{"id":285,"date":"2026-04-04T07:23:19","date_gmt":"2026-04-04T07:23:19","guid":{"rendered":"https:\/\/msmegyan.in\/?page_id=285"},"modified":"2026-04-11T10:16:40","modified_gmt":"2026-04-11T10:16:40","slug":"cgtmse-collateral-free-loan","status":"publish","type":"page","link":"https:\/\/msmegyan.in\/gu\/cgtmse-collateral-free-loan\/","title":{"rendered":"CGTMSE Collateral Free Loan"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"285\" class=\"elementor elementor-285\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8d6398 e-flex e-con-boxed e-con e-parent\" data-id=\"d8d6398\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h1 \n\t\tdata-interaction-id=\"f5408d3\" \n\t\tclass=\"e-f5408d3-7559668 e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tCGTMSE Collateral Free Loan \u2014 \u0ab8\u0ac2\u0a95\u0acd\u0ab7\u0acd\u0aae \u0a85\u0aa8\u0ac7 \u0aa8\u0abe\u0aa8\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0acb \u0aae\u0abe\u0a9f\u0ac7 Credit Guarantee Fund Trust\n\t\t<\/h1>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e33f68 e-flex e-con-boxed e-con e-parent\" data-id=\"4e33f68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95d6532 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"95d6532\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>Source: cgtmse.in \u00b7 msme.gov.in \u00b7 Last verified: April 2026<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-604a060 e-flex e-con-boxed e-con e-parent\" data-id=\"604a060\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"84dbf3a\" \n\t\tclass=\"e-84dbf3a-d2badae e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tCGTMSE \u0ab6\u0ac1\u0a82 \u0a9b\u0ac7?\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0defa0b e-flex e-con-boxed e-con e-parent\" data-id=\"0defa0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe69f55 elementor-widget elementor-widget-text-editor\" data-id=\"fe69f55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE collateral free loan eligibility \u0aad\u0abe\u0ab0\u0aa4\u0aae\u0abe\u0a82 \u0aa4\u0aae\u0abe\u0aae \u0aa8\u0ab5\u0abe \u0a85\u0aa8\u0ac7 \u0ab9\u0abe\u0ab2\u0aa8\u0abe Micro \u0a85\u0aa8\u0ac7 Small Enterprises \u0aae\u0abe\u0a9f\u0ac7 \u0a96\u0ac1\u0ab2\u0acd\u0ab2\u0ac0 \u0a9b\u0ac7. Micro and Small Enterprises \u0aae\u0abe\u0a9f\u0ac7\u0aa8\u0ac1\u0a82 Credit Guarantee Fund Trust (CGTMSE) \u0a93\u0a97\u0ab8\u0acd\u0a9f 2000\u0aae\u0abe\u0a82 Ministry of MSME, Government of India \u0a85\u0aa8\u0ac7 Small Industries Development Bank of India (SIDBI) \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0ab8\u0a82\u0aaf\u0ac1\u0a95\u0acd\u0aa4 \u0ab0\u0ac0\u0aa4\u0ac7 \u0ab8\u0acd\u0aa5\u0abe\u0aaa\u0abf\u0aa4 \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0acd\u0aaf\u0ac1\u0a82 \u0ab9\u0aa4\u0ac1\u0a82. \u0a86 \u0aaf\u0acb\u0a9c\u0aa8\u0abe \u0ab8\u0ac0\u0aa7\u0ac0 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0aa4\u0ac0 \u0aa8\u0aa5\u0ac0 \u2014 \u0aa4\u0ac7\u0aa8\u0abe \u0aac\u0aa6\u0ab2\u0ac7 \u0aa4\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0acb \u0a85\u0aa8\u0ac7 NBFCs \u0aa8\u0ac7 \u0ab8\u0ab0\u0a95\u0abe\u0ab0 \u0a86\u0aa7\u0abe\u0ab0\u0abf\u0aa4 guarantee \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7, \u0a9c\u0ac7\u0aa8\u0abe \u0a95\u0abe\u0ab0\u0aa3\u0ac7 \u0aa4\u0ac7\u0a93 MSEs \u0aa8\u0ac7 collateral \u0a85\u0aa5\u0ab5\u0abe third party guarantee \u0aae\u0abe\u0a82\u0a97\u0acd\u0aaf\u0abe \u0ab5\u0a97\u0ab0 \u20b910 \u0a95\u0ab0\u0acb\u0aa1 \u0ab8\u0ac1\u0aa7\u0ac0 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ac0 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7. \u0a9c\u0acb borrower \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0ac7, \u0aa4\u0acb CGTMSE guaranteed portion \u0aae\u0abe\u0a9f\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab5\u0ab3\u0aa4\u0ab0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7 \u2014 \u0a9c\u0ac7\u0aa8\u0abe \u0a95\u0abe\u0ab0\u0aa3\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac1\u0a82 \u0a9c\u0acb\u0a96\u0aae \u0a98\u0a9f\u0ac7 \u0a9b\u0ac7 \u0a85\u0aa8\u0ac7 \u0aa8\u0abe\u0aa8\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb\u0aa8\u0ac7 \u0ab2\u0acb\u0aa8 \u0aae\u0ac7\u0ab3\u0ab5\u0ab5\u0ac0 \u0ab8\u0ab0\u0ab3 \u0aac\u0aa8\u0ac7 \u0a9b\u0ac7. FY 2022-23 \u0aa6\u0ab0\u0aae\u0abf\u0aaf\u0abe\u0aa8 CGTMSE \u0a8f \u0a8f\u0a95 \u0a9c \u0ab5\u0ab0\u0acd\u0ab7\u0aae\u0abe\u0a82 \u20b91 \u0ab2\u0abe\u0a96 \u0a95\u0ab0\u0acb\u0aa1\u0aa8\u0ac0 guarantees \u0aae\u0a82\u0a9c\u0ac2\u0ab0 \u0a95\u0ab0\u0ac0 \u0ab9\u0aa4\u0ac0 \u2014 \u0a9c\u0ac7 \u0aa4\u0ac7\u0aa8\u0ac7 \u0aad\u0abe\u0ab0\u0aa4\u0aa8\u0abe \u0ab8\u0acc\u0aa5\u0ac0 \u0a85\u0ab8\u0ab0\u0a95\u0abe\u0ab0\u0a95 financial inclusion programmes \u0aae\u0abe\u0a82\u0aa5\u0ac0 \u0a8f\u0a95 \u0aac\u0aa8\u0abe\u0ab5\u0ac7 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f47bea9 e-flex e-con-boxed e-con e-parent\" data-id=\"f47bea9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"e9d4d23\" \n\t\tclass=\"e-e9d4d23-3ec1b33 e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tCGTMSE \u0a95\u0ac7\u0ab5\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a95\u0abe\u0ab0\u0acd\u0aaf \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7?\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58e3571 e-flex e-con-boxed e-con e-parent\" data-id=\"58e3571\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2922942 elementor-widget elementor-widget-html\" data-id=\"2922942\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;width:100%;box-sizing:border-box;\">\r\n\r\n<!-- \u2500\u2500 DESKTOP FLOW \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\r\n<div class=\"cgtmse-desktop\">\r\n<div style=\"display:grid;grid-template-columns:1fr 60px 1fr 60px 1fr;gap:0;align-items:center;\">\r\n\r\n<!-- Step 1 -->\r\n<div style=\"background:#FFFCF6;border:2px solid #1E1E1E;padding:20px;text-align:center;\">\r\n<div style=\"font-size:32px;margin-bottom:12px;\">\ud83c\udfea<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#1E1E1E;margin-bottom:10px;\">\r\n\u0aa4\u0aae\u0ac7 \u2014 MSME \u0aae\u0abe\u0ab2\u0abf\u0a95<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:6px;\">\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#F5F0E8;border-left:3px solid #C8870A;\">\r\n\u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0a85\u0aa5\u0ab5\u0abe NBFC \u0aae\u0abe\u0a82 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0acb<\/div>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#F5F0E8;border-left:3px solid #C8870A;\">\r\n\u0a95\u0acb\u0a88 collateral \u0a85\u0aa5\u0ab5\u0abe \u0aae\u0abf\u0ab2\u0a95\u0aa4 \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0aa8\u0aa5\u0ac0<\/div>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#F5F0E8;border-left:3px solid #C8870A;\">\r\n\u0a95\u0acb\u0a88 third party guarantor \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0aa8\u0aa5\u0ac0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Arrow 1 -->\r\n<div style=\"text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:28px;color:#C8870A;\">\u2192<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:4px;line-height:1.4;\" class=\"translation-block\">\u0ab2\u0acb\u0aa8<br>\u0ab5\u0abf\u0aa8\u0a82\u0aa4\u0ac0<\/div>\r\n<\/div>\r\n\r\n<!-- Step 2 -->\r\n<div style=\"background:#1E1E1E;padding:20px;text-align:center;\">\r\n<div style=\"font-size:32px;margin-bottom:12px;\">\ud83c\udfe6<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#C8870A;margin-bottom:10px;\">\r\n\u0aac\u0ac7\u0a82\u0a95 \u0a85\u0aa5\u0ab5\u0abe NBFC<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:6px;\">\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.85);line-height:1.5;padding:7px 10px;background:rgba(255,255,255,0.06);border-left:3px solid #C8870A;\">\r\n\u0aa4\u0aae\u0abe\u0ab0\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0aa8\u0ac0 \u0ab5\u0acd\u0aaf\u0ab5\u0ab9\u0abe\u0ab0\u0acd\u0aaf\u0aa4\u0abe \u0a86\u0a82\u0a95\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.85);line-height:1.5;padding:7px 10px;background:rgba(255,255,255,0.06);border-left:3px solid #C8870A;\">\r\n\u20b910 \u0a95\u0ab0\u0acb\u0aa1 \u0ab8\u0ac1\u0aa7\u0ac0\u0aa8\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0a82\u0a9c\u0ac2\u0ab0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.85);line-height:1.5;padding:7px 10px;background:rgba(255,255,255,0.06);border-left:3px solid #C8870A;\">\r\nGuarantee cover \u0aae\u0abe\u0a9f\u0ac7 CGTMSE \u0aaa\u0abe\u0ab8\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Arrow 2 -->\r\n<div style=\"text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:28px;color:#C8870A;\">\u2192<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:4px;line-height:1.4;\" class=\"translation-block\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<br>\u0ab5\u0abf\u0aa8\u0a82\u0aa4\u0ac0<\/div>\r\n<\/div>\r\n\r\n<!-- Step 3 -->\r\n<div style=\"background:#FFFCF6;border:2px solid #1A6B3C;padding:20px;text-align:center;\">\r\n<div style=\"font-size:32px;margin-bottom:12px;\">\ud83d\udee1\ufe0f<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#1A6B3C;margin-bottom:10px;\">\r\nCGTMSE<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:6px;\">\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#E8F5E9;border-left:3px solid #1A6B3C;\">\r\n\u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 75\u201390% \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#E8F5E9;border-left:3px solid #1A6B3C;\">\r\n\u0aac\u0ac7\u0a82\u0a95 \u0aa4\u0aae\u0abe\u0ab0\u0abe \u0a96\u0abe\u0aa4\u0abe\u0aae\u0abe\u0a82 \u0ab2\u0acb\u0aa8 \u0a9c\u0aae\u0abe \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#E8F5E9;border-left:3px solid #1A6B3C;\">\r\n\u0a9c\u0acb \u0aa4\u0aae\u0ac7 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0acb, \u0aa4\u0acb CGTMSE \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab5\u0ab3\u0aa4\u0ab0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n<\/div><!-- \/cgtmse-desktop -->\r\n\r\n\r\n<!-- \u2500\u2500 MOBILE FLOW \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\r\n<div class=\"cgtmse-mobile\">\r\n\r\n<!-- Card 1 -->\r\n<div style=\"background:#FFFCF6;border:2px solid #1E1E1E;padding:18px;margin-bottom:0;\">\r\n<div style=\"display:flex;align-items:center;gap:14px;margin-bottom:12px;\">\r\n<span style=\"font-size:28px;\">\ud83c\udfea<\/span>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:16px;font-weight:700;color:#1E1E1E;\">\r\n\u0aa4\u0aae\u0ac7 \u2014 MSME \u0aae\u0abe\u0ab2\u0abf\u0a95<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:6px;\">\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#F5F0E8;border-left:3px solid #C8870A;\">\r\n\u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0a85\u0aa5\u0ab5\u0abe NBFC \u0aae\u0abe\u0a82 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0acb<\/div>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#F5F0E8;border-left:3px solid #C8870A;\">\r\n\u0a95\u0acb\u0a88 collateral \u0a85\u0aa5\u0ab5\u0abe \u0aae\u0abf\u0ab2\u0a95\u0aa4 \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0aa8\u0aa5\u0ac0<\/div>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#F5F0E8;border-left:3px solid #C8870A;\">\r\n\u0a95\u0acb\u0a88 third party guarantor \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0aa8\u0aa5\u0ac0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Arrow down -->\r\n<div style=\"text-align:center;background:#FFFCF6;border-left:2px solid #1E1E1E;border-right:2px solid #1E1E1E;padding:8px 0;\">\r\n<div style=\"font-size:22px;color:#C8870A;\">\u2193<\/div>\r\n<div style=\"font-size:11px;color:#666;margin-top:2px;\">\r\nLoan request<\/div>\r\n<\/div>\r\n\r\n<!-- Card 2 -->\r\n<div style=\"background:#1E1E1E;padding:18px;margin-bottom:0;\">\r\n<div style=\"display:flex;align-items:center;gap:14px;margin-bottom:12px;\">\r\n<span style=\"font-size:28px;\">\ud83c\udfe6<\/span>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:16px;font-weight:700;color:#C8870A;\">\r\n\u0aac\u0ac7\u0a82\u0a95 \u0a85\u0aa5\u0ab5\u0abe NBFC<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:6px;\">\r\n<div style=\"font-size:13px;color:rgba(255,255,255,0.85);line-height:1.5;padding:7px 10px;background:rgba(255,255,255,0.06);border-left:3px solid #C8870A;\">\r\n\u0aa4\u0aae\u0abe\u0ab0\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0aa8\u0ac0 \u0ab5\u0acd\u0aaf\u0ab5\u0ab9\u0abe\u0ab0\u0acd\u0aaf\u0aa4\u0abe \u0a86\u0a82\u0a95\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:13px;color:rgba(255,255,255,0.85);line-height:1.5;padding:7px 10px;background:rgba(255,255,255,0.06);border-left:3px solid #C8870A;\">\r\n\u20b910 \u0a95\u0ab0\u0acb\u0aa1 \u0ab8\u0ac1\u0aa7\u0ac0\u0aa8\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0a82\u0a9c\u0ac2\u0ab0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:13px;color:rgba(255,255,255,0.85);line-height:1.5;padding:7px 10px;background:rgba(255,255,255,0.06);border-left:3px solid #C8870A;\">\r\nGuarantee cover \u0aae\u0abe\u0a9f\u0ac7 CGTMSE \u0aaa\u0abe\u0ab8\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Arrow down -->\r\n<div style=\"text-align:center;background:#1E1E1E;padding:8px 0;\">\r\n<div style=\"font-size:22px;color:#C8870A;\">\u2193<\/div>\r\n<div style=\"font-size:11px;color:rgba(255,255,255,0.5);margin-top:2px;\">Guarantee request<\/div>\r\n<\/div>\r\n\r\n<!-- Card 3 -->\r\n<div style=\"background:#FFFCF6;border:2px solid #1A6B3C;padding:18px;\">\r\n<div style=\"display:flex;align-items:center;gap:14px;margin-bottom:12px;\">\r\n<span style=\"font-size:28px;\">\ud83d\udee1\ufe0f<\/span>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:16px;font-weight:700;color:#1A6B3C;\">\r\nCGTMSE<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:6px;\">\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#E8F5E9;border-left:3px solid #1A6B3C;\">\r\n\u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 75\u201390% \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#E8F5E9;border-left:3px solid #1A6B3C;\">\r\n\u0aac\u0ac7\u0a82\u0a95 \u0aa4\u0aae\u0abe\u0ab0\u0abe \u0a96\u0abe\u0aa4\u0abe\u0aae\u0abe\u0a82 \u0ab2\u0acb\u0aa8 \u0a9c\u0aae\u0abe \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.5;padding:7px 10px;background:#E8F5E9;border-left:3px solid #1A6B3C;\">\r\n\u0a9c\u0acb \u0aa4\u0aae\u0ac7 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0acb, \u0aa4\u0acb CGTMSE \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab5\u0ab3\u0aa4\u0ab0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><!-- \/cgtmse-mobile -->\r\n\r\n\r\n<!-- Key insight \u2014 both views -->\r\n<div style=\"margin-top:16px;display:flex;align-items:flex-start;gap:10px;padding:14px 16px;background:#F5F0E8;border-left:3px solid #C8870A;box-sizing:border-box;width:100%;\">\r\n<span style=\"font-size:16px;flex-shrink:0;\">\ud83d\udca1<\/span>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.6;\" class=\"translation-block\">CGTMSE \u0ab8\u0ac0\u0aa7\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0aaa\u0ac8\u0ab8\u0abe \u0a89\u0aa7\u0abe\u0ab0 \u0a86\u0aaa\u0aa4\u0ac1\u0a82 \u0aa8\u0aa5\u0ac0. \u0aa4\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0a85\u0aa8\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0ab5\u0a9a\u0acd\u0a9a\u0ac7 guarantor \u0aa4\u0ab0\u0ac0\u0a95\u0ac7 \u0a95\u0abe\u0ab0\u0acd\u0aaf \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7. \u0aac\u0ac7\u0a82\u0a95 \u0a86 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0\u0aa8\u0abe \u0a86\u0aa7\u0abe\u0ab0 \u0aaa\u0ab0 \u0aae\u0abf\u0ab2\u0a95\u0aa4 \u0a85\u0aa5\u0ab5\u0abe guarantor \u0aae\u0abe\u0a82\u0a97\u0acd\u0aaf\u0abe \u0ab5\u0a97\u0ab0 \u0aa4\u0aae\u0aa8\u0ac7 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7. \u0aa4\u0aae\u0ac7 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0a9a\u0ac1\u0a95\u0ab5\u0aa3\u0ac0 \u0a95\u0ab0\u0acb \u0a9b\u0acb \u2014 CGTMSE \u0aae\u0abe\u0aa4\u0acd\u0ab0 \u0aa4\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0a9c \u0ab9\u0ab8\u0acd\u0aa4\u0a95\u0acd\u0ab7\u0ac7\u0aaa \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7 \u0a9c\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0aa4\u0aae\u0ac7 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0acb.<\/div>\r\n<\/div>\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:12px;color:#AAAAAA;margin-top:12px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: cgtmse.in \u00b7 msme.gov.in\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.cgtmse-mobile { display: none; }\r\n\r\n@media (max-width: 768px) {\r\n  .cgtmse-desktop { display: none !important; }\r\n  .cgtmse-mobile  { display: block !important; }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49eb657 e-flex e-con-boxed e-con e-parent\" data-id=\"49eb657\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"eefa566\" \n\t\tclass=\"e-eefa566-a00bf88 e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\t\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0ac7\u0a9f\u0acd\u0ab0\u0abf\u0a95\u0acd\u0ab8\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d5f829 e-flex e-con-boxed e-con e-parent\" data-id=\"9d5f829\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e89840 elementor-widget elementor-widget-html\" data-id=\"0e89840\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;width:100%;box-sizing:border-box;\">\r\n\r\n<!-- \u2500\u2500 DESKTOP TABLE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\r\n<div class=\"cgtmse-table\">\r\n\r\n<!-- Header -->\r\n<div style=\"display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:0;margin-bottom:2px;\">\r\n<div style=\"padding:12px 14px;background:#1E1E1E;\">\r\n<div style=\"font-size:11px;font-weight:700;color:rgba(255,255,255,0.5);text-transform:uppercase;letter-spacing:0.08em;\">\u0a8b\u0aa3\u0a97\u0acd\u0ab0\u0abe\u0ab9\u0a95 \u0ab6\u0acd\u0ab0\u0ac7\u0aa3\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:12px 14px;background:#1E1E1E;border-left:1px solid rgba(255,255,255,0.08);\">\r\n<div style=\"font-size:11px;font-weight:700;color:rgba(255,255,255,0.5);text-transform:uppercase;letter-spacing:0.08em;\">Up to \u20b95 Lakh<\/div>\r\n<\/div>\r\n<div style=\"padding:12px 14px;background:#1E1E1E;border-left:1px solid rgba(255,255,255,0.08);\">\r\n<div style=\"font-size:11px;font-weight:700;color:rgba(255,255,255,0.5);text-transform:uppercase;letter-spacing:0.08em;\">\u20b95L to \u20b950 Lakh<\/div>\r\n<\/div>\r\n<div style=\"padding:12px 14px;background:#1E1E1E;border-left:1px solid rgba(255,255,255,0.08);\">\r\n<div style=\"font-size:11px;font-weight:700;color:rgba(255,255,255,0.5);text-transform:uppercase;letter-spacing:0.08em;\">\u20b950L to \u20b910 Crore<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Row 1 -->\r\n<div style=\"display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:0;margin-bottom:2px;\">\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-right:none;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:3px;\">\r\n\u0aae\u0ab9\u0abf\u0ab2\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0ab8\u0abe\u0ab9\u0ab8\u0abf\u0a95\u0acb<\/div>\r\n<div style=\"font-size:12px;color:#666666;\">\r\n\u0a85\u0a97\u0acd\u0aa8\u0abf\u0ab5\u0ac0\u0ab0\u0acb \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0aaa\u0acd\u0ab0\u0acb\u0aa4\u0acd\u0ab8\u0abe\u0ab9\u0abf\u0aa4 MSEs<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#E8F5E9;border:1px solid #E0D8CC;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#1A6B3C;line-height:1;\">90%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#E8F5E9;border:1px solid #E0D8CC;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#1A6B3C;line-height:1;\">90%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#E8F5E9;border:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#1A6B3C;line-height:1;\">90%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Row 2 -->\r\n<div style=\"display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:0;margin-bottom:2px;\">\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;border-right:none;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:3px;\">\r\nSC \/ ST \/ PwD<\/div>\r\n<div style=\"font-size:12px;color:#666666;line-height:1.4;\">\r\n\u0a86\u0a95\u0abe\u0a82\u0a95\u0acd\u0ab7\u0ac0 \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93 \u00b7 ZED \u00b7 \u0a9f\u0acd\u0ab0\u0abe\u0aa8\u0acd\u0ab8\u0a9c\u0ac7\u0aa8\u0acd\u0aa1\u0ab0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFF4DC;border:1px solid #E0D8CC;border-top:none;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;\">85%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFF4DC;border:1px solid #E0D8CC;border-top:none;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;\">85%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFF4DC;border:1px solid #E0D8CC;border-top:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;\">85%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Row 3 -->\r\n<div style=\"display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:0;margin-bottom:2px;\">\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;border-right:none;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:3px;\">\r\n\u0ab8\u0ac2\u0a95\u0acd\u0ab7\u0acd\u0aae \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0acb<\/div>\r\n<div style=\"font-size:12px;color:#666666;\">\r\n\u0ab8\u0ac2\u0a95\u0acd\u0ab7\u0acd\u0aae \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0acb<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFF4DC;border:1px solid #E0D8CC;border-top:none;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;\">85%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;\">75%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;\">75%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Row 4 -->\r\n<div style=\"display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:0;\">\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;border-right:none;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:3px;\">\r\n\u0a85\u0aa8\u0acd\u0aaf \u0aa4\u0aae\u0abe\u0aae \u0a8b\u0aa3\u0a97\u0acd\u0ab0\u0abe\u0ab9\u0a95\u0acb<\/div>\r\n<div style=\"font-size:12px;color:#666666;\">\r\n\u0aa8\u0abe\u0aa8\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0acb, \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#1E1E1E;line-height:1;\">75%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;border-right:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#1E1E1E;line-height:1;\">75%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"padding:14px;background:#FFFCF6;border:1px solid #E0D8CC;border-top:none;text-align:center;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#1E1E1E;line-height:1;\">75%<\/div>\r\n<div style=\"font-size:12px;color:#666666;margin-top:3px;\">\u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><!-- \/cgtmse-table -->\r\n\r\n\r\n<!-- \u2500\u2500 MOBILE CARDS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 -->\r\n<div class=\"cgtmse-mobile\">\r\n\r\n<!-- Card 1: Women -->\r\n<div style=\"border:1px solid #E0D8CC;margin-bottom:10px;overflow:hidden;\">\r\n<div style=\"background:#1E1E1E;padding:12px 16px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:15px;font-weight:700;color:#fff;\">\r\n\u0aae\u0ab9\u0abf\u0ab2\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0ab8\u0abe\u0ab9\u0ab8\u0abf\u0a95\u0acb<\/div>\r\n<div style=\"font-size:12px;color:rgba(255,255,255,0.5);margin-top:2px;\">\r\n\u0a85\u0a97\u0acd\u0aa8\u0abf\u0ab5\u0ac0\u0ab0\u0acb \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0aaa\u0acd\u0ab0\u0acb\u0aa4\u0acd\u0ab8\u0abe\u0ab9\u0abf\u0aa4 MSEs<\/div>\r\n<\/div>\r\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:0;\">\r\n<div style=\"padding:14px 10px;background:#E8F5E9;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">Up to \u20b95L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1A6B3C;\">90%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#E8F5E9;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b95L\u2013\u20b950L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1A6B3C;\">90%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#E8F5E9;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b950L\u2013\u20b910Cr<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1A6B3C;\">90%<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Card 2: SC\/ST\/PwD -->\r\n<div style=\"border:1px solid #E0D8CC;margin-bottom:10px;overflow:hidden;\">\r\n<div style=\"background:#1E1E1E;padding:12px 16px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:15px;font-weight:700;color:#fff;\">\r\nSC \/ ST \/ PwD<\/div>\r\n<div style=\"font-size:12px;color:rgba(255,255,255,0.5);margin-top:2px;\">\r\n\u0a86\u0a95\u0abe\u0a82\u0a95\u0acd\u0ab7\u0ac0 \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93 \u00b7 ZED \u00b7 \u0a9f\u0acd\u0ab0\u0abe\u0aa8\u0acd\u0ab8\u0a9c\u0ac7\u0aa8\u0acd\u0aa1\u0ab0<\/div>\r\n<\/div>\r\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:0;\">\r\n<div style=\"padding:14px 10px;background:#FFF4DC;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">Up to \u20b95L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C8870A;\">85%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#FFF4DC;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b95L\u2013\u20b950L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C8870A;\">85%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#FFF4DC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b950L\u2013\u20b910Cr<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C8870A;\">85%<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Card 3: Micro -->\r\n<div style=\"border:1px solid #E0D8CC;margin-bottom:10px;overflow:hidden;\">\r\n<div style=\"background:#1E1E1E;padding:12px 16px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:15px;font-weight:700;color:#fff;\">\r\n\u0ab8\u0ac2\u0a95\u0acd\u0ab7\u0acd\u0aae \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0acb<\/div>\r\n<div style=\"font-size:12px;color:rgba(255,255,255,0.5);margin-top:2px;\">\r\n\u0ab8\u0ac2\u0a95\u0acd\u0ab7\u0acd\u0aae \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0acb<\/div>\r\n<\/div>\r\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:0;\">\r\n<div style=\"padding:14px 10px;background:#FFF4DC;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">Up to \u20b95L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C8870A;\">85%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#FFFCF6;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b95L\u2013\u20b950L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C8870A;\">75%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#FFFCF6;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b950L\u2013\u20b910Cr<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#C8870A;\">75%<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Card 4: All Others -->\r\n<div style=\"border:1px solid #E0D8CC;overflow:hidden;\">\r\n<div style=\"background:#1E1E1E;padding:12px 16px;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:15px;font-weight:700;color:#fff;\">\r\n\u0a85\u0aa8\u0acd\u0aaf \u0aa4\u0aae\u0abe\u0aae \u0a8b\u0aa3\u0a97\u0acd\u0ab0\u0abe\u0ab9\u0a95\u0acb<\/div>\r\n<div style=\"font-size:12px;color:rgba(255,255,255,0.5);margin-top:2px;\">\r\nSmall enterprises, general category<\/div>\r\n<\/div>\r\n<div style=\"display:grid;grid-template-columns:repeat(3,1fr);gap:0;\">\r\n<div style=\"padding:14px 10px;background:#FFFCF6;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">Up to \u20b95L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">75%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#FFFCF6;border-right:1px solid #E0D8CC;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b95L\u2013\u20b950L<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">75%<\/div>\r\n<\/div>\r\n<div style=\"padding:14px 10px;background:#FFFCF6;text-align:center;\">\r\n<div style=\"font-size:10px;font-weight:700;color:#999;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:4px;\">\u20b950L\u2013\u20b910Cr<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:22px;font-weight:700;color:#1E1E1E;\">75%<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><!-- \/cgtmse-mobile -->\r\n\r\n\r\n<!-- Note \u2014 both views -->\r\n<div style=\"margin-top:16px;display:flex;align-items:flex-start;gap:10px;padding:14px 16px;background:#F5F0E8;border-left:3px solid #C8870A;box-sizing:border-box;width:100%;\">\r\n<span style=\"font-size:16px;flex-shrink:0;\">\ud83d\udccc<\/span>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.6;\" class=\"translation-block\">MSEs in <strong>Identified Credit Deficient Districts (ICDD)<\/strong> \u0aa8\u0ac7 \u0ab2\u0abe\u0a97\u0ac1 \u0aaa\u0aa1\u0aa4\u0abe \u0aa6\u0ab0 \u0a95\u0ab0\u0aa4\u0abe\u0a82 \u0ab5\u0aa7\u0abe\u0ab0\u0abe\u0aa8\u0ac1\u0a82 5% coverage \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7.\n\u0a89\u0aa6\u0abe\u0ab9\u0ab0\u0aa3 \u0aa4\u0ab0\u0ac0\u0a95\u0ac7, ICDD \u0aae\u0abe\u0a82 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf borrower \u0aa8\u0ac7 75% \u0aac\u0aa6\u0ab2\u0ac7 80% \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7.<\/div>\r\n<\/div>\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:12px;color:#AAAAAA;margin-top:12px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: cgtmse.in \u2014 CGS-I updated April 01, 2025\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n.cgtmse-mobile { display: none; }\r\n\r\n@media (max-width: 768px) {\r\n  .cgtmse-table  { display: none !important; }\r\n  .cgtmse-mobile { display: block !important; }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0840e67 e-flex e-con-boxed e-con e-parent\" data-id=\"0840e67\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"d51dcfd\" \n\t\tclass=\"e-d51dcfd-9c6bd75 e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tCGTMSE Collateral Free Loan : \u0a95\u0acb\u0aa3 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0a9b\u0ac7 \/ \u0a95\u0acb\u0aa3 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0aa8\u0aa5\u0ac0?\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a40a25d e-flex e-con-boxed e-con e-parent\" data-id=\"a40a25d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbd2986 elementor-widget elementor-widget-html\" data-id=\"bbd2986\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;width:100%;box-sizing:border-box;\">\r\n\r\n<div class=\"cgtmse-eligibility\"\r\nstyle=\"display:grid;grid-template-columns:1fr 1fr;gap:0;\">\r\n\r\n<!-- Eligible \u2014 Green side -->\r\n<div style=\"background:#F1F8F1;border:2px solid #1A6B3C;border-right:1px solid #1A6B3C;padding:20px;\">\r\n<div style=\"display:flex;align-items:center;gap:10px;margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid #1A6B3C;\">\r\n<span style=\"font-size:20px;\">\u2705<\/span>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#1A6B3C;\">\u0a95\u0acb\u0aa3 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:12px;\">\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>\u0aa8\u0ab5\u0abe \u0a85\u0aa8\u0ac7 \u0ab9\u0abe\u0ab2\u0aa8\u0abe<\/strong> Micro \u0a85\u0aa8\u0ac7 Small Enterprises<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>Manufacturing, Service \u0a85\u0aa8\u0ac7 Trading<\/strong> \u0a95\u0acd\u0ab7\u0ac7\u0aa4\u0acd\u0ab0\u0acb\u0aa8\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>\u0aa8\u0abe\u0aa8\u0abe \u0aae\u0abe\u0ab0\u0acd\u0a97 \u0a85\u0aa8\u0ac7 \u0a9c\u0ab3 \u0aaa\u0ab0\u0abf\u0ab5\u0ab9\u0aa8<\/strong> \u0ab8\u0a82\u0a9a\u0abe\u0ab2\u0a95\u0acb<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong data-no-auto-translation=\"\">Udyam Registration<\/strong> \u0aa8\u0a82\u0aac\u0ab0 \u0aa7\u0ab0\u0abe\u0ab5\u0aa4\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>Women, SC\/ST, PwD, Transgender<\/strong> \u2014 \u0ab5\u0aa7\u0ac1 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>MSMED Act 2006<\/strong> \u0ab9\u0ac7\u0aa0\u0ab3\u0aa8\u0ac0 \u0aa4\u0aae\u0abe\u0aae Service Sector \u0aaa\u0acd\u0ab0\u0ab5\u0ac3\u0aa4\u0acd\u0aa4\u0abf\u0a93<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#1A6B3C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2713<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>\u0a85\u0aa8\u0acd\u0aaf \u0ab0\u0abe\u0a9c\u0acd\u0aaf \u0a85\u0aa5\u0ab5\u0abe \u0ab0\u0abe\u0ab7\u0acd\u0a9f\u0acd\u0ab0\u0ac0\u0aaf \u0aaf\u0acb\u0a9c\u0aa8\u0abe\u0a93<\/strong> \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0ab8\u0aae\u0ab0\u0acd\u0aa5\u0abf\u0aa4 \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Not Eligible \u2014 Red side -->\r\n<div style=\"background:#FDF1F1;border:2px solid #B71C1C;border-left:1px solid #B71C1C;padding:20px;\">\r\n<div style=\"display:flex;align-items:center;gap:10px;margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid #B71C1C;\">\r\n<span style=\"font-size:20px;\">\u274c<\/span>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:17px;font-weight:700;color:#B71C1C;\">\u0a95\u0acb\u0aa3 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0aa8\u0aa5\u0ac0<\/div>\r\n<\/div>\r\n<div style=\"display:flex;flex-direction:column;gap:12px;\">\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>\u0a95\u0ac3\u0ab7\u0abf<\/strong> \u0a85\u0aa8\u0ac7 \u0ab8\u0a82\u0aac\u0a82\u0aa7\u0abf\u0aa4 \u0aaa\u0acd\u0ab0\u0ab5\u0ac3\u0aa4\u0acd\u0aa4\u0abf\u0a93<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>Self Help Groups<\/strong> \u0a85\u0aa8\u0ac7 Joint Liability Groups<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>ECGC \u0a85\u0aa5\u0ab5\u0abe \u0a85\u0aa8\u0acd\u0aaf guarantee schemes<\/strong> \u0ab9\u0ac7\u0aa0\u0ab3 \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe\u0aaf\u0ac7\u0ab2\u0ac0 \u0ab2\u0acb\u0aa8<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\">Credit <strong>\u0a9c\u0ac7 \u0aaa\u0ab9\u0ac7\u0ab2\u0ac7\u0aa5\u0ac0 collateral<\/strong> \u0a85\u0aa5\u0ab5\u0abe third party guarantee \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0ab8\u0ac1\u0ab0\u0a95\u0acd\u0ab7\u0abf\u0aa4 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\"><strong>\u0aab\u0acd\u0ab0\u0acb\u0aa1 \u0a85\u0aa5\u0ab5\u0abe \u0a87\u0ab0\u0abe\u0aa6\u0abe\u0aaa\u0ac2\u0ab0\u0acd\u0ab5\u0a95 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f\u0ab0<\/strong> \u0aa4\u0ab0\u0ac0\u0a95\u0ac7 \u0a9c\u0abe\u0ab9\u0ac7\u0ab0 \u0a95\u0ab0\u0abe\u0aaf\u0ac7\u0ab2\u0abe \u0a96\u0abe\u0aa4\u0abe\u0a93<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\" class=\"translation-block\">\u0ab2\u0acb\u0aa8 \u0a9c\u0ac7 \u0aaa\u0ab9\u0ac7\u0ab2\u0ac7\u0aa5\u0ac0 \u0a9c <strong>NPA<\/strong> \u0aac\u0aa8\u0ac0 \u0a97\u0a88 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<div style=\"display:flex;gap:10px;align-items:flex-start;\">\r\n<span style=\"color:#B71C1C;font-size:15px;flex-shrink:0;margin-top:2px;\">\u2717<\/span>\r\n<div style=\"font-size:14px;color:#1E1E1E;line-height:1.5;\">\r\n<strong data-no-auto-translation=\"\">\u0ab6\u0ac8\u0a95\u0acd\u0ab7\u0aa3\u0abf\u0a95 \u0a85\u0aa8\u0ac7 \u0aa4\u0abe\u0ab2\u0ac0\u0aae \u0ab8\u0a82\u0ab8\u0acd\u0aa5\u0abe\u0a93<\/strong>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><!-- \/cgtmse-eligibility -->\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:12px;color:#AAAAAA;margin-top:12px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: cgtmse.in\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n@media (max-width: 768px) {\r\n  .cgtmse-eligibility {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n  .cgtmse-eligibility > div:first-child {\r\n    border-right: 2px solid #1A6B3C !important;\r\n    border-bottom: none !important;\r\n  }\r\n  .cgtmse-eligibility > div:last-child {\r\n    border-left: 2px solid #B71C1C !important;\r\n    border-top: none !important;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-329c36c e-flex e-con-boxed e-con e-parent\" data-id=\"329c36c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"1dd4881\" \n\t\tclass=\"e-1dd4881-1456663 e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\t\u0a95\u0ac7\u0ab5\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ab5\u0ac0?\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5636d1d e-flex e-con-boxed e-con e-parent\" data-id=\"5636d1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2ce926 elementor-widget elementor-widget-html\" data-id=\"d2ce926\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;width:100%;box-sizing:border-box;\">\r\n\r\n<div class=\"cgtmse-steps\"\r\nstyle=\"display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative;\">\r\n\r\n<!-- Connecting line -->\r\n<div class=\"cgtmse-steps-line\"\r\nstyle=\"position:absolute;top:36px;left:10%;right:10%;height:3px;background:#E0D8CC;z-index:0;\"><\/div>\r\n\r\n<!-- Step 1 -->\r\n<div style=\"text-align:center;position:relative;z-index:1;padding:0 6px;\">\r\n<div style=\"width:60px;height:60px;border-radius:50%;background:#1E1E1E;margin:0 auto 12px;display:flex;align-items:center;justify-content:center;\">\r\n<span style=\"font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:#C8870A;\">1<\/span>\r\n<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:13px;font-weight:700;color:#1E1E1E;margin-bottom:6px;\">\r\nUdyam Registration \u0aae\u0ac7\u0ab3\u0ab5\u0acb<\/div>\r\n<div style=\"font-size:11px;color:#666666;line-height:1.5;padding:0 2px;\">\r\n\u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0aa4\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0abe\u0a82 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4 \u2014 udyamregistration.gov.in \u0aaa\u0ab0 \u0aae\u0aab\u0aa4 \u0a89\u0aaa\u0ab2\u0aac\u0acd\u0aa7\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Step 2 -->\r\n<div style=\"text-align:center;position:relative;z-index:1;padding:0 6px;\">\r\n<div style=\"width:60px;height:60px;border-radius:50%;background:#1E1E1E;margin:0 auto 12px;display:flex;align-items:center;justify-content:center;\">\r\n<span style=\"font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:#C8870A;\">2<\/span>\r\n<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:13px;font-weight:700;color:#1E1E1E;margin-bottom:6px;\">\r\nCGTMSE \u0aac\u0ac7\u0a82\u0a95 \u0aaa\u0ab8\u0a82\u0aa6 \u0a95\u0ab0\u0acb<\/div>\r\n<div style=\"font-size:11px;color:#666666;line-height:1.5;padding:0 2px;\">\r\nCGTMSE \u0ab8\u0abe\u0aa5\u0ac7 \u0ab8\u0ac2\u0a9a\u0abf\u0aac\u0aa6\u0acd\u0aa7 \u0a95\u0acb\u0a88\u0aaa\u0aa3 Scheduled Bank, NBFC \u0a85\u0aa5\u0ab5\u0abe Small Finance Bank\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Step 3 -->\r\n<div style=\"text-align:center;position:relative;z-index:1;padding:0 6px;\">\r\n<div style=\"width:60px;height:60px;border-radius:50%;background:#1E1E1E;margin:0 auto 12px;display:flex;align-items:center;justify-content:center;\">\r\n<span style=\"font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:#C8870A;\">3<\/span>\r\n<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:13px;font-weight:700;color:#1E1E1E;margin-bottom:6px;\">\r\n\u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0acb<\/div>\r\n<div style=\"font-size:11px;color:#666666;line-height:1.5;padding:0 2px;\">\r\n\u0aa6\u0ab8\u0acd\u0aa4\u0abe\u0ab5\u0ac7\u0a9c\u0acb \u0ab8\u0aac\u0aae\u0abf\u0a9f \u0a95\u0ab0\u0acb \u2014 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 CGTMSE cover \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ab5\u0abe \u0a95\u0ab9\u0acb\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Step 4 -->\r\n<div style=\"text-align:center;position:relative;z-index:1;padding:0 6px;\">\r\n<div style=\"width:60px;height:60px;border-radius:50%;background:#1E1E1E;margin:0 auto 12px;display:flex;align-items:center;justify-content:center;\">\r\n<span style=\"font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:#C8870A;\">4<\/span>\r\n<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:13px;font-weight:700;color:#1E1E1E;margin-bottom:6px;\">\r\n\u0aac\u0ac7\u0a82\u0a95 CGTMSE \u0aaa\u0abe\u0ab8\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:11px;color:#666666;line-height:1.5;padding:0 2px;\">\r\n\u0aac\u0ac7\u0a82\u0a95 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aa4\u0ab0\u0aab\u0aa5\u0ac0 guarantee \u0a85\u0ab0\u0a9c\u0ac0 \u0ab8\u0aac\u0aae\u0abf\u0a9f \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Step 5 -->\r\n<div style=\"text-align:center;position:relative;z-index:1;padding:0 6px;\">\r\n<div style=\"width:60px;height:60px;border-radius:50%;background:#C8870A;margin:0 auto 12px;display:flex;align-items:center;justify-content:center;\">\r\n<span style=\"font-family:'Playfair Display',serif;font-size:20px;font-weight:700;color:#fff;\">5<\/span>\r\n<\/div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:13px;font-weight:700;color:#1E1E1E;margin-bottom:6px;\">\r\n\u0ab2\u0acb\u0aa8 \u0ab5\u0abf\u0aa4\u0ab0\u0aa3 \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7<\/div>\r\n<div style=\"font-size:11px;color:#666666;line-height:1.5;padding:0 2px;\">\r\nGuarantee \u0aae\u0a82\u0a9c\u0ac2\u0ab0 \u2014 collateral \u0ab5\u0a97\u0ab0 \u0ab2\u0acb\u0aa8 \u0a9c\u0aae\u0abe \u0aa5\u0abe\u0aaf \u0a9b\u0ac7\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><!-- \/cgtmse-steps -->\r\n\r\n<!-- Important note -->\r\n<div style=\"margin-top:20px;display:flex;align-items:flex-start;gap:10px;padding:14px 16px;background:#FFF4DC;border-left:3px solid #C8870A;box-sizing:border-box;width:100%;\">\r\n<span style=\"font-size:16px;flex-shrink:0;\">\u26a0\ufe0f<\/span>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.6;\" class=\"translation-block\"><strong>\u0aa4\u0aae\u0ac7 \u0ab8\u0ac0\u0aa7\u0abe CGTMSE \u0aaa\u0abe\u0ab8\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0aa4\u0abe \u0aa8\u0aa5\u0ac0.<\/strong>\n\u0aac\u0ac7\u0a82\u0a95 \u0a85\u0aa5\u0ab5\u0abe NBFC \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aa4\u0ab0\u0aab\u0aa5\u0ac0 guarantee cover \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7.\n\u0aa4\u0aae\u0abe\u0ab0\u0ac1\u0a82 \u0a95\u0abe\u0aae \u0aa4\u0aae\u0abe\u0ab0\u0abe \u0aa6\u0ab8\u0acd\u0aa4\u0abe\u0ab5\u0ac7\u0a9c\u0acb \u0ab8\u0abe\u0aa5\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0acb \u0ab8\u0a82\u0aaa\u0ab0\u0acd\u0a95 \u0a95\u0ab0\u0ab5\u0abe\u0aa8\u0acb \u0a9b\u0ac7 \u0a85\u0aa8\u0ac7\n\u0aa4\u0ac7\u0aae\u0aa8\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0ab2\u0acb\u0aa8 CGTMSE \u0aaf\u0acb\u0a9c\u0aa8\u0abe \u0ab9\u0ac7\u0aa0\u0ab3 \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe \u0ab5\u0abf\u0aa8\u0a82\u0aa4\u0ac0 \u0a95\u0ab0\u0ab5\u0abe\u0aa8\u0ac0 \u0a9b\u0ac7.<\/div>\r\n<\/div>\r\n\r\n<!-- Where to go -->\r\n<div style=\"margin-top:12px;display:flex;align-items:flex-start;gap:10px;padding:14px 16px;background:#F1F8F1;border-left:3px solid #1A6B3C;box-sizing:border-box;width:100%;\">\r\n<span style=\"font-size:16px;flex-shrink:0;\">\ud83c\udf10<\/span>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.6;\" class=\"translation-block\"><strong data-no-auto-translation=\"\">CGTMSE \u0ab8\u0aad\u0acd\u0aaf \u0aac\u0ac7\u0a82\u0a95\u0acb \u0ab6\u0acb\u0aa7\u0acb:<\/strong> <a href=\"https:\/\/www.cgtmse.in\" style=\"color:#C8870A;font-weight:700;margin-left:4px\" target=\"_blank\" rel=\"noopener\">cgtmse.in<\/a>\n\u2014 \u0aa4\u0aae\u0abe\u0aae Scheduled Commercial Banks, RRBs, NBFCs \u0a85\u0aa8\u0ac7 Small Finance Banks \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0ab2\u0ac7\u0aa3\u0aa6\u0abe\u0aa4\u0abe \u0a9b\u0ac7.<\/div>\r\n<\/div>\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:12px;color:#AAAAAA;margin-top:12px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: cgtmse.in\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n@media (max-width: 768px) {\r\n  .cgtmse-steps {\r\n    grid-template-columns: 1fr !important;\r\n    gap: 0 !important;\r\n    position: static !important;\r\n  }\r\n  .cgtmse-steps-line {\r\n    display: none !important;\r\n    visibility: hidden !important;\r\n    opacity: 0 !important;\r\n    height: 0 !important;\r\n    position: static !important;\r\n  }\r\n  .cgtmse-steps > div {\r\n    display: flex !important;\r\n    text-align: left !important;\r\n    align-items: center !important;\r\n    gap: 16px !important;\r\n    padding: 14px 0 !important;\r\n    border-bottom: 1px solid #E0D8CC !important;\r\n    position: static !important;\r\n  }\r\n  .cgtmse-steps > div:last-child {\r\n    border-bottom: none !important;\r\n  }\r\n  .cgtmse-steps > div > div:first-child {\r\n    flex-shrink: 0 !important;\r\n    margin: 0 !important;\r\n    min-width: 60px !important;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab3b22c e-flex e-con-boxed e-con e-parent\" data-id=\"ab3b22c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"5666324\" \n\t\tclass=\"e-5666324-487701b e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\t \u0aae\u0ac1\u0a96\u0acd\u0aaf \u0aa4\u0aa5\u0acd\u0aaf\u0acb\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0380e1c e-flex e-con-boxed e-con e-parent\" data-id=\"0380e1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e14ac5 elementor-widget elementor-widget-html\" data-id=\"6e14ac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;width:100%;box-sizing:border-box;\">\r\n\r\n<div class=\"cgtmse-stats\"\r\nstyle=\"display:grid;grid-template-columns:repeat(4,1fr);gap:0;\">\r\n\r\n<!-- Stat 1 -->\r\n<div style=\"background:#1E1E1E;padding:24px 16px;text-align:center;border-right:1px solid rgba(255,255,255,0.08);box-sizing:border-box;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;margin-bottom:8px;\">\r\n\u20b910 \u0a95\u0ab0\u0acb\u0aa1<\/div>\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.7);line-height:1.5;\" class=\"translation-block\">\u0aae\u0ab9\u0aa4\u0acd\u0aa4\u0aae collateral-free<br>\u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe\u0aaf\u0ac7\u0ab2 \u0ab2\u0acb\u0aa8<\/div>\r\n<\/div>\r\n\r\n<!-- Stat 2 -->\r\n<div style=\"background:#1E1E1E;padding:24px 16px;text-align:center;border-right:1px solid rgba(255,255,255,0.08);box-sizing:border-box;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;margin-bottom:8px;\">\r\n90%<\/div>\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.7);line-height:1.5;\" class=\"translation-block\">\u0aae\u0ab9\u0abf\u0ab2\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0ab8\u0abe\u0ab9\u0ab8\u0abf\u0a95\u0acb \u0aae\u0abe\u0a9f\u0ac7<br>\u0aae\u0ab9\u0aa4\u0acd\u0aa4\u0aae \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a95\u0ab5\u0ab0<\/div>\r\n<\/div>\r\n\r\n<!-- Stat 3 -->\r\n<div style=\"background:#1E1E1E;padding:24px 16px;text-align:center;border-right:1px solid rgba(255,255,255,0.08);box-sizing:border-box;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;margin-bottom:8px;\">\r\n\u20b91 \u0ab2\u0abe\u0a96 \u0a95\u0ab0\u0acb\u0aa1<\/div>\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.7);line-height:1.5;\" class=\"translation-block\">FY 2022-23 \u0aae\u0abe\u0a82<br>\u0aae\u0a82\u0a9c\u0ac2\u0ab0 \u0aa5\u0aaf\u0ac7\u0ab2\u0ac0 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0<\/div>\r\n<\/div>\r\n\r\n<!-- Stat 4 -->\r\n<div style=\"background:#1E1E1E;padding:24px 16px;text-align:center;box-sizing:border-box;\">\r\n<div style=\"font-family:'Playfair Display',serif;font-size:26px;font-weight:700;color:#C8870A;line-height:1;margin-bottom:8px;\">\r\n\u0ab6\u0ac2\u0aa8\u0acd\u0aaf<\/div>\r\n<div style=\"font-size:14px;color:rgba(255,255,255,0.7);line-height:1.5;\" class=\"translation-block\">Collateral \u0a85\u0aa5\u0ab5\u0abe guarantor<br>\u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0a9b\u0ac7?<\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:12px;color:#AAAAAA;margin-top:12px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: cgtmse.in \u00b7 msme.gov.in\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n@media (max-width: 768px) {\r\n  .cgtmse-stats {\r\n    grid-template-columns: repeat(2, 1fr) !important;\r\n  }\r\n  .cgtmse-stats > div {\r\n    border-bottom: 1px solid rgba(255,255,255,0.08) !important;\r\n  }\r\n  .cgtmse-stats > div:nth-child(odd) {\r\n    border-right: 1px solid rgba(255,255,255,0.08) !important;\r\n  }\r\n  .cgtmse-stats > div:nth-child(even) {\r\n    border-right: none !important;\r\n  }\r\n  .cgtmse-stats > div:nth-last-child(-n+2) {\r\n    border-bottom: none !important;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d4c5fc e-flex e-con-boxed e-con e-parent\" data-id=\"5d4c5fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"001baca\" \n\t\tclass=\"e-001baca-6360ab3 e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tCGTMSE \u0aae\u0abe\u0a9f\u0ac7 \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0aa6\u0ab8\u0acd\u0aa4\u0abe\u0ab5\u0ac7\u0a9c\u0acb\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71e184c e-flex e-con-boxed e-con e-parent\" data-id=\"71e184c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-470c7b7 elementor-widget elementor-widget-html\" data-id=\"470c7b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family:'Source Serif 4',serif;padding:24px 0;width:100%;box-sizing:border-box;\">\r\n\r\n<div class=\"cgtmse-docs\"\r\nstyle=\"display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#E0D8CC;\">\r\n\r\n<!-- Doc 1 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83e\udeaa<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0a93\u0ab3\u0a96\u0aa8\u0acb \u0aaa\u0ac1\u0ab0\u0abe\u0ab5\u0acb<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u0a86\u0aa7\u0abe\u0ab0, PAN, \u0aae\u0aa4\u0aa6\u0abe\u0ab0 \u0a93\u0ab3\u0a96\u0aaa\u0aa4\u0acd\u0ab0 \u0a85\u0aa5\u0ab5\u0abe \u0aaa\u0abe\u0ab8\u0aaa\u0acb\u0ab0\u0acd\u0a9f<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 2 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83c\udfe0<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0ab8\u0ab0\u0aa8\u0abe\u0aae\u0abe\u0aa8\u0acb \u0aaa\u0ac1\u0ab0\u0abe\u0ab5\u0acb<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u0a86\u0aa7\u0abe\u0ab0, \u0aaf\u0ac1\u0a9f\u0abf\u0ab2\u0abf\u0a9f\u0ac0 \u0aac\u0abf\u0ab2 \u0a85\u0aa5\u0ab5\u0abe \u0aad\u0abe\u0aa1\u0abe \u0a95\u0ab0\u0abe\u0ab0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 3 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83d\udccb<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0a82\u0aac\u0ab0 \u2014 CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 4 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83e\ude99<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0aaa\u0abe\u0aa8 \u0a95\u0abe\u0ab0\u0acd\u0aa1<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u20b95 \u0ab2\u0abe\u0a96\u0aa5\u0ac0 \u0ab5\u0aa7\u0ac1 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 5 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83c\udfe6<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0aac\u0ac7\u0a82\u0a95 \u0ab8\u0acd\u0a9f\u0ac7\u0a9f\u0aae\u0ac7\u0aa8\u0acd\u0a9f\u0acd\u0ab8<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u0a9b\u0ac7\u0ab2\u0acd\u0ab2\u0abe 6 \u0aae\u0ab9\u0abf\u0aa8\u0abe \u2014 \u0ab0\u0acb\u0a95\u0aa1 \u0aaa\u0acd\u0ab0\u0ab5\u0abe\u0ab9 \u0a85\u0aa8\u0ac7 \u0a9a\u0ac1\u0a95\u0ab5\u0aa3\u0ac0 \u0a95\u0acd\u0ab7\u0aae\u0aa4\u0abe \u0aa6\u0ab0\u0acd\u0ab6\u0abe\u0ab5\u0ac7 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 6 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83d\udcca<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0aaa\u0acd\u0ab0\u0acb\u0a9c\u0ac7\u0a95\u0acd\u0a9f \u0ab0\u0abf\u0aaa\u0acb\u0ab0\u0acd\u0a9f<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf \u0aaf\u0acb\u0a9c\u0aa8\u0abe \u0a9c\u0ac7 \u0ab5\u0acd\u0aaf\u0ab5\u0ab9\u0abe\u0ab0\u0acd\u0aaf\u0aa4\u0abe \u0aa6\u0ab0\u0acd\u0ab6\u0abe\u0ab5\u0ac7 \u0a9b\u0ac7 \u2014 \u0aac\u0ac7\u0a82\u0a95 \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0a86\u0ab5\u0ab6\u0acd\u0aaf\u0a95 \u0a9b\u0ac7<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 7 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83c\udfea<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0aa8\u0acb \u0aaa\u0ac1\u0ab0\u0abe\u0ab5\u0acb<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\nGST, \u0a9f\u0acd\u0ab0\u0ac7\u0aa1 \u0ab2\u0abe\u0a87\u0ab8\u0aa8\u0acd\u0ab8 \u0a85\u0aa5\u0ab5\u0abe \u0aa6\u0ac1\u0a95\u0abe\u0aa8 \u0ab8\u0acd\u0aa5\u0abe\u0aaa\u0aa8\u0abe \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 8 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83d\udcf8<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0aab\u0acb\u0a9f\u0acb\u0a97\u0acd\u0ab0\u0abe\u0aab\u0acd\u0ab8<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\n\u0a85\u0ab0\u0a9c\u0aa6\u0abe\u0ab0\u0aa8\u0abe \u0aa4\u0abe\u0a9c\u0ac7\u0aa4\u0ab0\u0aa8\u0abe \u0aaa\u0abe\u0ab8\u0aaa\u0acb\u0ab0\u0acd\u0a9f \u0ab8\u0abe\u0a87\u0a9d \u0aab\u0acb\u0a9f\u0acb\u0a97\u0acd\u0ab0\u0abe\u0aab\u0acd\u0ab8<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Doc 9 -->\r\n<div style=\"background:#FFFCF6;padding:16px;display:flex;align-items:flex-start;gap:12px;\">\r\n<div style=\"width:40px;height:40px;background:#FFF4DC;border:1.5px solid #C8870A;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:18px;\">\ud83d\udccb<\/div>\r\n<div>\r\n<div style=\"font-family:'Playfair Display',serif;font-size:14px;font-weight:700;color:#1E1E1E;margin-bottom:4px;\">\r\n\u0ab6\u0acd\u0ab0\u0ac7\u0aa3\u0ac0 \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0<\/div>\r\n<div style=\"font-size:13px;color:#666666;line-height:1.5;\">\r\nSC\/ST\/OBC\/\u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93\/PwD \u2014 \u0a9c\u0acb \u0ab5\u0aa7\u0ac1 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0aa4\u0acb<\/div>\r\n<\/div>\r\n<\/div>\r\n\r\n<\/div><!-- \/cgtmse-docs -->\r\n\r\n<!-- Note -->\r\n<div style=\"margin-top:16px;padding:12px 14px;background:#F5F0E8;border-left:3px solid #C8870A;display:flex;gap:10px;align-items:flex-start;box-sizing:border-box;width:100%;\">\r\n<span style=\"font-size:16px;flex-shrink:0;\">\ud83d\udccc<\/span>\r\n<div style=\"font-size:13px;color:#1E1E1E;line-height:1.6;\">\r\n\u0aa6\u0ab8\u0acd\u0aa4\u0abe\u0ab5\u0ac7\u0a9c\u0acb \u0ab8\u0ac0\u0aa7\u0abe CGTMSE \u0aa8\u0ac7 \u0aa8\u0ab9\u0ac0\u0a82 \u0aaa\u0ab0\u0a82\u0aa4\u0ac1 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab8\u0aac\u0aae\u0abf\u0a9f \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7. \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0\u0aaf\u0abe\u0aa4\u0acb \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0aa8\u0abe\u0ab0 \u0aac\u0ac7\u0a82\u0a95 \u0aae\u0ac1\u0a9c\u0aac \u0aac\u0aa6\u0ab2\u0abe\u0a88 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7. \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0aa4\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0abe\u0a82 \u0ab9\u0a82\u0aae\u0ac7\u0ab6\u0abe \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aaa\u0ab8\u0a82\u0aa6\u0a97\u0ac0\u0aa8\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0ab8\u0abe\u0aa5\u0ac7 \u0ab8\u0a82\u0aaa\u0ac2\u0ab0\u0acd\u0aa3 \u0a9a\u0ac7\u0a95\u0ab2\u0abf\u0ab8\u0acd\u0a9f\u0aa8\u0ac0 \u0aaa\u0ac1\u0ab7\u0acd\u0a9f\u0abf \u0a95\u0ab0\u0acb.\r\n<\/div>\r\n<\/div>\r\n\r\n<!-- Source -->\r\n<div style=\"font-size:12px;color:#AAAAAA;margin-top:12px;font-style:italic;text-align:right;font-family:'Source Serif 4',serif;\">\r\nSource: cgtmse.in\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<style>\r\n@media (max-width: 768px) {\r\n  .cgtmse-docs {\r\n    grid-template-columns: 1fr 1fr !important;\r\n  }\r\n}\r\n@media (max-width: 400px) {\r\n  .cgtmse-docs {\r\n    grid-template-columns: 1fr !important;\r\n  }\r\n}\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c024d58 e-flex e-con-boxed e-con e-parent\" data-id=\"c024d58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8c23e5 elementor-widget elementor-widget-button\" data-id=\"a8c23e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/gu\/calculator\/?scheme=cgtmse\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0aa4\u0aae\u0abe\u0ab0\u0ac0 CGTMSE \u0ab2\u0acb\u0aa8 \u0aaa\u0abe\u0aa4\u0acd\u0ab0\u0aa4\u0abe \u0aa4\u0aaa\u0abe\u0ab8\u0acb \u2014 \u0aa8\u0abf\u0a83\u0ab6\u0ac1\u0ab2\u0acd\u0a95 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d041da9 e-flex e-con-boxed e-con e-parent\" data-id=\"d041da9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-370b338 elementor-widget elementor-widget-html translation-block\" data-id=\"370b338\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">CGTMSE \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2-\u0aab\u0acd\u0ab0\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0aa4\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0abe, \u0a96\u0abe\u0aa4\u0ab0\u0ac0 \u0a95\u0ab0\u0acb \u0a95\u0ac7 \u0aa4\u0aae\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 <a href=\"\/gu\/udyam-registration-guide\/\" target=\"_self\">\u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0<\/a> \u0aaa\u0ac2\u0ab0\u0acd\u0aa3 \u0a95\u0ab0\u0ac0 \u0a9b\u0ac7 \u2014 \u0aa4\u0ac7 CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4 \u0a9b\u0ac7.<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76f98e8 e-flex e-con-boxed e-con e-parent\" data-id=\"76f98e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h2 \n\t\tdata-interaction-id=\"2b789bb\" \n\t\tclass=\"e-2b789bb-98ab78c e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\t<strong data-no-auto-translation=\"\">\u0ab5\u0abe\u0ab0\u0a82\u0ab5\u0abe\u0ab0 \u0aaa\u0ac2\u0a9b\u0abe\u0aa4\u0abe \u0aaa\u0acd\u0ab0\u0ab6\u0acd\u0aa8\u0acb \u2014 CGTMSE<\/strong>\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a1bed5 e-flex e-con-boxed e-con e-parent\" data-id=\"3a1bed5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t\t\t<h3 \n\t\tdata-interaction-id=\"37870f6\" \n\t\tclass=\"e-37870f6-7fb2c7c e-heading-base\" \n\t\t \n\t\t\n\t>\n\t\n\t\t\tCGTMSE \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2-\u0aae\u0ac1\u0a95\u0acd\u0aa4 \u0ab2\u0acb\u0aa8 \u0ab5\u0abf\u0ab6\u0ac7 \u0aa4\u0aae\u0aa8\u0ac7 \u0a9c\u0abe\u0aa3\u0ab5\u0abe\u0aa8\u0ac0 \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0aac\u0aa7\u0ac0 \u0aae\u0abe\u0ab9\u0abf\u0aa4\u0ac0 \u2014 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a95\u0ac7\u0ab5\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a95\u0abe\u0ab0\u0acd\u0aaf \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7, \u0aaa\u0abe\u0aa4\u0acd\u0ab0\u0aa4\u0abe, \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0a85\u0aa8\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ac7\u0ab5\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a95\u0ab0\u0ab5\u0ac0.\n\t\t<\/h3>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cc9945 e-flex e-con-boxed e-con e-parent\" data-id=\"7cc9945\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3031994 elementor-widget elementor-widget-n-accordion\" data-id=\"3031994\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5050\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-5050\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0ab6\u0ac1\u0a82 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5050\" class=\"elementor-element elementor-element-22f9e9c e-con-full e-flex e-con e-child\" data-id=\"22f9e9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62ffdfa elementor-widget elementor-widget-text-editor\" data-id=\"62ffdfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0aa8\u0acb \u0a85\u0ab0\u0acd\u0aa5 Credit Guarantee Fund Trust for Micro and Small Enterprises \u0aa5\u0abe\u0aaf \u0a9b\u0ac7. \u0aa4\u0ac7\u0aa8\u0ac0 \u0ab8\u0acd\u0aa5\u0abe\u0aaa\u0aa8\u0abe \u0a93\u0a97\u0ab8\u0acd\u0a9f 2000\u0aae\u0abe\u0a82 \u0aad\u0abe\u0ab0\u0aa4 \u0ab8\u0ab0\u0a95\u0abe\u0ab0\u0aa8\u0abe MSME \u0aae\u0a82\u0aa4\u0acd\u0ab0\u0abe\u0ab2\u0aaf \u0a85\u0aa8\u0ac7 SIDBI (Small Industries Development Bank of India) \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0ab8\u0a82\u0aaf\u0ac1\u0a95\u0acd\u0aa4 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac0 \u0ab9\u0aa4\u0ac0. CGTMSE \u0ab8\u0ac0\u0aa7\u0ac0 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0aa4\u0ac1\u0a82 \u0aa8\u0aa5\u0ac0. \u0aa4\u0ac7\u0aa8\u0abe \u0aac\u0aa6\u0ab2\u0ac7 \u0aa4\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0acb \u0a85\u0aa8\u0ac7 NBFCs \u0aa8\u0ac7 \u0ab8\u0ab0\u0a95\u0abe\u0ab0 \u0a86\u0aa7\u0abe\u0ab0\u0abf\u0aa4 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7, \u0a9c\u0ac7\u0aa8\u0abe \u0a95\u0abe\u0ab0\u0aa3\u0ac7 \u0aa4\u0ac7\u0a93 \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb \u0a85\u0aa8\u0ac7 \u0ab8\u0acd\u0aae\u0acb\u0ab2 \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d\u0aa8\u0ac7 \u0a95\u0acb\u0a88 \u0aaa\u0aa3 \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2 \u0a85\u0aa5\u0ab5\u0abe \u0aa4\u0ac3\u0aa4\u0ac0\u0aaf \u0aaa\u0a95\u0acd\u0ab7 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0ab5\u0a97\u0ab0 \u20b910 \u0a95\u0ab0\u0acb\u0aa1 \u0ab8\u0ac1\u0aa7\u0ac0 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ac0 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5051\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5051\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0ab8\u0ab0\u0ab3 \u0aad\u0abe\u0ab7\u0abe\u0aae\u0abe\u0a82 \u0a95\u0ac7\u0ab5\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a95\u0abe\u0aae \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5051\" class=\"elementor-element elementor-element-0f06dc4 e-con-full e-flex e-con e-child\" data-id=\"0f06dc4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5051\" class=\"elementor-element elementor-element-c8177fd e-flex e-con-boxed e-con e-child\" data-id=\"c8177fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e63b51 elementor-widget elementor-widget-text-editor\" data-id=\"3e63b51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0aa8\u0ac7 \u0a8f\u0a95 \u0aa8\u0abf\u0a83\u0ab6\u0aac\u0acd\u0aa6 \u0a97\u0ac7\u0ab0\u0aa8\u0acd\u0a9f\u0ab0 \u0aa4\u0ab0\u0ac0\u0a95\u0ac7 \u0ab8\u0aae\u0a9c\u0acb. \u0a9c\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0aa4\u0aae\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aae\u0abe\u0a82 \u0aac\u0abf\u0a9d\u0aa8\u0ac7\u0ab8 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0acb \u0a9b\u0acb, \u0aa4\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0a9c\u0acb\u0a96\u0aae\u0aa8\u0ac0 \u0a9a\u0abf\u0a82\u0aa4\u0abe \u0ab9\u0acb\u0aaf \u0a9b\u0ac7 \u2014 \u0a9c\u0acb \u0aa4\u0aae\u0ac7 \u0ab2\u0acb\u0aa8 \u0aaa\u0ab0\u0aa4 \u0aa8 \u0a95\u0ab0\u0ac0 \u0ab6\u0a95\u0acb \u0aa4\u0acb \u0ab6\u0ac1\u0a82 \u0aa5\u0ab6\u0ac7? CGTMSE \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0a96\u0abe\u0aa4\u0ab0\u0ac0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7: \u201c\u0a9c\u0acb \u0a86 \u0ab2\u0acb\u0aa8 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0aa5\u0abe\u0aaf \u0aa4\u0acb \u0a85\u0aae\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0abe \u0aa8\u0ac1\u0a95\u0ab8\u0abe\u0aa8\u0aa8\u0abe 75% \u0aa5\u0ac0 90% \u0ab8\u0ac1\u0aa7\u0ac0 \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0a88\u0ab6\u0ac1\u0a82.\u201d \u0a86 \u0a96\u0abe\u0aa4\u0ab0\u0ac0\u0aa8\u0abe \u0a95\u0abe\u0ab0\u0aa3\u0ac7 \u0aac\u0ac7\u0a82\u0a95 \u0aa4\u0aae\u0aa8\u0ac7 \u0a95\u0acb\u0a88 \u0ab8\u0a82\u0aaa\u0aa4\u0acd\u0aa4\u0abf \u0a85\u0aa5\u0ab5\u0abe \u0a97\u0ac7\u0ab0\u0aa8\u0acd\u0a9f\u0ab0 \u0aae\u0abe\u0a82\u0a97\u0acd\u0aaf\u0abe \u0ab5\u0a97\u0ab0 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7. \u0aa4\u0aae\u0ac7 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab2\u0acb\u0aa8 \u0aaa\u0ab0\u0aa4 \u0a95\u0ab0\u0acb \u0a9b\u0acb. CGTMSE \u0aae\u0abe\u0aa4\u0acd\u0ab0 \u0aa4\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0a9c \u0a95\u0abe\u0ab0\u0acd\u0aaf \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7 \u0a9c\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0aa5\u0abe\u0aaf \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5052\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5052\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0ab9\u0ac7\u0aa0\u0ab3 \u0aae\u0ab9\u0aa4\u0acd\u0aa4\u0aae \u0ab2\u0acb\u0aa8 \u0ab0\u0a95\u0aae \u0a95\u0ac7\u0a9f\u0ab2\u0ac0 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5052\" class=\"elementor-element elementor-element-b228d66 e-con-full e-flex e-con e-child\" data-id=\"b228d66\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5052\" class=\"elementor-element elementor-element-0814a19 e-flex e-con-boxed e-con e-child\" data-id=\"0814a19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7afde2 elementor-widget elementor-widget-text-editor\" data-id=\"d7afde2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0a8f\u0a95 \u0a89\u0aa7\u0abe\u0ab0 \u0ab2\u0ac7\u0aa8\u0abe\u0ab0 \u0a8f\u0a95\u0aae \u0aae\u0abe\u0a9f\u0ac7 \u20b910 \u0a95\u0ab0\u0acb\u0aa1 \u0ab8\u0ac1\u0aa7\u0ac0\u0aa8\u0ac0 \u0ab2\u0acb\u0aa8 \u0aaa\u0ab0 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a95\u0ab5\u0ab0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7. \u0aa4\u0ac7\u0aae\u0abe\u0a82 \u0a9f\u0ab0\u0acd\u0aae \u0ab2\u0acb\u0aa8 \u0a85\u0aa8\u0ac7 \u0ab5\u0ab0\u0acd\u0a95\u0abf\u0a82\u0a97 \u0a95\u0ac7\u0aaa\u0abf\u0a9f\u0ab2 \u0ab2\u0acb\u0aa8 \u0aac\u0a82\u0aa8\u0ac7\u0aa8\u0acb \u0ab8\u0aae\u0abe\u0ab5\u0ac7\u0ab6 \u0aa5\u0abe\u0aaf \u0a9b\u0ac7. \u20b910 \u0a95\u0ab0\u0acb\u0aa1\u0aa5\u0ac0 \u0ab5\u0aa7\u0ac1\u0aa8\u0ac0 \u0ab2\u0acb\u0aa8 CGTMSE \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aab\u0acd\u0ab0\u0ac7\u0aae\u0ab5\u0ab0\u0acd\u0a95 \u0aac\u0ab9\u0abe\u0ab0 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7 \u0a85\u0aa8\u0ac7 \u0aa4\u0ac7\u0aae\u0abe\u0a82 \u0a85\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2\u0aa8\u0ac0 \u0a9c\u0ab0\u0ac2\u0ab0 \u0aaa\u0aa1\u0ac7 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5053\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5053\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0a85\u0aa8\u0ac7 \u0aae\u0ac1\u0aa6\u0acd\u0ab0\u0abe \u0ab2\u0acb\u0aa8 \u0ab5\u0a9a\u0acd\u0a9a\u0ac7 \u0ab6\u0ac1\u0a82 \u0aa4\u0aab\u0abe\u0ab5\u0aa4 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5053\" class=\"elementor-element elementor-element-b00e8ad e-flex e-con-boxed e-con e-child\" data-id=\"b00e8ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5053\" class=\"elementor-element elementor-element-6c3f10f e-con-full e-flex e-con e-child\" data-id=\"6c3f10f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3b95dc elementor-widget elementor-widget-text-editor\" data-id=\"e3b95dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u0aae\u0ac1\u0aa6\u0acd\u0ab0\u0abe \u0ab2\u0acb\u0aa8 \u0a8f\u0ab5\u0ac0 \u0aaf\u0acb\u0a9c\u0aa8\u0abe \u0a9b\u0ac7 \u0a9c\u0ac7\u0aae\u0abe\u0a82 \u0ab8\u0ab0\u0a95\u0abe\u0ab0 \u0aac\u0ac7\u0a82\u0a95\u0acb\u0aa8\u0ac7 \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb \u0aae\u0abe\u0a9f\u0ac7 \u0aa8\u0abe\u0aa8\u0abe \u0ab2\u0acb\u0aa8 (\u20b920 \u0ab2\u0abe\u0a96 \u0ab8\u0ac1\u0aa7\u0ac0) \u0a86\u0aaa\u0ab5\u0abe \u0ab8\u0a95\u0acd\u0ab7\u0aae \u0aac\u0aa8\u0abe\u0ab5\u0ac7 \u0a9b\u0ac7. \u0aa4\u0ac7\u0aae\u0abe\u0a82 \u0aaa\u0acb\u0aa4\u0abe\u0aa8\u0ac1\u0a82 \u0a85\u0ab2\u0a97 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aae\u0abf\u0a95\u0ac7\u0aa8\u0abf\u0a9d\u0aae \u0ab9\u0acb\u0aaf \u0a9b\u0ac7.<\/li><li>CGTMSE \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb \u0a85\u0aa8\u0ac7 \u0ab8\u0acd\u0aae\u0acb\u0ab2 \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d \u0aae\u0abe\u0a9f\u0ac7 \u20b910 \u0a95\u0ab0\u0acb\u0aa1 \u0ab8\u0ac1\u0aa7\u0ac0\u0aa8\u0ac0 \u0aae\u0acb\u0a9f\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7\u0aa8\u0ac1\u0a82 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aab\u0acd\u0ab0\u0ac7\u0aae\u0ab5\u0ab0\u0acd\u0a95 \u0a9b\u0ac7. \u0aa4\u0ac7 \u0aaa\u0acb\u0aa4\u0ac7 \u0ab2\u0acb\u0aa8 \u0aaa\u0acd\u0ab0\u0acb\u0aa1\u0a95\u0acd\u0a9f \u0aa8\u0aa5\u0ac0, \u0aaa\u0ab0\u0a82\u0aa4\u0ac1 \u0a8f\u0a95 \u0a95\u0acd\u0ab0\u0ac7\u0aa1\u0abf\u0a9f \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a9b\u0ac7 \u0a9c\u0ac7 \u0aac\u0ac7\u0a82\u0a95\u0acb\u0aa8\u0ac7 \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2 \u0ab5\u0a97\u0ab0 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ab5\u0abe\u0aa8\u0ac0 \u0ab8\u0a95\u0acd\u0ab7\u0aae\u0aa4\u0abe \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7.<\/li><\/ul><p>\u20b920 \u0ab2\u0abe\u0a96 \u0ab8\u0ac1\u0aa7\u0ac0\u0aa8\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0aae\u0ac1\u0aa6\u0acd\u0ab0\u0abe \u0ab5\u0aa7\u0ac1 \u0ab8\u0ab0\u0ab3 \u0a9b\u0ac7. \u0a9c\u0acd\u0aaf\u0abe\u0ab0\u0ac7 \u0aae\u0acb\u0a9f\u0abe \u0aac\u0abf\u0a9d\u0aa8\u0ac7\u0ab8 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2 \u0ab5\u0a97\u0ab0 CGTMSE \u0aaf\u0acb\u0a97\u0acd\u0aaf \u0aae\u0abe\u0ab0\u0acd\u0a97 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5054\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5054\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0ab2\u0acb\u0aa8\u0aa8\u0abe \u0a95\u0ac7\u0a9f\u0ab2\u0abe \u0a9f\u0a95\u0abe \u0ab8\u0ac1\u0aa7\u0ac0 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5054\" class=\"elementor-element elementor-element-5d5865b e-flex e-con-boxed e-con e-child\" data-id=\"5d5865b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5054\" class=\"elementor-element elementor-element-95d4202 e-con-full e-flex e-con e-child\" data-id=\"95d4202\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0cf686 elementor-widget elementor-widget-text-editor\" data-id=\"d0cf686\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0ab6\u0acd\u0ab0\u0ac7\u0aa3\u0ac0 \u0a85\u0aa8\u0ac1\u0ab8\u0abe\u0ab0 \u0ab2\u0acb\u0aa8 \u0ab0\u0a95\u0aae\u0aa8\u0abe 75% \u0aa5\u0ac0 90% \u0ab8\u0ac1\u0aa7\u0ac0 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7:<\/p><div class=\"cov-grid\"><div class=\"cov-card\"><div class=\"val\">90% : \u0aae\u0ab9\u0abf\u0ab2\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0ab8\u0abe\u0ab9\u0ab8\u0abf\u0a95\u0acb \u0a85\u0aa8\u0ac7 \u0a85\u0a97\u0acd\u0aa8\u0abf\u0ab5\u0ac0\u0ab0 \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0aaa\u0acd\u0ab0\u0aae\u0acb\u0a9f \u0aa5\u0aaf\u0ac7\u0ab2\u0abe MSEs<\/div><\/div><div class=\"cov-card\"><div class=\"val\">85% : SC\/ST\/PwD, \u0a86\u0a95\u0abe\u0a82\u0a95\u0acd\u0ab7\u0ac0 \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93, ZED, \u0a9f\u0acd\u0ab0\u0abe\u0aa8\u0acd\u0ab8\u0a9c\u0ac7\u0aa8\u0acd\u0aa1\u0ab0<\/div><\/div><div class=\"cov-card\"><div class=\"val\">85% : \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d (\u20b95 \u0ab2\u0abe\u0a96 \u0ab8\u0ac1\u0aa7\u0ac0)<\/div><\/div><div class=\"cov-card\"><div class=\"val\">75% : \u0a85\u0aa8\u0acd\u0aaf \u0aa4\u0aae\u0abe\u0aae \u0a89\u0aa7\u0abe\u0ab0 \u0ab2\u0ac7\u0aa8\u0abe\u0ab0 (\u0ab8\u0acd\u0aae\u0acb\u0ab2 \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d, \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf)<\/div><\/div><\/div><p>\u0a93\u0ab3\u0a96\u0abe\u0aaf\u0ac7\u0ab2\u0abe \u0a95\u0acd\u0ab0\u0ac7\u0aa1\u0abf\u0a9f-\u0a85\u0a9b\u0aa4 \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93 (ICDD) \u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7\u0ab2\u0abe MSEs \u0aa8\u0ac7 \u0ab2\u0abe\u0a97\u0ac1 \u0aa6\u0ab0 \u0aaa\u0ab0 \u0ab5\u0aa7\u0abe\u0ab0\u0abe\u0aa8\u0abe 5%\u0aa8\u0acb \u0ab2\u0abe\u0aad \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5055\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5055\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0a95\u0acb\u0a88 \u0aab\u0ac0 \u0ab5\u0ab8\u0ac2\u0ab2 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5055\" class=\"elementor-element elementor-element-c144fb3 e-flex e-con-boxed e-con e-child\" data-id=\"c144fb3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5055\" class=\"elementor-element elementor-element-24eccd9 e-con-full e-flex e-con e-child\" data-id=\"24eccd9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4963dbb elementor-widget elementor-widget-text-editor\" data-id=\"4963dbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0ab9\u0abe. CGTMSE \u0aac\u0abe\u0a95\u0ac0 \u0ab2\u0acb\u0aa8 \u0ab0\u0a95\u0aae \u0aaa\u0ab0 Annual Guarantee Fee (AGF) \u0ab5\u0ab8\u0ac2\u0ab2 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7. \u0a86 \u0aab\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0a9a\u0ac2\u0a95\u0ab5\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7, \u0aaa\u0ab0\u0a82\u0aa4\u0ac1 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 \u0aa4\u0ac7 \u0ab2\u0acb\u0aa8 \u0a96\u0ab0\u0acd\u0a9a\u0aa8\u0abe \u0aad\u0abe\u0a97\u0ab0\u0ac2\u0aaa\u0ac7 \u0a89\u0aa7\u0abe\u0ab0\u0a95\u0ab0\u0acd\u0aa4\u0abe \u0aaa\u0ab0 \u0aaa\u0ab8\u0abe\u0ab0 \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7. \u0aab\u0ac0\u0aa8\u0acb \u0aa6\u0ab0 \u0ab2\u0acb\u0aa8\u0aa8\u0abe \u0a95\u0aa6 \u0a85\u0aa8\u0ac7 \u0a89\u0aa7\u0abe\u0ab0\u0a95\u0ab0\u0acd\u0aa4\u0abe\u0aa8\u0ac0 \u0ab6\u0acd\u0ab0\u0ac7\u0aa3\u0ac0 \u0aae\u0ac1\u0a9c\u0aac \u0aac\u0aa6\u0ab2\u0abe\u0aaf \u0a9b\u0ac7 \u2014 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 \u0aa4\u0ac7 \u0aac\u0abe\u0a95\u0ac0 \u0ab0\u0a95\u0aae \u0aaa\u0ab0 \u0aaa\u0acd\u0ab0\u0aa4\u0abf \u0ab5\u0ab0\u0acd\u0ab7 0.37% \u0aa5\u0ac0 1.35% \u0ab5\u0a9a\u0acd\u0a9a\u0ac7 \u0ab9\u0acb\u0aaf \u0a9b\u0ac7. \u0aae\u0ab9\u0abf\u0ab2\u0abe \u0a89\u0aa6\u0acd\u0aaf\u0acb\u0a97\u0ab8\u0abe\u0ab9\u0ab8\u0abf\u0a95\u0acb \u0a85\u0aa8\u0ac7 SC\/ST \u0a89\u0aa7\u0abe\u0ab0\u0a95\u0ab0\u0acd\u0aa4\u0abe\u0a93\u0aa8\u0ac7 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 \u0a93\u0a9b\u0acb \u0aab\u0ac0 \u0aa6\u0ab0 \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7. \u0ab2\u0acb\u0aa8 \u0aaa\u0ab0 \u0ab9\u0ab8\u0acd\u0aa4\u0abe\u0a95\u0acd\u0ab7\u0ab0 \u0a95\u0ab0\u0aa4\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0abe \u0ab9\u0a82\u0aae\u0ac7\u0ab6\u0abe \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0aaa\u0abe\u0ab8\u0ac7\u0aa5\u0ac0 \u0a9a\u0acb\u0a95\u0acd\u0a95\u0ab8 AGF \u0a85\u0a82\u0a97\u0ac7 \u0a96\u0ac1\u0ab2\u0abe\u0ab8\u0acb \u0aae\u0abe\u0a82\u0a97\u0ab5\u0acb \u0a9c\u0acb\u0a88\u0a8f.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5056\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5056\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0a93\u0ab3\u0a96\u0abe\u0aaf\u0ac7\u0ab2 \u0a95\u0acd\u0ab0\u0ac7\u0aa1\u0abf\u0a9f-\u0a85\u0a9b\u0aa4 \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0acb (ICDD) \u0ab6\u0ac1\u0a82 \u0a9b\u0ac7 \u0a85\u0aa8\u0ac7 \u0aa4\u0ac7\u0aa8\u0acb \u0ab6\u0ac1\u0a82 \u0ab2\u0abe\u0aad \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5056\" class=\"elementor-element elementor-element-045ddc2 e-flex e-con-boxed e-con e-child\" data-id=\"045ddc2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5056\" class=\"elementor-element elementor-element-dc0d8b5 e-con-full e-flex e-con e-child\" data-id=\"dc0d8b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39a53b3 elementor-widget elementor-widget-text-editor\" data-id=\"39a53b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0ab8\u0aae\u0a97\u0acd\u0ab0 \u0aad\u0abe\u0ab0\u0aa4\u0aae\u0abe\u0a82 \u0a8f\u0ab5\u0abe \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93 \u0a93\u0ab3\u0a96\u0ac7 \u0a9b\u0ac7 \u0a9c\u0acd\u0aaf\u0abe\u0a82 MSEs \u0aae\u0abe\u0a9f\u0ac7 \u0ab8\u0aa4\u0acd\u0aa4\u0abe\u0ab5\u0abe\u0ab0 \u0a95\u0acd\u0ab0\u0ac7\u0aa1\u0abf\u0a9f \u0aaa\u0acd\u0ab0\u0ab5\u0abe\u0ab9 \u0a96\u0abe\u0ab8 \u0a95\u0ab0\u0ac0\u0aa8\u0ac7 \u0a93\u0a9b\u0acb \u0ab9\u0acb\u0aaf \u0a9b\u0ac7. \u0a86\u0ab5\u0abe \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93\u0aa8\u0ac7 Identified Credit Deficient Districts (ICDD) \u0a95\u0ab9\u0ac7\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7. \u0a86 \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0a93\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7\u0ab2\u0abe MSEs \u0aa8\u0ac7 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0aa6\u0ab0 \u0a95\u0ab0\u0aa4\u0abe\u0a82 \u0ab5\u0aa7\u0abe\u0ab0\u0abe\u0aa8\u0abe 5% \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7. \u0a89\u0aa6\u0abe\u0ab9\u0ab0\u0aa3 \u0aa4\u0ab0\u0ac0\u0a95\u0ac7, \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab6\u0acd\u0ab0\u0ac7\u0aa3\u0ac0\u0aa8\u0abe \u0a89\u0aa7\u0abe\u0ab0\u0a95\u0ab0\u0acd\u0aa4\u0abe\u0aa8\u0ac7 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0ab0\u0ac0\u0aa4\u0ac7 75% \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7 \u2014 \u0a9c\u0acd\u0aaf\u0abe\u0ab0\u0ac7 ICDD \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0abe\u0aae\u0abe\u0a82 \u0aa4\u0ac7\u0aa8\u0ac7 80% \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0ab3\u0ac7 \u0a9b\u0ac7. \u0aa4\u0aae\u0abe\u0ab0\u0acb \u0a9c\u0abf\u0ab2\u0acd\u0ab2\u0acb \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0a9b\u0ac7 \u0a95\u0ac7 \u0aa8\u0ab9\u0ac0\u0a82 \u0aa4\u0ac7 \u0a9c\u0abe\u0aa3\u0ab5\u0abe \u0aae\u0abe\u0a9f\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0a85\u0aa5\u0ab5\u0abe cgtmse.in \u0aaa\u0ab0 \u0a9a\u0a95\u0abe\u0ab8\u0aa3\u0ac0 \u0a95\u0ab0\u0acb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5057\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5057\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c\u0ab5\u0abe\u0ab3\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a95\u0acb\u0aa3 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5057\" class=\"elementor-element elementor-element-f113978 e-flex e-con-boxed e-con e-child\" data-id=\"f113978\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5057\" class=\"elementor-element elementor-element-7ee5629 e-con-full e-flex e-con e-child\" data-id=\"7ee5629\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83b3dca elementor-widget elementor-widget-text-editor\" data-id=\"83b3dca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u0aa8\u0ab5\u0abe \u0a85\u0aa8\u0ac7 \u0ab9\u0abe\u0ab2\u0aa8\u0abe \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb \u0a85\u0aa8\u0ac7 \u0ab8\u0acd\u0aae\u0acb\u0ab2 \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d (MSEs)<\/li><li>\u0aae\u0ac7\u0aa8\u0acd\u0aaf\u0ac1\u0aab\u0ac7\u0a95\u0acd\u0a9a\u0ab0\u0abf\u0a82\u0a97, \u0ab8\u0ab0\u0acd\u0ab5\u0abf\u0ab8 \u0a85\u0aa8\u0ac7 \u0a9f\u0acd\u0ab0\u0ac7\u0aa1\u0abf\u0a82\u0a97 \u0a95\u0acd\u0ab7\u0ac7\u0aa4\u0acd\u0ab0\u0aa8\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb<\/li><li class=\"translation-block\"><strong>\u0aa8\u0abe\u0aa8\u0abe \u0aae\u0abe\u0ab0\u0acd\u0a97 \u0a85\u0aa8\u0ac7 \u0a9c\u0ab3 \u0aaa\u0ab0\u0abf\u0ab5\u0ab9\u0aa8<\/strong> \u0ab8\u0a82\u0a9a\u0abe\u0ab2\u0a95\u0acb<\/li><li>MSMED \u0a85\u0aa7\u0abf\u0aa8\u0abf\u0aaf\u0aae 2006 \u0ab9\u0ac7\u0aa0\u0ab3\u0aa8\u0ac0 \u0aa4\u0aae\u0abe\u0aae \u0ab8\u0ac7\u0ab5\u0abe \u0a95\u0acd\u0ab7\u0ac7\u0aa4\u0acd\u0ab0\u0aa8\u0ac0 \u0aaa\u0acd\u0ab0\u0ab5\u0ac3\u0aa4\u0acd\u0aa4\u0abf\u0a93<\/li><li>\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0aa8\u0a82\u0aac\u0ab0 \u0aa7\u0ab0\u0abe\u0ab5\u0aa4\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb (\u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4)<\/li><li>\u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93, SC\/ST, PwD \u0a85\u0aa8\u0ac7 \u0a9f\u0acd\u0ab0\u0abe\u0aa8\u0acd\u0ab8\u0a9c\u0ac7\u0aa8\u0acd\u0aa1\u0ab0 \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0aae\u0abe\u0ab2\u0abf\u0a95\u0ac0 \u0aa7\u0ab0\u0abe\u0ab5\u0aa4\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb (\u0ab5\u0aa7\u0ac1 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c)<\/li><li>\u0a85\u0aa8\u0acd\u0aaf \u0ab0\u0abe\u0a9c\u0acd\u0aaf \u0a85\u0aa5\u0ab5\u0abe \u0ab0\u0abe\u0ab7\u0acd\u0a9f\u0acd\u0ab0\u0ac0\u0aaf \u0aaf\u0acb\u0a9c\u0aa8\u0abe\u0a93 \u0ab9\u0ac7\u0aa0\u0ab3 \u0aaa\u0ab9\u0ac7\u0ab2\u0ac7\u0aa5\u0ac0 \u0a9c \u0ab8\u0ab9\u0abe\u0aaf \u0aaa\u0acd\u0ab0\u0abe\u0aaa\u0acd\u0aa4 \u0a95\u0ab0\u0ac7\u0ab2\u0abe \u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf\u0acb<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5058\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5058\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0a95\u0acb\u0aa3 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0aa8\u0aa5\u0ac0? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5058\" class=\"elementor-element elementor-element-2d97b50 e-flex e-con-boxed e-con e-child\" data-id=\"2d97b50\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5058\" class=\"elementor-element elementor-element-3a86a37 e-con-full e-flex e-con e-child\" data-id=\"3a86a37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a403536 elementor-widget elementor-widget-text-editor\" data-id=\"a403536\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c\u0aae\u0abe\u0a82\u0aa5\u0ac0 \u0aa8\u0ac0\u0a9a\u0ac7\u0aa8\u0abe \u0aac\u0ab9\u0abe\u0ab0 \u0ab0\u0abe\u0a96\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7:<\/p><ul><li class=\"translation-block\"><strong>\u0a95\u0ac3\u0ab7\u0abf<\/strong> \u0a85\u0aa8\u0ac7 \u0ab8\u0a82\u0aac\u0a82\u0aa7\u0abf\u0aa4 \u0aaa\u0acd\u0ab0\u0ab5\u0ac3\u0aa4\u0acd\u0aa4\u0abf\u0a93<\/li><li>\u0ab8\u0acd\u0ab5-\u0ab8\u0ab9\u0abe\u0aaf \u0a9c\u0ac2\u0aa5\u0acb (SHGs) \u0a85\u0aa8\u0ac7 \u0ab8\u0a82\u0aaf\u0ac1\u0a95\u0acd\u0aa4 \u0a9c\u0ab5\u0abe\u0aac\u0aa6\u0abe\u0ab0\u0ac0 \u0a9c\u0ac2\u0aa5\u0acb (JLGs)<\/li><li>ECGC \u0a85\u0aa5\u0ab5\u0abe \u0a95\u0acb\u0a88\u0aaa\u0aa3 \u0a85\u0aa8\u0acd\u0aaf \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aaf\u0acb\u0a9c\u0aa8\u0abe \u0ab9\u0ac7\u0aa0\u0ab3 \u0aaa\u0ab9\u0ac7\u0ab2\u0ac7\u0aa5\u0ac0 \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe\u0aaf\u0ac7\u0ab2\u0ac0 \u0ab2\u0acb\u0aa8<\/li><li>\u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2 \u0a85\u0aa5\u0ab5\u0abe \u0aa4\u0ac3\u0aa4\u0ac0\u0aaf \u0aaa\u0a95\u0acd\u0ab7 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aa6\u0acd\u0ab5\u0abe\u0ab0\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0ac7\u0aa5\u0ac0 \u0a9c \u0ab8\u0ac1\u0ab0\u0a95\u0acd\u0ab7\u0abf\u0aa4 \u0a95\u0acd\u0ab0\u0ac7\u0aa1\u0abf\u0a9f<\/li><li class=\"translation-block\"><strong>\u0aab\u0acd\u0ab0\u0acb\u0aa1 \u0a85\u0aa5\u0ab5\u0abe \u0a87\u0ab0\u0abe\u0aa6\u0abe\u0aaa\u0ac2\u0ab0\u0acd\u0ab5\u0a95 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f\u0ab0<\/strong> \u0aa4\u0ab0\u0ac0\u0a95\u0ac7 \u0a9c\u0abe\u0ab9\u0ac7\u0ab0 \u0a95\u0ab0\u0abe\u0aaf\u0ac7\u0ab2\u0abe \u0a96\u0abe\u0aa4\u0abe\u0a93<\/li><li>\u0a9c\u0ac7 \u0ab2\u0acb\u0aa8 \u0aaa\u0ab9\u0ac7\u0ab2\u0ac7\u0aa5\u0ac0 \u0a9c NPA (Non-Performing Asset) \u0aac\u0aa8\u0ac0 \u0a97\u0a88 \u0a9b\u0ac7\u0964<\/li><li>\u0ab6\u0ac8\u0a95\u0acd\u0ab7\u0aa3\u0abf\u0a95 \u0a85\u0aa8\u0ac7 \u0aa4\u0abe\u0ab2\u0ac0\u0aae \u0ab8\u0a82\u0ab8\u0acd\u0aa5\u0abe\u0a93<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-5059\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-5059\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0ab6\u0ac1\u0a82 CGTMSE \u0aae\u0abe\u0a9f\u0ac7 \u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5059\" class=\"elementor-element elementor-element-db0069b e-flex e-con-boxed e-con e-child\" data-id=\"db0069b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-5059\" class=\"elementor-element elementor-element-37dc7a5 e-con-full e-flex e-con e-child\" data-id=\"37dc7a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e61edf elementor-widget elementor-widget-text-editor\" data-id=\"6e61edf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0ab9\u0abe. CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4 \u0a9b\u0ac7. \u0aae\u0abe\u0aa8\u0acd\u0aaf \u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0aa8\u0a82\u0aac\u0ab0 \u0ab5\u0a97\u0ab0 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0ab2\u0acb\u0aa8 CGTMSE \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aaf\u0acb\u0a9c\u0aa8\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0a88 \u0ab6\u0a95\u0abe\u0aa4\u0ac0 \u0aa8\u0aa5\u0ac0. \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0acb \u0ab8\u0a82\u0aaa\u0ab0\u0acd\u0a95 \u0a95\u0ab0\u0aa4\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0abe udyamregistration.gov.in \u0aaa\u0ab0 \u0aa8\u0abf\u0a83\u0ab6\u0ac1\u0ab2\u0acd\u0a95 \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0a95\u0ab0\u0acb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-50510\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-50510\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0ab6\u0ac1\u0a82 \u0aae\u0abe\u0aa7\u0acd\u0aaf\u0aae (Medium) \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d \u0aaa\u0aa3 CGTMSE \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0ac7\u0ab3\u0ab5\u0ac0 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50510\" class=\"elementor-element elementor-element-d6accfd e-flex e-con-boxed e-con e-child\" data-id=\"d6accfd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50510\" class=\"elementor-element elementor-element-36e0b7a e-con-full e-flex e-con e-child\" data-id=\"36e0b7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8309521 elementor-widget elementor-widget-text-editor\" data-id=\"8309521\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0aa8\u0abe. CGTMSE \u0ab9\u0ac7\u0aa0\u0ab3 CGS-I \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0aa4\u0acd\u0ab0 MSMED \u0a85\u0aa7\u0abf\u0aa8\u0abf\u0aaf\u0aae \u0aae\u0ac1\u0a9c\u0aac \u0aa8\u0abf\u0ab0\u0acd\u0aa7\u0abe\u0ab0\u0abf\u0aa4 \u0aae\u0abe\u0a87\u0a95\u0acd\u0ab0\u0acb \u0a85\u0aa8\u0ac7 \u0ab8\u0acd\u0aae\u0acb\u0ab2 \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d \u0aae\u0abe\u0a9f\u0ac7 \u0a9c \u0a89\u0aaa\u0ab2\u0aac\u0acd\u0aa7 \u0a9b\u0ac7. \u0aae\u0abe\u0aa7\u0acd\u0aaf\u0aae \u0a8f\u0aa8\u0acd\u0a9f\u0ab0\u0aaa\u0acd\u0ab0\u0abe\u0a87\u0a9d \u0a86 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aaf\u0acb\u0a9c\u0aa8\u0abe\u0aae\u0abe\u0a82 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 \u0aa8\u0aa5\u0ac0. \u0a9c\u0acb\u0a95\u0ac7, \u0ab0\u0abf\u0a9f\u0ac7\u0ab2 \u0a9f\u0acd\u0ab0\u0ac7\u0aa1 \u0a85\u0aa8\u0ac7 \u0a95\u0ac7\u0a9f\u0ab2\u0ac0\u0a95 \u0a85\u0aa8\u0acd\u0aaf \u0a95\u0ac7\u0a9f\u0ac7\u0a97\u0ab0\u0ac0 \u0aae\u0abe\u0a9f\u0ac7 CGTMSE \u0ab9\u0ac7\u0aa0\u0ab3 \u0a85\u0ab2\u0a97 \u0aaf\u0acb\u0a9c\u0aa8\u0abe (CGS-II) \u0a89\u0aaa\u0ab2\u0aac\u0acd\u0aa7 \u0a9b\u0ac7. \u0ab2\u0abe\u0a97\u0ac1 \u0aaa\u0aa1\u0aa4\u0ac0 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95 \u0ab8\u0abe\u0aa5\u0ac7 \u0aaa\u0ac1\u0ab7\u0acd\u0a9f\u0abf \u0a95\u0ab0\u0acb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-50511\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-50511\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2-\u0aab\u0acd\u0ab0\u0ac0 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a95\u0ac7\u0ab5\u0ac0 \u0ab0\u0ac0\u0aa4\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ab5\u0ac0? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50511\" class=\"elementor-element elementor-element-de613f5 e-flex e-con-boxed e-con e-child\" data-id=\"de613f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50511\" class=\"elementor-element elementor-element-218e8c9 e-con-full e-flex e-con e-child\" data-id=\"218e8c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bafd66b elementor-widget elementor-widget-text-editor\" data-id=\"bafd66b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0aa4\u0aae\u0ac7 CGTMSE \u0aae\u0abe\u0a9f\u0ac7 \u0ab8\u0ac0\u0aa7\u0ac1\u0a82 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ac0 \u0ab6\u0a95\u0aa4\u0abe \u0aa8\u0aa5\u0ac0. \u0aaa\u0acd\u0ab0\u0a95\u0acd\u0ab0\u0abf\u0aaf\u0abe \u0a86 \u0aae\u0ac1\u0a9c\u0aac \u0a9b\u0ac7: (1) \u0aa4\u0aae\u0abe\u0ab0\u0ac0 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\u0a9b\u0ac7 \u0a85\u0aa8\u0ac7 CGTMSE \u0aaa\u0abe\u0ab8\u0ac7\u0aa5\u0ac0 \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ac7 \u0a9b\u0ac7, (5) \u0aae\u0a82\u0a9c\u0ac2\u0ab0\u0ac0 \u0aae\u0ab3\u0acd\u0aaf\u0abe \u0aaa\u0a9b\u0ac0 \u0a95\u0acb\u0ab2\u0ac7\u0a9f\u0ab0\u0ab2 \u0ab5\u0a97\u0ab0 \u0ab2\u0acb\u0aa8 \u0ab5\u0abf\u0aa4\u0ab0\u0aa3 \u0aa5\u0abe\u0aaf \u0a9b\u0ac7. \u0ab8\u0aad\u0acd\u0aaf \u0ab2\u0ac7\u0aa8\u0aa6\u0abe\u0ab0\u0acb\u0aa8\u0ac0 \u0aae\u0abe\u0ab9\u0abf\u0aa4\u0ac0 cgtmse.in \u0aaa\u0ab0 \u0aae\u0ab3\u0ac0 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-50512\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-50512\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> CGTMSE \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0a95\u0aaf\u0abe \u0aa6\u0ab8\u0acd\u0aa4\u0abe\u0ab5\u0ac7\u0a9c\u0acb \u0a9c\u0ab0\u0ac2\u0ab0\u0ac0 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50512\" class=\"elementor-element elementor-element-3902863 e-flex e-con-boxed e-con e-child\" data-id=\"3902863\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50512\" class=\"elementor-element elementor-element-cf5fcef e-con-full e-flex e-con e-child\" data-id=\"cf5fcef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf49f3e elementor-widget elementor-widget-text-editor\" data-id=\"bf49f3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u0a93\u0ab3\u0a96\u0aa8\u0acb \u0aaa\u0ac1\u0ab0\u0abe\u0ab5\u0acb: \u0a86\u0aa7\u0abe\u0ab0, PAN, \u0aae\u0aa4\u0aa6\u0abe\u0ab0 \u0a93\u0ab3\u0a96\u0aaa\u0aa4\u0acd\u0ab0 \u0a85\u0aa5\u0ab5\u0abe \u0aaa\u0abe\u0ab8\u0aaa\u0acb\u0ab0\u0acd\u0a9f<\/li><li>\u0ab8\u0ab0\u0aa8\u0abe\u0aae\u0abe\u0aa8\u0acb \u0aaa\u0ac1\u0ab0\u0abe\u0ab5\u0acb: \u0a86\u0aa7\u0abe\u0ab0, \u0aaf\u0ac1\u0a9f\u0abf\u0ab2\u0abf\u0a9f\u0ac0 \u0aac\u0abf\u0ab2 \u0a85\u0aa5\u0ab5\u0abe \u0aad\u0abe\u0aa1\u0abe \u0a95\u0ab0\u0abe\u0ab0<\/li><li>\u0a89\u0aa6\u0acd\u0aaf\u0aae \u0aa8\u0acb\u0a82\u0aa7\u0aa3\u0ac0 \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0 (\u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4)<\/li><li>\u0aaa\u0abe\u0aa8 \u0a95\u0abe\u0ab0\u0acd\u0aa1 (\u20b95 \u0ab2\u0abe\u0a96\u0aa5\u0ac0 \u0ab5\u0aa7\u0ac1 \u0ab2\u0acb\u0aa8 \u0aae\u0abe\u0a9f\u0ac7 \u0aab\u0ab0\u0a9c\u0abf\u0aaf\u0abe\u0aa4)<\/li><li>\u0a9b\u0ac7\u0ab2\u0acd\u0ab2\u0abe 6 \u0aae\u0ab9\u0abf\u0aa8\u0abe\u0aa8\u0abe \u0aac\u0ac7\u0a82\u0a95 \u0ab8\u0acd\u0a9f\u0ac7\u0a9f\u0aae\u0ac7\u0aa8\u0acd\u0a9f\u0acd\u0ab8<\/li><li>\u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf \u0aaf\u0acb\u0a9c\u0aa8\u0abe \/ \u0aaa\u0acd\u0ab0\u0acb\u0a9c\u0ac7\u0a95\u0acd\u0a9f \u0ab0\u0abf\u0aaa\u0acb\u0ab0\u0acd\u0a9f (\u0ab5\u0acd\u0aaf\u0ab5\u0ab9\u0abe\u0ab0\u0acd\u0aaf\u0aa4\u0abe \u0aa6\u0ab0\u0acd\u0ab6\u0abe\u0ab5\u0aa4\u0acb)<\/li><li>\u0ab5\u0acd\u0aaf\u0ab5\u0ab8\u0abe\u0aaf \u0aaa\u0ac1\u0ab0\u0abe\u0ab5\u0acb: GST \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0, \u0a9f\u0acd\u0ab0\u0ac7\u0aa1 \u0ab2\u0abe\u0a87\u0ab8\u0aa8\u0acd\u0ab8 \u0a85\u0aa5\u0ab5\u0abe \u0aa6\u0ac1\u0a95\u0abe\u0aa8 \u0ab8\u0acd\u0aa5\u0abe\u0aaa\u0aa8\u0abe \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0<\/li><li>\u0aaa\u0abe\u0ab8\u0aaa\u0acb\u0ab0\u0acd\u0a9f \u0ab8\u0abe\u0a87\u0a9d\u0aa8\u0abe \u0aab\u0acb\u0a9f\u0acb\u0a97\u0acd\u0ab0\u0abe\u0aab\u0acd\u0ab8<\/li><li>\u0ab6\u0acd\u0ab0\u0ac7\u0aa3\u0ac0 \u0aaa\u0acd\u0ab0\u0aae\u0abe\u0aa3\u0aaa\u0aa4\u0acd\u0ab0: SC\/ST\/OBC\/\u0aae\u0ab9\u0abf\u0ab2\u0abe\u0a93\/PwD \u2014 \u0a9c\u0acb \u0ab5\u0aa7\u0ac1 \u0a95\u0ab5\u0ab0\u0ac7\u0a9c \u0aae\u0abe\u0a9f\u0ac7 \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0aa4\u0acb<\/li><\/ul><p>\u0aa6\u0ab8\u0acd\u0aa4\u0abe\u0ab5\u0ac7\u0a9c\u0acb \u0ab8\u0ac0\u0aa7\u0abe CGTMSE \u0aa8\u0ac7 \u0aa8\u0ab9\u0ac0\u0a82 \u0aaa\u0ab0\u0a82\u0aa4\u0ac1 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab8\u0aac\u0aae\u0abf\u0a9f \u0a95\u0ab0\u0ab5\u0abe\u0aae\u0abe\u0a82 \u0a86\u0ab5\u0ac7 \u0a9b\u0ac7. \u0a9c\u0ab0\u0ac2\u0ab0\u0abf\u0aaf\u0abe\u0aa4\u0acb \u0ab2\u0ac7\u0aa8\u0abe\u0ab0 \u0aac\u0ac7\u0a82\u0a95 \u0aae\u0ac1\u0a9c\u0aac \u0aac\u0aa6\u0ab2\u0abe\u0a88 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-50513\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-50513\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0a95\u0a88 \u0aac\u0ac7\u0a82\u0a95\u0acb CGTMSE \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe\u0aaf\u0ac7\u0ab2 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50513\" class=\"elementor-element elementor-element-da17f0e e-flex e-con-boxed e-con e-child\" data-id=\"da17f0e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50513\" class=\"elementor-element elementor-element-0f025af e-con-full e-flex e-con e-child\" data-id=\"0f025af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b71e41d elementor-widget elementor-widget-text-editor\" data-id=\"b71e41d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>CGTMSE \u0ab8\u0aad\u0acd\u0aaf \u0ab2\u0ac7\u0aa3\u0aa6\u0abe\u0aa4\u0abe \u0ab8\u0a82\u0ab8\u0acd\u0aa5\u0abe\u0a93 (MLIs) \u0aa4\u0ab0\u0ac0\u0a95\u0ac7 \u0aa8\u0acb\u0a82\u0aa7\u0abe\u0aaf\u0ac7\u0ab2 \u0aa4\u0aae\u0abe\u0aae Scheduled Commercial Banks, Regional Rural Banks (RRBs), Small Finance Banks \u0a85\u0aa8\u0ac7 \u0aaa\u0abe\u0aa4\u0acd\u0ab0 NBFCs CGTMSE \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe\u0aaf\u0ac7\u0ab2 \u0ab2\u0acb\u0aa8 \u0a86\u0aaa\u0ac0 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7. \u0aa4\u0ac7\u0aae\u0abe\u0a82 SBI, Bank of Baroda \u0a85\u0aa8\u0ac7 Punjab National Bank \u0a9c\u0ac7\u0ab5\u0ac0 \u0aae\u0ac1\u0a96\u0acd\u0aaf \u0a9c\u0abe\u0ab9\u0ac7\u0ab0 \u0a95\u0acd\u0ab7\u0ac7\u0aa4\u0acd\u0ab0\u0aa8\u0ac0 \u0aac\u0ac7\u0a82\u0a95\u0acb \u0a89\u0aaa\u0ab0\u0abe\u0a82\u0aa4 Private Banks \u0a85\u0aa8\u0ac7 \u0a85\u0aa8\u0ac7\u0a95 NBFCs \u0aaa\u0aa3 \u0ab8\u0abe\u0aae\u0ac7\u0ab2 \u0a9b\u0ac7. MLIs \u0aa8\u0ac0 \u0ab8\u0a82\u0aaa\u0ac2\u0ab0\u0acd\u0aa3 \u0aaf\u0abe\u0aa6\u0ac0 \u0aa4\u0aae\u0ac7 cgtmse.in \u0aaa\u0ab0 \u0a9c\u0acb\u0a88 \u0ab6\u0a95\u0acb \u0a9b\u0acb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-50514\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-50514\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0a9c\u0acb \u0ab9\u0ac1\u0a82 CGTMSE \u0ab2\u0acb\u0aa8\u0aae\u0abe\u0a82 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0ac1\u0a82, \u0aa4\u0acb \u0ab6\u0ac1\u0a82 \u0aa5\u0ab6\u0ac7? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50514\" class=\"elementor-element elementor-element-482d1e2 e-flex e-con-boxed e-con e-child\" data-id=\"482d1e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-50514\" class=\"elementor-element elementor-element-d6d735e e-con-full e-flex e-con e-child\" data-id=\"d6d735e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba6bff4 elementor-widget elementor-widget-text-editor\" data-id=\"ba6bff4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u0a9c\u0acb \u0aa4\u0aae\u0ac7 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0acb \u0a9b\u0acb, \u0aa4\u0acb \u0aac\u0ac7\u0a82\u0a95 CGTMSE \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0a85\u0aae\u0ab2\u0aae\u0abe\u0a82 \u0aae\u0ac2\u0a95\u0ac7 \u0a9b\u0ac7 \u0a85\u0aa8\u0ac7 CGTMSE \u0aac\u0abe\u0a95\u0ac0 \u0ab2\u0acb\u0aa8 \u0ab0\u0a95\u0aae\u0aa8\u0abe 75% \u0aa5\u0ac0 90% \u0ab8\u0ac1\u0aa7\u0ac0 (\u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0a95\u0ac7\u0a9f\u0ac7\u0a97\u0ab0\u0ac0 \u0aae\u0ac1\u0a9c\u0aac) \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac7 \u0ab5\u0ab3\u0aa4\u0ab0 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7. \u0a9c\u0acb\u0a95\u0ac7, \u0aa4\u0ac7\u0aa8\u0acb \u0a85\u0ab0\u0acd\u0aa5 \u0a8f \u0aa8\u0aa5\u0ac0 \u0a95\u0ac7 \u0aa4\u0aae\u0ac7 \u0a9c\u0ab5\u0abe\u0aac\u0aa6\u0abe\u0ab0\u0ac0\u0aae\u0abe\u0a82\u0aa5\u0ac0 \u0aae\u0ac1\u0a95\u0acd\u0aa4 \u0a9b\u0acb. CGTMSE \u0a85\u0aa8\u0ac7 \u0aac\u0ac7\u0a82\u0a95 \u0aac\u0a82\u0aa8\u0ac7 \u0aa4\u0aae\u0abe\u0ab0\u0ac0 \u0aaa\u0abe\u0ab8\u0ac7\u0aa5\u0ac0 \u0ab5\u0ab8\u0ac2\u0ab2\u0abe\u0aa4 \u0aae\u0abe\u0a9f\u0ac7 \u0a95\u0abe\u0ab0\u0acd\u0aaf\u0ab5\u0abe\u0ab9\u0ac0 \u0a9a\u0abe\u0ab2\u0ac1 \u0ab0\u0abe\u0a96\u0ab6\u0ac7. \u0aa4\u0aae\u0abe\u0ab0\u0abe credit score \u0aaa\u0ab0 \u0a97\u0a82\u0aad\u0ac0\u0ab0 \u0a85\u0ab8\u0ab0 \u0aaa\u0aa1\u0ab6\u0ac7 \u0a85\u0aa8\u0ac7 \u0a95\u0abe\u0aa8\u0ac2\u0aa8\u0ac0 \u0ab5\u0ab8\u0ac2\u0ab2\u0abe\u0aa4 \u0aaa\u0acd\u0ab0\u0a95\u0acd\u0ab0\u0abf\u0aaf\u0abe \u0aaa\u0aa3 \u0ab6\u0ab0\u0ac2 \u0aa5\u0a88 \u0ab6\u0a95\u0ac7 \u0a9b\u0ac7. CGTMSE \u0ab2\u0acb\u0aa8\u0aae\u0abe\u0a82 \u0aa1\u0abf\u0aab\u0acb\u0ab2\u0acd\u0a9f \u0a95\u0ab0\u0ab5\u0abe\u0aa5\u0ac0 \u0aad\u0ab5\u0abf\u0ab7\u0acd\u0aaf\u0aae\u0abe\u0a82 CGTMSE \u0a86\u0ab5\u0ab0\u0ac0 \u0ab2\u0ac7\u0ab5\u0abe\u0aaf\u0ac7\u0ab2 \u0ab2\u0acb\u0aa8 \u0aae\u0ac7\u0ab3\u0ab5\u0ab5\u0abe \u0aae\u0abe\u0a9f\u0ac7 \u0aa4\u0aae\u0ac7 \u0a85\u0aaf\u0acb\u0a97\u0acd\u0aaf \u0aaa\u0aa3 \u0aac\u0aa8\u0ac0 \u0ab6\u0a95\u0acb \u0a9b\u0acb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36d04b3 e-flex e-con-boxed e-con e-parent\" data-id=\"36d04b3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d23f0 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e8d23f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><em>\u0a85\u0ab8\u0acd\u0ab5\u0ac0\u0a95\u0ab0\u0aa3: \u0a86 \u0aaa\u0ac7\u0a9c \u0aae\u0abe\u0aa4\u0acd\u0ab0 \u0aae\u0abe\u0ab9\u0abf\u0aa4\u0ac0 \u0aae\u0abe\u0a9f\u0ac7 CGTMSE collateral free loan eligibility \u0a85\u0a82\u0a97\u0ac7 \u0ab8\u0abe\u0aae\u0abe\u0aa8\u0acd\u0aaf \u0aae\u0abe\u0ab0\u0acd\u0a97\u0aa6\u0ab0\u0acd\u0ab6\u0aa8 \u0a86\u0aaa\u0ac7 \u0a9b\u0ac7. \u0ab2\u0acb\u0aa8 \u0aae\u0a82\u0a9c\u0ac2\u0ab0\u0ac0 \u0aac\u0ac7\u0a82\u0a95\u0aa8\u0ac0 \u0aa4\u0aaa\u0abe\u0ab8 \u0a85\u0aa8\u0ac7 CGTMSE \u0a97\u0ac7\u0ab0\u0a82\u0a9f\u0ac0 \u0aae\u0a82\u0a9c\u0ac2\u0ab0\u0ac0 \u0aaa\u0ab0 \u0a86\u0aa7\u0abe\u0ab0\u0abf\u0aa4 \u0a9b\u0ac7. \u0a85\u0ab0\u0a9c\u0ac0 \u0a95\u0ab0\u0aa4\u0abe \u0aaa\u0ab9\u0ac7\u0ab2\u0abe \u0ab9\u0a82\u0aae\u0ac7\u0ab6\u0abe cgtmse.in \u0aaa\u0ab0 \u0ab9\u0abe\u0ab2\u0aa8\u0ac0 \u0aaf\u0acb\u0a9c\u0aa8\u0abe \u0ab5\u0abf\u0a97\u0aa4\u0acb \u0a9a\u0a95\u0abe\u0ab8\u0acb.<\/em><\/p><p><em>\u0ab8\u0acd\u0aa4\u0acd\u0ab0\u0acb\u0aa4: cgtmse.in \u00b7 msme.gov.in \u00b7 Ministry of MSME, Government of India<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>CGTMSE Collateral Free Loan \u2014 Credit Guarantee Fund Trust for MSEs Source: cgtmse.in \u00b7 msme.gov.in \u00b7 Last verified: April 2026 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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