<div style=\"display:flex;align-items:center;gap:12px;margin-bottom:12px;\">\r\n<span style=\"font-size:32px;\">\ud83c\udfed<\/span>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">PMEGP \u0ab8\u0aac\u0ab8\u0abf\u0aa1\u0ac0<\/div>\r\n<div style=\"font-size:15px;color:#666666;font-style:italic;\">\r\nPM Employment Generation Programme<\/div>\r\n<\/div>\r\n<\/div>\r\n<p style=\"font-size:18px;color:#1E1E1E;line-height:1.7;margin-bottom:16px;\">\r\nGovernment subsidy of 15% to 35% on project cost\r\nfor setting up new manufacturing or service businesses.\r\nOnly 5\u201310% contribution required from you.\r\nIdeal for first-time entrepreneurs starting a new unit.\r\n<\/p>\r\n<div style=\"display:flex;gap:8px;flex-wrap:wrap;\">\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #1A6B3C;color:#1A6B3C;\">New Units Only<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #1A6B3C;color:#1A6B3C;\">Up to \u20b950 Lakh<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #1A6B3C;color:#1A6B3C;\">15\u201335% Subsidy<\/span>\r\n<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:10px;align-items:flex-end;justify-content:center;min-width:160px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:#1A6B3C;text-align:right;\">15\u201335%<\/div>\r\n<div style=\"font-size:15px;color:#666666;text-align:right;\">Project subsidy<\/div>\r\n<a href=\"\/gu\/pmegp-subsidy-calculator\/\"\r\nstyle=\"background:#1A6B3C;color:#fff;padding:12px 24px;font-size:16px;font-weight:700;text-decoration:none;font-family:'Source Serif 4',serif;letter-spacing:0.04em;text-transform:uppercase;display:inline-block;margin-top:8px;\">\r\n\u0aaa\u0abe\u0aa4\u0acd\u0ab0\u0aa4\u0abe \u0aa4\u0aaa\u0abe\u0ab8\u0acb \u2192<\/a>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Scheme 3: CGTMSE -->\r\n<div style=\"border:1.5px solid #E0D8CC;border-top:3px solid #0D47A1;padding:28px;margin-bottom:16px;background:#FFFCF6;\">\r\n<div style=\"display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap;\">\r\n<div style=\"flex:1;min-width:200px;\">\r\n<div style=\"display:flex;align-items:center;gap:12px;margin-bottom:12px;\">\r\n<span style=\"font-size:32px;\">\ud83d\udee1\ufe0f<\/span>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">CGTMSE<\/div>\r\n<div style=\"font-size:15px;color:#666666;font-style:italic;\">\r\nCredit Guarantee Fund Trust for MSEs<\/div>\r\n<\/div>\r\n<\/div>\r\n<p style=\"font-size:18px;color:#1E1E1E;line-height:1.7;margin-bottom:16px;\">\r\nGovernment-backed guarantee that enables banks to\r\ngive you loans up to \u20b910 Crore without asking for\r\nproperty or collateral. The government guarantees\r\n75% to 90% of your loan to the bank.\r\n<\/p>\r\n<div style=\"display:flex;gap:8px;flex-wrap:wrap;\">\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #0D47A1;color:#0D47A1;\">\u0a95\u0acb\u0a88 \u0a9c\u0abe\u0aae\u0ac0\u0aa8 \u0aa8\u0ab9\u0ac0\u0a82<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #0D47A1;color:#0D47A1;\">Up to \u20b910 Crore<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #0D47A1;color:#0D47A1;\">All Banks<\/span>\r\n<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:10px;align-items:flex-end;justify-content:center;min-width:160px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:#0D47A1;text-align:right;\">\u20b910 \u0a95\u0ab0\u0acb\u0aa1<\/div>\r\n<div style=\"font-size:15px;color:#666666;text-align:right;\">Max loan covered<\/div>\r\n<a href=\"\/gu\/cgtmse-collateral-free-loan\/\"\r\nstyle=\"background:#0D47A1;color:#fff;padding:12px 24px;font-size:16px;font-weight:700;text-decoration:none;font-family:'Source Serif 4',serif;letter-spacing:0.04em;text-transform:uppercase;display:inline-block;margin-top:8px;\">\r\n\u0aaa\u0abe\u0aa4\u0acd\u0ab0\u0aa4\u0abe \u0aa4\u0aaa\u0abe\u0ab8\u0acb \u2192<\/a>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Scheme 4: Udyam -->\r\n<div style=\"border:1.5px solid #E0D8CC;border-top:3px solid #D4A017;padding:28px;margin-bottom:16px;background:#FFFCF6;\">\r\n<div style=\"display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap;\">\r\n<div style=\"flex:1;min-width:200px;\">\r\n<div style=\"display:flex;align-items:center;gap:12px;margin-bottom:12px;\">\r\n<span style=\"font-size:32px;\">\ud83d\udccb<\/span>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">\u0a89\u0aa6\u0acd\u0aaf\u0abe\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0<\/div>\r\n<div style=\"font-size:15px;color:#666666;font-style:italic;\">\r\nFree MSME Registration \u2014 Gateway to All Benefits<\/div>\r\n<\/div>\r\n<\/div>\r\n<p style=\"font-size:18px;color:#1E1E1E;line-height:1.7;margin-bottom:16px;\">\r\nMandatory free registration for all MSMEs in India.\r\nUnlocks access to priority bank loans, government\r\ntenders, delayed payment protection, and all other\r\nMSME scheme benefits. Takes minutes to complete online.\r\n<\/p>\r\n<div style=\"display:flex;gap:8px;flex-wrap:wrap;\">\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #D4A017;color:#D4A017;\">\u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #D4A017;color:#D4A017;\">Completely Free<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #D4A017;color:#D4A017;\">Lifetime Valid<\/span>\r\n<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:10px;align-items:flex-end;justify-content:center;min-width:160px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:#D4A017;text-align:right;\">\u0aae\u0aab\u0aa4<\/div>\r\n<div style=\"font-size:15px;color:#666666;text-align:right;\">No fees ever<\/div>\r\n<a href=\"\/gu\/udyam-registration-guide\/\"\r\nstyle=\"background:#D4A017;color:#fff;padding:12px 24px;font-size:16px;font-weight:700;text-decoration:none;font-family:'Source Serif 4',serif;letter-spacing:0.04em;text-transform:uppercase;display:inline-block;margin-top:8px;\">\r\n\u0ab9\u0ab5\u0ac7 \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0a95\u0ab0\u0acb \u2192<\/a>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Scheme 5: PM Vishwakarma -->\r\n<div style=\"border:1.5px solid #E0D8CC;border-top:3px solid #6A1B9A;padding:28px;margin-bottom:32px;background:#FFFCF6;\">\r\n<div style=\"display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap;\">\r\n<div style=\"flex:1;min-width:200px;\">\r\n<div style=\"display:flex;align-items:center;gap:12px;margin-bottom:12px;\">\r\n<span style=\"font-size:32px;\">\ud83d\udd28<\/span>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">PM \u0ab5\u0abf\u0ab6\u0acd\u0ab5\u0a95\u0ab0\u0acd\u0aae\u0abe<\/div>\r\n<div style=\"font-size:15px;color:#666666;font-style:italic;\">\r\nFor Traditional Artisans & Craftspeople<\/div>\r\n<\/div>\r\n<\/div>\r\n<p style=\"font-size:18px;color:#1E1E1E;line-height:1.7;margin-bottom:16px;\">\r\nEnd-to-end support for artisans working with hands\r\nand tools across 18 traditional trades. Includes free\r\nskill training with \u20b9500\/day stipend, \u20b915,000 toolkit\r\ngrant and collateral-free loans up to \u20b93 Lakh at just\r\n5% interest.\r\n<\/p>\r\n<div style=\"display:flex;gap:8px;flex-wrap:wrap;\">\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #6A1B9A;color:#6A1B9A;\">18 Trades<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #6A1B9A;color:#6A1B9A;\">\u20b93 Lakh Loan<\/span>\r\n<span style=\"font-size:13px;font-weight:700;padding:3px 10px;border:1px solid #6A1B9A;color:#6A1B9A;\">5% Interest<\/span>\r\n<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:10px;align-items:flex-end;justify-content:center;min-width:160px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:#6A1B9A;text-align:right;\">\u20b93 \u0ab2\u0abe\u0a96<\/div>\r\n<div style=\"font-size:15px;color:#666666;text-align:right;\">Max loan<\/div>\r\n<a href=\"\/gu\/pm-vishwakarma-yojana\/\"\r\nstyle=\"background:#6A1B9A;color:#fff;padding:12px 24px;font-size:16px;font-weight:700;text-decoration:none;font-family:'Source Serif 4',serif;letter-spacing:0.04em;text-transform:uppercase;display:inline-block;margin-top:8px;\">\r\n\u0aaa\u0abe\u0aa4\u0acd\u0ab0\u0aa4\u0abe \u0aa4\u0aaa\u0abe\u0ab8\u0acb \u2192<\/a>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- CTA -->\r\n<div style=\"background:#1E1E1E;padding:32px;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:28px;font-weight:700;color:#fff;margin-bottom:8px;\">\r\nNot Sure Which Scheme Applies to You?\r\n<\/div>\r\n<div style=\"font-size:18px;color:rgba(255,255,255,0.6);margin-bottom:24px;\">\r\nUse our free calculator \u2014 answer 5 questions\r\nand find out in 60 seconds.\r\n<\/div>\r\n<a href=\"\/gu\/calculator\/\"\r\nstyle=\"background:#C8870A;color:#fff;padding:14px 36px;font-size:18px;font-weight:700;text-decoration:none;font-family:'Source Serif 4',serif;letter-spacing:0.04em;text-transform:uppercase;\">\r\nCheck Your Eligibility \u2014 Free \u2192<\/a>\r\n<\/div>\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:13px;color:#AAAAAA;margin-top:16px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: msme.gov.in \u00b7 mudra.org.in \u00b7 \r\nkviconline.gov.in \u00b7 cgtmse.in \u00b7 \r\nudyamregistration.gov.in \u00b7 pib.gov.in\r\n<\/div>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Government MSME Schemes : Find the Right Scheme for Your Business The Government of India runs several schemes to provide [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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