{"id":281,"date":"2026-04-04T07:22:18","date_gmt":"2026-04-04T07:22:18","guid":{"rendered":"https:\/\/msmegyan.in\/?page_id=281"},"modified":"2026-04-11T04:20:48","modified_gmt":"2026-04-11T04:20:48","slug":"mudra-loan-eligibility","status":"publish","type":"page","link":"https:\/\/msmegyan.in\/hi\/mudra-loan-eligibility\/","title":{"rendered":"Mudra Loan Eligibility"},"content":{"rendered":"\t\t
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\n\t\n\t\t\tMudra Loan Eligibility : Pradhan Mantri Mudra Yojana (PMMY)\n\t\t<\/h1>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Source: mudra.org.in \u00b7 pib.gov.in \u00b7 Last verified: April 2026<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\n\t\t\tWhat is Mudra Loan?\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Pradhan Mantri Mudra Yojana (PMMY) is a Government of India scheme launched on 8 April 2015. It provides collateral-free loans to non-corporate, non-farm small and micro enterprises. Understanding your Mudra Loan eligibility is the first step to accessing these funds. Loans are not given directly by MUDRA \u2014 they are disbursed through Commercial Banks, Regional Rural Banks (RRBs), Small Finance Banks, Micro Finance Institutions (MFIs), and NBFCs.<\/p>

The scheme was launched with a vision to fund the unfunded \u2014 the millions of small business owners across India who have viable businesses but no access to formal credit. MUDRA works as a refinancing institution, providing funds to banks and NBFCs who then lend directly to borrowers. Since its launch, PMMY has become one of India’s largest financial inclusion programmes, disbursing over \u20b932.40 lakh crore across 52 crore loan accounts. Women entrepreneurs, SC\/ST applicants, and businesses in rural areas receive priority consideration under this scheme, making it highly inclusive.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\n\t\t\tFour Loan Categories:\n\t\t<\/h2>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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<\/div>\r\n\r\n\r\n
\r\n
\r\n\ud83c\udf31<\/span>\r\n<\/div>\r\n
\r\nShishu<\/div>\r\n
\r\nUp to \u20b950,000<\/div>\r\n
\r\nNew businesses and first-time entrepreneurs<\/div>\r\n
\r\nStage 1<\/div>\r\n<\/div>\r\n\r\n\r\n
\r\n
\r\n\ud83c\udf3f<\/span>\r\n<\/div>\r\n
\r\nKishor<\/div>\r\n
\r\n\u20b950,001 \u2013
\u20b95 Lakh<\/div>\r\n
\r\nExisting businesses expanding operations<\/div>\r\n
\r\nStage 2<\/div>\r\n<\/div>\r\n\r\n\r\n
\r\n
\r\n\ud83c\udf33<\/span>\r\n<\/div>\r\n
\r\nTarun<\/div>\r\n
\r\n\u20b95 Lakh \u2013
\u20b910 Lakh<\/div>\r\n
\r\nEstablished businesses scaling up<\/div>\r\n
\r\nStage 3<\/div>\r\n<\/div>\r\n\r\n\r\n
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\r\n\ud83c\udfc6<\/span>\r\n<\/div>\r\n
\r\nTarun Plus<\/div>\r\n
\r\n\u20b910 Lakh \u2013
\u20b920 Lakh<\/div>\r\n
\r\nFor entrepreneurs who repaid a Tarun loan<\/div>\r\n
\r\nBudget 2024-25<\/div>\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n\r\n
\r\nSource: mudra.org.in \u00b7 Union Budget 2024-25\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n