{"id":1275,"date":"2026-04-15T12:17:11","date_gmt":"2026-04-15T12:17:11","guid":{"rendered":"https:\/\/msmegyan.in\/?p=1275"},"modified":"2026-04-16T06:41:51","modified_gmt":"2026-04-16T06:41:51","slug":"collateral-free-loan-under-msme-cgtmse-guide","status":"publish","type":"post","link":"https:\/\/msmegyan.in\/ta\/collateral-free-loan-under-msme-cgtmse-guide\/","title":{"rendered":"MSME-\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0baa\u0bbf\u0ba3\u0bc8 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe \u0b95\u0b9f\u0ba9\u0bcd \u2014 CGTMSE \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bbe\u0bb1\u0bcd\u0bb1\u0bc1 \u0bb5\u0bb4\u0bbf\u0baf\u0bbe\u0b95 \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 | MSMEGyan"},"content":{"rendered":"<!--\n==============================================\nPOST DETAILS\n==============================================\nGUTENBERG TITLE FIELD (H1 \u2014 what reader sees):\nI Need a Loan But I Have No Collateral\u2026 What Is the Workaround?\n\nRANK MATH SEO TITLE (what Google sees):\nCollateral Free Loan Under MSME \u2014 How CGTMSE Works as Your Workaround | MSMEGyan\n\nSLUG:\ncollateral-free-loan-under-msme-cgtmse-guide\n\nFOCUS KEYWORD:\ncollateral free loan under msme\n\nSECONDARY KEYWORDS:\nCGTMSE scheme, MSME loan without collateral, credit guarantee scheme MSME, collateral free business loan\n\nMETA DESCRIPTION:\nNo property. No guarantor. No collateral. Yet you can get a business loan up to \u20b910 crore. Here is exactly how the CGTMSE scheme works \u2014 and how to use it.\n\nCATEGORY:\nHow-To Guides\n\nEXCERPT:\nThe bank said no because you have no collateral. But there is a government workaround that most MSME owners never find out about. It is called CGTMSE \u2014 and it lets you get a collateral free loan under MSME schemes of up to \u20b910 crore, without pledging property, gold, or a personal guarantor. Here is exactly how it works and how to use it.\n\n==============================================\nIMAGE URLS \u2014 ALL CONFIRMED\n==============================================\nScene opener  \u2192 https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/CGTMSE-Loans-English.png\n               Hindi swap in TranslatePress \u2192 PASTE URL OF: CGTMSE_Loans-Home_Loan.png\n\nImage 1       \u2192 https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/Bank-Scrutiny-English.png\n               No text on image \u2014 NO Hindi swap needed\n\nImage 2       \u2192 https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/Loan-Application-In-Bank.png\n               No text on image \u2014 NO Hindi swap needed\n\nImage 3       \u2192 https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/Happy-Customer.png\n               No text on image \u2014 NO Hindi swap needed\n\nTranslatePress action needed for Scene Opener only.\n==============================================\n-->\n\n<div class=\"cg-post\">\n\n<!-- \u2550\u2550 SCENE OPENER \u2550\u2550\n     English: CGTMSE-Loans-English.png \u2705\n     Hindi swap needed: CGTMSE_Loans-Home_Loan.png\n     \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"cg-img-wrap\">\n  <img decoding=\"async\" src=\"https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/CGTMSE-Loans-English.png\"\n       alt=\"Bank manager asking MSME owner for collateral \u2014 the loan is declined\"\n       loading=\"lazy\">\n<\/div>\n<!-- \u2550\u2550 OPENING CALLOUT \u2550\u2550 -->\n<div class=\"cg-callout\">\n  <div class=\"cg-callout-title\">\u0b85\u0ba8\u0bcd\u0ba4 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bc8 \u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1 \u0bb5\u0bc6\u0bb3\u0bbf\u0baf\u0bc7\u0bb1\u0bc1\u0bae\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0baf\u0bbe\u0bb0\u0bc1\u0bae\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b9a\u0bca\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0ba9?<\/div>\n  <p class=\"translation-block\">\u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf \u0b85\u0bb0\u0b9a\u0bbe\u0b99\u0bcd\u0b95\u0bae\u0bcd \u0b9a\u0bb0\u0bbf\u0baf\u0bbe\u0b95 \u0b87\u0ba8\u0bcd\u0ba4 \u0b9a\u0bc2\u0bb4\u0bcd\u0ba8\u0bbf\u0bb2\u0bc8\u0b95\u0bcd\u0b95\u0bc6\u0ba9\u0bcd\u0bb1\u0bc1 \u0b92\u0bb0\u0bc1 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bcd\u0b9f \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc8 \u0b89\u0bb0\u0bc1\u0bb5\u0bbe\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0ba4\u0bc1 \u2014 <strong data-no-auto-translation=\"\">25 \u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd\u0baa\u0bc7.<\/strong><\/p>\n  <p class=\"translation-block\">\u0b85\u0ba4\u0bc1 <strong data-no-auto-translation=\"\">CGTMSE<\/strong> \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b85\u0bb4\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. 2000-\u0b86\u0bae\u0bcd \u0b86\u0ba3\u0bcd\u0b9f\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0b87\u0ba4\u0bc1 <strong data-no-auto-translation=\"\">65 \u0bb2\u0b9f\u0bcd\u0b9a\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bae\u0bc7\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0bbf\u0ba3\u0bc8\u0baf\u0bae\u0bb1\u0bcd\u0bb1 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bc8<\/strong> \u0bb5\u0bb4\u0b99\u0bcd\u0b95 \u0b89\u0ba4\u0bb5\u0bbf\u0baf\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. 2025 \u0ba8\u0bbf\u0ba4\u0bbf\u0baf\u0bbe\u0ba3\u0bcd\u0b9f\u0bbf\u0bb2\u0bcd \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd, \u0b87\u0ba4\u0bc1 \u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf\u0bbe \u0bae\u0bc1\u0bb4\u0bc1\u0bb5\u0ba4\u0bc1\u0bae\u0bcd \u20b93.05 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0ba3\u0bbf\u0b95 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bc8 \u0b86\u0ba4\u0bb0\u0bbf\u0ba4\u0bcd\u0ba4\u0ba4\u0bc1.<\/p>\n  <p>\u0b87\u0ba4\u0bc8 \u0b85\u0ba4\u0bbf\u0b95\u0bae\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0baa\u0bc6\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbe\u0bb2\u0bbe\u0ba9 MSME \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b87\u0ba4\u0bc8\u0baa\u0bcd \u0baa\u0bb1\u0bcd\u0bb1\u0bbf \u0b95\u0bc7\u0b9f\u0bcd\u0b9f\u0ba4\u0bc7 \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0b87\u0ba8\u0bcd\u0ba4 \u0bb5\u0bb4\u0bbf\u0b95\u0bbe\u0b9f\u0bcd\u0b9f\u0bbf \u0b85\u0ba4\u0bc8 \u0bae\u0bbe\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n<\/div>\n\n<!-- \u2550\u2550 STATS \u2550\u2550 -->\n<div class=\"cg-stats\">\n  <div class=\"cg-stat\">\n    <div class=\"cg-stat-num\">\u20b910 \u0b95\u0bcb\u0b9f\u0bbf<\/div>\n    <div class=\"cg-stat-label\">\u0b85\u0ba4\u0bbf\u0b95\u0baa\u0b9f\u0bcd\u0b9a \u0baa\u0bbf\u0ba3\u0bc8\u0baf\u0bae\u0bb1\u0bcd\u0bb1 \u0b95\u0b9f\u0ba9\u0bcd \u2014 \u0baa\u0b9f\u0bcd\u0b9c\u0bc6\u0b9f\u0bcd 2025-\u0bb2\u0bcd \u0b87\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1<\/div>\n  <\/div>\n  <div class=\"cg-stat\">\n    <div class=\"cg-stat-num\">276<\/div>\n    <div class=\"cg-stat-label\">\u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf\u0bbe \u0bae\u0bc1\u0bb4\u0bc1\u0bb5\u0ba4\u0bc1\u0bae\u0bcd \u0baa\u0b99\u0bcd\u0b95\u0bc7\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd NBFC-\u0b95\u0bb3\u0bcd<\/div>\n  <\/div>\n  <div class=\"cg-stat\">\n    <div class=\"cg-stat-num\">65 \u0bb2\u0b9f\u0bcd\u0b9a\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bae\u0bc7\u0bb2\u0bcd<\/div>\n    <div class=\"cg-stat-label\">2000-\u0b86\u0bae\u0bcd \u0b86\u0ba3\u0bcd\u0b9f\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0bbf\u0ba3\u0bc8\u0baf\u0bae\u0bb1\u0bcd\u0bb1 \u0b95\u0b9f\u0ba9\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bb3\u0bcd<\/div>\n  <\/div>\n<\/div>\n\n<h2>\u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1 \u0bb5\u0bb4\u0bbf: CGTMSE \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9?<\/h2>\n\n<p class=\"translation-block\">CGTMSE \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 <strong data-no-auto-translation=\"\">Credit Guarantee Fund Trust for Micro and Small Enterprises.<\/strong> \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0ba9\u0bcd \u0b9a\u0bc1\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n<p class=\"translation-block\">\u0b87\u0ba4\u0bc1 <strong data-no-auto-translation=\"\">1 August 2000<\/strong>-\u0bb2\u0bcd \u0ba4\u0bca\u0b9f\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1 \u2014 <strong data-no-auto-translation=\"\">Ministry of MSME, Government of India<\/strong> \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd <strong data-no-auto-translation=\"\">SIDBI (Small Industries Development Bank of India)<\/strong> \u0b87\u0ba9\u0bcd \u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bc1 \u0bae\u0bc1\u0baf\u0bb1\u0bcd\u0b9a\u0bbf\u0baf\u0bbe\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n<p>\u0b92\u0bb0\u0bc7 \u0bb5\u0bb0\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0b95\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1:<\/p>\n\n<div class=\"cg-answer\">\n  <div class=\"cg-answer-icon\">\ud83d\udca1<\/div>\n  CGTMSE \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0b9f\u0bae\u0bcd \u0b95\u0bc2\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1: \"\u0b87\u0ba8\u0bcd\u0ba4 \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bc1\u0baa\u0bb5\u0bb0\u0bcd \u0ba4\u0bb5\u0bb1\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0baa\u0bbe\u0baf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd 75\u201385% \u0ba8\u0bbe\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b8f\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0bcb\u0bae\u0bcd.\" \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0ba9\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8. \u0b85\u0ba4\u0bc1 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.\n<\/div>\n\n<p>\u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd CGTMSE-\u0b89\u0b9f\u0ba9\u0bcd \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1 \u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8. \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bc8 \u0b85\u0ba3\u0bc1\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd. \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0ba4\u0bcd\u0ba4\u0bc8 \u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n\n<div class=\"cg-quote\">\n  \"\u0b87\u0ba8\u0bcd\u0ba4\u0ba4\u0bcd \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bae\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bbe\u0bb2\u0bcd \u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd\u0bae\u0bc1\u0ba9\u0bc8\u0bb5\u0bcb\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.\"\n  <cite>Source: SBI CGTMSE Scheme Page \u00b7 cgtmse.in Official Scheme Document<\/cite>\n<\/div>\n\n<!-- \u2550\u2550 IMAGE 1 \u2550\u2550\n     Bank_Scrutiny-English.png \u2705\n     No text overlay \u2014 same for Hindi, no swap needed\n     \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"cg-img-wrap\">\n  <img decoding=\"async\" src=\"https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/Bank-Scrutiny-English.png\"\n       alt=\"CGTMSE bank evaluation \u2014 business viability approved, property value not a factor\"\n       loading=\"lazy\">\n  <div class=\"cg-img-caption\">CGTMSE-\u0baf\u0bbf\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2 \u2014 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0ba4\u0bcd\u0ba4\u0bc8 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1 \u0b85\u0b9f\u0bae\u0bbe\u0ba9\u0bae\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8.<\/div>\n<\/div>\n\n<h2>CGTMSE \u0b89\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0baa\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bbf\u0baf\u0bbe\u0b95<\/h2>\n\n<p>CGTMSE-\u0b90 \u0b92\u0bb0\u0bc1 \u0b85\u0bae\u0bc8\u0ba4\u0bbf\u0baf\u0bbe\u0ba9, \u0b85\u0bb0\u0b9a\u0bc1 \u0b86\u0ba4\u0bb0\u0bb5\u0bc1\u0b9f\u0bc8\u0baf \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bb0\u0bbe\u0b95 \u0ba8\u0bbf\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u2014 \u0b85\u0bb5\u0bb0\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b8e\u0ba4\u0bc1\u0bb5\u0bc1\u0bae\u0bcd \u0b95\u0bc7\u0b9f\u0bcd\u0b95 \u0bae\u0bbe\u0b9f\u0bcd\u0b9f\u0bbe\u0bb0\u0bcd, \u0b86\u0ba9\u0bbe\u0bb2\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b86\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b9a\u0bca\u0bb2\u0bcd\u0bb2 \u0bae\u0bc1\u0bb4\u0bc1 \u0ba8\u0bae\u0bcd\u0baa\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bc8 \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd.<\/p>\n\n<div class=\"cg-flow\">\n\n  <div class=\"cg-flow-step\">\n    <div class=\"cg-flow-left\">\n      <div class=\"cg-flow-circle\">1<\/div>\n      <div class=\"cg-flow-line\"><\/div>\n    <\/div>\n    <div class=\"cg-flow-body\">\n      <div class=\"cg-flow-title\">\u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b92\u0bb0\u0bc1 Member Lending Institution (MLI)-\u0b90 \u0b85\u0ba3\u0bc1\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd<\/div>\n      <p class=\"cg-flow-text translation-block\">CGTMSE-\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f <strong data-no-auto-translation=\"\">276 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd NBFC-\u0b95\u0bb3\u0bcd<\/strong> \u0b8e\u0ba8\u0bcd\u0ba4 \u0b92\u0ba9\u0bcd\u0bb1\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0ba8\u0bc1\u0bb4\u0bc8\u0baf\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u2014 SBI, HDFC Bank, PNB, Bank of Baroda, Canara Bank, ICICI Bank \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba8\u0bc2\u0bb1\u0bcd\u0bb1\u0bc1\u0b95\u0bcd\u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0baa\u0bbf\u0bb1\u0bb5\u0bc8. CGTMSE \u0b86\u0ba4\u0bb0\u0bb5\u0bc1\u0b9f\u0bc8\u0baf \u0b95\u0b9f\u0ba9\u0bc8 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95\u0b95\u0bcd \u0b95\u0bc7\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n      <span class=\"cg-flow-tag\">\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"cg-flow-step\">\n    <div class=\"cg-flow-left\">\n      <div class=\"cg-flow-circle\">2<\/div>\n      <div class=\"cg-flow-line\"><\/div>\n    <\/div>\n    <div class=\"cg-flow-body\">\n      <div class=\"cg-flow-title\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2<\/div>\n      <p class=\"cg-flow-text translation-block\">\u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0baa\u0bb5\u0bb0\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95 \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0bae\u0bcd, \u0baa\u0ba3 \u0bb5\u0bb0\u0bb5\u0bc1, \u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0ba4\u0bbf\u0bb1\u0ba9\u0bcd, project report \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd Udyam Registration \u0b86\u0b95\u0bbf\u0baf\u0bb5\u0bb1\u0bcd\u0bb1\u0bc8 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd. <strong data-no-auto-translation=\"\">\u0b8e\u0ba8\u0bcd\u0ba4 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1\u0bae\u0bcd \u0b85\u0b9f\u0b95\u0bc1 \u0bb5\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bb5\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8.<\/strong> \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bc1 \u0bae\u0bc1\u0bb1\u0bcd\u0bb1\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8\u0baf\u0bbf\u0bb2\u0bbe\u0ba9\u0ba4\u0bc1.<\/p>\n      <span class=\"cg-flow-tag\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0baa\u0ba3\u0bbf<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"cg-flow-step\">\n    <div class=\"cg-flow-left\">\n      <div class=\"cg-flow-circle\">3<\/div>\n      <div class=\"cg-flow-line\"><\/div>\n    <\/div>\n    <div class=\"cg-flow-body\">\n      <div class=\"cg-flow-title\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bc8 CGTMSE-\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1<\/div>\n      <p class=\"cg-flow-text\">\u0b92\u0baa\u0bcd\u0baa\u0bc1\u0ba4\u0bb2\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0baa\u0bcd \u0baa\u0bbf\u0bb1\u0b95\u0bc1, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b95\u0b9f\u0ba9\u0bc8 \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf CGTMSE-\u0b95\u0bcd\u0b95\u0bc1 Annual Guarantee Fee (AGF) \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b87\u0ba8\u0bcd\u0ba4 \u0b95\u0b9f\u0bcd\u0b9f\u0ba3\u0ba4\u0bcd\u0ba4\u0bc8 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb2 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0b85\u0ba4\u0bc8 \u0b95\u0b9f\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bbf\u0bb2\u0bcd \u0b9a\u0bc7\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9.<\/p>\n      <span class=\"cg-flow-tag\">\u0ba4\u0bbf\u0bb0\u0bc8\u0b95\u0bcd\u0b95\u0bc1 \u0baa\u0bbf\u0ba9\u0bcd\u0ba9\u0bbe\u0bb2\u0bcd<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"cg-flow-step\">\n    <div class=\"cg-flow-left\">\n      <div class=\"cg-flow-circle\">4<\/div>\n      <div class=\"cg-flow-line\"><\/div>\n    <\/div>\n    <div class=\"cg-flow-body\">\n      <div class=\"cg-flow-title\">CGTMSE \u0b95\u0b9f\u0ba9\u0bbf\u0bb2\u0bcd 75%\u201385% \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1<\/div>\n      <p class=\"cg-flow-text\">\u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0b95\u0b9f\u0ba9\u0bbf\u0ba9\u0bcd \u0bae\u0bc1\u0bb4\u0bc1 \u0b95\u0bbe\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba8\u0bc0\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b89\u0b9f\u0ba9\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0baa\u0b9f\u0bbf \u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0b92\u0bb0\u0bc1\u0baa\u0bcb\u0ba4\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bb5\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8 \u2014 \u0b85\u0ba4\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b92\u0bb0\u0bc1 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0bb5\u0bb2\u0bc8\u0baf\u0bbe\u0b95 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n      <span class=\"cg-flow-tag\">\u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd<\/span>\n    <\/div>\n  <\/div>\n\n  <div class=\"cg-flow-step\">\n    <div class=\"cg-flow-left\">\n      <div class=\"cg-flow-circle\">5<\/div>\n    <\/div>\n    <div class=\"cg-flow-body\">\n      <div class=\"cg-flow-title\">\u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b8e\u0ba4\u0bc1\u0bb5\u0bc1\u0bae\u0bcd \u0b85\u0b9f\u0b95\u0bc1 \u0bb5\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bb5\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8<\/div>\n      <p class=\"cg-flow-text\">\u0ba8\u0bbf\u0bb2\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0b95\u0b9f\u0bcd\u0b9f\u0bbf\u0b9f\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0ba4\u0b99\u0bcd\u0b95\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0ba8\u0bbf\u0bb2\u0bc8\u0baf\u0bbe\u0ba9 \u0bb5\u0bc8\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0ba4\u0ba9\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bb0\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd business plan, \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd Udyam Registration \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7.<\/p>\n      <span class=\"cg-flow-tag\">\u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bc8\u0baa\u0bcd \u0baa\u0bc6\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd<\/span>\n    <\/div>\n  <\/div>\n\n<\/div>\n\n<div class=\"cg-success\">\u2705 \u0bae\u0bc1\u0bb4\u0bc1 \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0ba8\u0b9f\u0bc8\u0baa\u0bc6\u0bb1\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b8e\u0ba8\u0bcd\u0ba4 \u0b95\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd CGTMSE-\u0b90 \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0b9a\u0ba8\u0bcd\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0ba4\u0bcb \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1 \u0b95\u0bca\u0bb3\u0bcd\u0bb5\u0ba4\u0bcb \u0b87\u0bb2\u0bcd\u0bb2\u0bc8.<\/div>\n\n<h2>\u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b8e\u0bb5\u0bcd\u0bb5\u0bb3\u0bb5\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0baa\u0bc6\u0bb1\u0bb2\u0bbe\u0bae\u0bcd?<\/h2>\n\n<p class=\"translation-block\">\u0ba8\u0bbf\u0ba4\u0bbf \u0b85\u0bae\u0bc8\u0b9a\u0bcd\u0b9a\u0bb0\u0bcd \u0ba8\u0bbf\u0bb0\u0bcd\u0bae\u0bb2\u0bbe \u0b9a\u0bc0\u0ba4\u0bbe\u0bb0\u0bbe\u0bae\u0ba9\u0bcd <strong data-no-auto-translation=\"\">1 February 2025<\/strong>-\u0bb2\u0bcd \u0ba8\u0bbe\u0b9f\u0bbe\u0bb3\u0bc1\u0bae\u0ba9\u0bcd\u0bb1\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b9a\u0bae\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bbf\u0ba4\u0bcd\u0ba4 Union Budget 2025-26, CGTMSE \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0bb5\u0bb0\u0bae\u0bcd\u0baa\u0bc8 \u20b95 \u0b95\u0bcb\u0b9f\u0bbf\u0baf\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u20b910 \u0b95\u0bcb\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0b87\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0ba4\u0bc1 \u2014 \u0b87\u0ba4\u0bc1 <strong data-no-auto-translation=\"\">1 April 2025<\/strong> \u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0ba8\u0bcd\u0ba4\u0ba4\u0bc1.<\/p>\n\n<div class=\"cg-numbers\">\n  <div class=\"cg-numbers-title\">Budget 2025 \u2014 CGTMSE-\u0b95\u0bcd\u0b95\u0bc1 \u0b8e\u0ba9\u0bcd\u0ba9 \u0bae\u0bbe\u0bb1\u0bbf\u0baf\u0ba4\u0bc1<\/div>\n  <div class=\"cg-numbers-grid\">\n    <div class=\"cg-num-item\">\n      <div class=\"cg-num-val\">\u20b95 \u0b95\u0bcb\u0b9f\u0bbf \u2192 \u20b910 \u0b95\u0bcb\u0b9f\u0bbf<\/div>\n      <div class=\"cg-num-desc\">\u0b9a\u0bbf\u0bb1\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0b85\u0ba4\u0bbf\u0b95\u0baa\u0b9f\u0bcd\u0b9a \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0b95\u0b9f\u0ba9\u0bcd \u0b87\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1<\/div>\n    <\/div>\n    <div class=\"cg-num-item\">\n      <div class=\"cg-num-val\">\u20b91.5 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0b95\u0bcb\u0b9f\u0bbf<\/div>\n      <div class=\"cg-num-desc\">\u0b85\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0b90\u0ba8\u0bcd\u0ba4\u0bc1 \u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bcd MSME-\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0ba4\u0bbf\u0bb1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0b95\u0b9f\u0ba9\u0bcd<\/div>\n    <\/div>\n    <div class=\"cg-num-item\">\n      <div class=\"cg-num-val\">1 April 2025<\/div>\n      <div class=\"cg-num-desc\">\u0ba4\u0bbf\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bae\u0bcd\u0baa\u0bbf\u0ba9\u0bcd \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8 \u0ba4\u0bc7\u0ba4\u0bbf<\/div>\n    <\/div>\n    <div class=\"cg-num-item\">\n      <div class=\"cg-num-val\">\u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u2192 \u20b920 \u0b95\u0bcb\u0b9f\u0bbf<\/div>\n      <div class=\"cg-num-desc\">\u0ba4\u0bca\u0b9f\u0b95\u0bcd\u0b95 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1\u0bae\u0bcd 1% \u0baa\u0bc6\u0baf\u0bb0\u0bb3\u0bb5\u0bc1 \u0b95\u0b9f\u0bcd\u0b9f\u0ba3\u0ba4\u0bcd\u0ba4\u0bc1\u0b9f\u0ba9\u0bcd \u0b87\u0bb0\u0b9f\u0bcd\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1<\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"cg-table-wrap\">\n<table class=\"cg-table\">\n  <thead>\n    <tr>\n      <th>\u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0b95\u0bc8<\/th>\n      <th>\u0b85\u0ba4\u0bbf\u0b95\u0baa\u0b9f\u0bcd\u0b9a \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1<\/th>\n      <th>\u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbe?<\/th>\n    <\/tr>\n  <\/thead>\n  <tbody>\n    <tr><td>\u0b95\u0bbe\u0bb2 \u0b95\u0b9f\u0ba9\u0bcd<\/td><td>\u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8<\/td><td class=\"cg-no\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8<\/td><\/tr>\n    <tr><td>\u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bc1 \u0bae\u0bc2\u0bb2\u0ba4\u0ba9\u0bae\u0bcd<\/td><td>\u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8<\/td><td class=\"cg-no\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8<\/td><\/tr>\n    <tr><td>\u0b95\u0bb2\u0bb5\u0bc8 \u0b95\u0b9f\u0ba9\u0bcd<\/td><td>\u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8<\/td><td class=\"cg-no\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8<\/td><\/tr>\n    <tr><td>\u0b95\u0bb2\u0baa\u0bcd\u0baa\u0bc1 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 (\u0baa\u0b95\u0bc1\u0ba4\u0bbf)<\/td><td>\u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8\u0baf\u0bbf\u0bb2\u0bbe\u0ba9 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bb1\u0bcd\u0bb1 \u0baa\u0b95\u0bc1\u0ba4\u0bbf<\/td><td>\u0baa\u0b95\u0bc1\u0ba4\u0bbf \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7<\/td><\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n<span class=\"cg-source\">\ud83d\udccb PIB PRID:2098389 \u00b7 SBI CGTMSE Page \u00b7 cgtmse.in Scheme Document (Jan 2025)<\/span>\n\n<h2>\u0baf\u0bbe\u0bb0\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bc1\u0b9f\u0bc8\u0baf\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd?<\/h2>\n\n<div class=\"cg-two-col\">\n  <div class=\"cg-col-card green\">\n    <h4>\u2705 \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bc1\u0b9f\u0bc8\u0baf\u0bb5\u0bb0\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd<\/h4>\n    <ul>\n      <li>\u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3 \u0b95\u0bc1\u0bb1\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd<\/li>\n      <li>\u0b89\u0bb1\u0bcd\u0baa\u0ba4\u0bcd\u0ba4\u0bbf, \u0bb5\u0ba3\u0bbf\u0b95\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b9a\u0bc7\u0bb5\u0bc8\u0ba4\u0bcd \u0ba4\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0bb2\u0bcd<\/li>\n      <li>Udyam portal-\u0bb2\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1 (\u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bcd)<\/li>\n      <li>\u0b92\u0bb0\u0bc1 \u0ba4\u0ba9\u0bbf\u0baf\u0bc1\u0bb0\u0bbf\u0bae\u0bc8, \u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bbe\u0ba3\u0bcd\u0bae\u0bc8, LLP \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 Pvt\/Public Ltd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd<\/li>\n      <li>\u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0baa\u0bb5\u0bb0\u0bbe\u0bb2\u0bcd \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0bae\u0bbe\u0ba9\u0ba4\u0bbe\u0b95 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1<\/li>\n      <li>\u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0ba4\u0bb5\u0bb1\u0bc1 \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 NPA \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4\u0ba4\u0bc1<\/li>\n    <\/ul>\n  <\/div>\n  <div class=\"cg-col-card red\">\n    <h4>\u274c \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bb1\u0bcd\u0bb1\u0bb5\u0bb0\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd<\/h4>\n    <ul>\n      <li>\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0bae\u0bcd \u0bb5\u0bbf\u0bb5\u0b9a\u0bbe\u0baf\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b85\u0ba4\u0ba9\u0bcb\u0b9f\u0bc1 \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0baa\u0bc1\u0b9f\u0bc8\u0baf \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1<\/li>\n      <li>\u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b92\u0bb0\u0bc1 Self-Help Group (SHG) \u0b86\u0b95 \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd<\/li>\n      <li>\u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b92\u0bb0\u0bc1 \u0b95\u0bb2\u0bcd\u0bb5\u0bbf \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0baa\u0baf\u0bbf\u0bb1\u0bcd\u0b9a\u0bbf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u0ba8\u0b9f\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n      <li>\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b8e\u0ba8\u0bcd\u0ba4 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3 NPA \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd<\/li>\n      <li>\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bca\u0bb0\u0bc1 \u0b85\u0bb0\u0b9a\u0bc1 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd<\/li>\n      <li>\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u0b92\u0bb0\u0bc1 \u0ba8\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb0 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd<\/li>\n    <\/ul>\n  <\/div>\n<\/div>\n\n<div class=\"cg-callout\">\n  <div class=\"cg-callout-title\">\u26a0\ufe0f \u0baa\u0bb2 \u0bb5\u0bbf\u0ba3\u0bcd\u0ba3\u0baa\u0bcd\u0baa\u0ba4\u0bbe\u0bb0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bb5\u0bb1\u0bb5\u0bbf\u0b9f\u0bc1\u0bae\u0bcd \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bae\u0bbe\u0ba9 \u0baa\u0bc1\u0bb3\u0bcd\u0bb3\u0bbf<\/div>\n  <p class=\"translation-block\">CGTMSE <strong data-no-auto-translation=\"\">\u0b95\u0bc1\u0bb1\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc8 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7<\/strong> \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0ba8\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb0 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2. \u0ba4\u0bbf\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f April 2025 \u0bb5\u0b95\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bc1 \u0bb5\u0bb0\u0bae\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bbf\u0ba9\u0bcd\u0baa\u0b9f\u0bbf, \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bbe\u0b95 \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baa\u0bc6\u0bb1 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bae\u0bc1\u0ba4\u0bb2\u0bc0\u0b9f\u0bc1 \u20b925 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bb5\u0bb0\u0bc1\u0bb5\u0bbe\u0baf\u0bcd \u20b9100 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0b85\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0b85\u0baa\u0bcd\u0baa\u0bbe\u0bb2\u0bcd \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba8\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb0 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bbe\u0b95\u0bbf\u0bb1\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u2014 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd CGTMSE \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0ba4\u0bc1.<\/p>\n  <p class=\"translation-block\">\u0bae\u0bc1\u0ba4\u0bb2\u0bbf\u0bb2\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b95\u0bc8\u0baf\u0bc8 \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd: <a href=\"https:\/\/msmegyan.in\/ta\/calculator\/\" target=\"_self\">\u0b8e\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b87\u0bb2\u0bb5\u0b9a \u0ba4\u0b95\u0bc1\u0ba4\u0bbf \u0b95\u0ba3\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0ba9\u0bc8\u0baa\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u2192<\/a><\/p>\n<\/div>\n<span class=\"cg-source\">\ud83d\udccb CGTMSE Official Scheme Document (CGS-I) \u00b7 cgtmse.in<\/span>\n\n<!-- \u2550\u2550 IMAGE 2 \u2550\u2550\n     Loan_Application_In_Bank.png \u2705\n     No text \u2014 same for Hindi, no swap needed\n     \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"cg-img-wrap\">\n  <img decoding=\"async\" src=\"https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/Udyam_Registration_Must.png\"\n       alt=\"MSME-Udyam-Registration is an absolute must\"\n       loading=\"lazy\">\n  <div class=\"cg-img-caption\">Udyam Registration \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bc8 CGTMSE-\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbf\u0baf \u0b92\u0bb0\u0bc7 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf \u0bae\u0bc1\u0ba9\u0bcd\u0ba8\u0bbf\u0baa\u0ba8\u0bcd\u0ba4\u0ba9\u0bc8 \u2014 \u0b85\u0ba4\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd, \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0b92\u0baa\u0bcd\u0baa\u0bc1\u0ba4\u0bb2\u0bcd \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0bae\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8.<\/div>\n<\/div>\n\n<h2>\u0b8e\u0ba8\u0bcd\u0ba4 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b85\u0ba3\u0bc1\u0b95\u0bc1\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbf\u0baf \u0b92\u0bb0\u0bc7 \u0b92\u0bb0\u0bc1 \u0bb5\u0bbf\u0bb7\u0baf\u0bae\u0bcd<\/h2>\n\n<div class=\"cg-warning\">\n  <div class=\"cg-warning-title\">\u0b87\u0ba4\u0bc8 \u0bae\u0bc1\u0ba4\u0bb2\u0bbf\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u2014 \u0b8e\u0ba8\u0bcd\u0ba4 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0ba8\u0bc1\u0bb4\u0bc8\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd<\/div>\n  <p class=\"translation-block\"><strong data-no-auto-translation=\"\">Udyam Registration \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 CGTMSE \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bbe\u0b95\u0bc1\u0bae\u0bcd.<\/strong> \u0b9a\u0bb0\u0bbf\u0baf\u0bbe\u0ba9 Udyam Registration Number (URN) \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bc8 CGTMSE-\u0baf\u0bbf\u0bb2\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1 \u2014 \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1, \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b87\u0baf\u0bb2\u0bcd\u0baa\u0bbe\u0b95\u0bb5\u0bc7 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0b95\u0bc7\u0b9f\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n  <p class=\"translation-block\">Udyam Registration <strong data-no-auto-translation=\"\">\u0bae\u0bc1\u0bb1\u0bcd\u0bb1\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b87\u0bb2\u0bb5\u0b9a\u0bae\u0bcd<\/strong> \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd <strong data-no-auto-translation=\"\">[udyamregistration.gov.in](http:\/\/udyamregistration.gov.in)<\/strong>-\u0bb2\u0bcd 10 \u0ba8\u0bbf\u0bae\u0bbf\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bb2\u0bbe\u0bae\u0bcd.<\/p>\n  <p class=\"translation-block\">Udyam \u0b87\u0bb2\u0bcd\u0bb2\u0bc8\u0baf\u0bbe? \u0baa\u0b9f\u0bbf\u0baf\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd: <a href=\"https:\/\/msmegyan.in\/ta\/is-udyam-registration-free-zero-cost-msme-registration\/\" target=\"_self\">Udyam Registration \u0b89\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbf\u0bb2\u0bc7\u0baf\u0bc7 \u0b87\u0bb2\u0bb5\u0b9a\u0bae\u0bbe? \u0bae\u0bc1\u0bb4\u0bc1\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0bb5\u0bb4\u0bbf\u0b95\u0bbe\u0b9f\u0bcd\u0b9f\u0bbf 2025 \u2192<\/a><\/p>\n<\/div>\n\n<h2>\u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u2014 CGTMSE \u0b8e\u0ba8\u0bcd\u0ba4 \u0b9a\u0ba4\u0bb5\u0bc0\u0ba4\u0bae\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1?<\/h2>\n\n<p>CGTMSE \u0b95\u0b9f\u0ba9\u0bbf\u0bb2\u0bcd 100% \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0b85\u0bb3\u0bbf\u0baa\u0bcd\u0baa\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8 \u2014 \u0b85\u0ba4\u0bc1 \u0b92\u0bb0\u0bc1 \u0baa\u0bc6\u0bb0\u0bbf\u0baf \u0baa\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bc8 \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1, \u0b87\u0ba4\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95 \u0baa\u0bcb\u0ba4\u0bc1\u0bae\u0bbe\u0ba9\u0ba4\u0bc1.<\/p>\n\n<div class=\"cg-coverage\">\n  <div class=\"cg-cov-card featured\">\n    <div class=\"cg-cov-pct\">85%<\/div>\n    <div class=\"cg-cov-label\">\u0b87\u0ba4\u0bc1 \u0ba4\u0bb1\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0b95 \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bbe\u0b95\u0ba4\u0bcd \u0ba4\u0bc6\u0bb0\u0bbf\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b85\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0b89\u0bb0\u0bc8\u0baf\u0bc8 \u0b92\u0b9f\u0bcd\u0b9f\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd.<\/div>\n  <\/div>\n  <div class=\"cg-cov-card\">\n    <div class=\"cg-cov-pct\">75%<\/div>\n    <div class=\"cg-cov-label\">\u0bae\u0bb1\u0bcd\u0bb1 \u0b85\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1 \u0b95\u0bc1\u0bb1\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd (\u0baa\u0bca\u0ba4\u0bc1 \u0bb5\u0b95\u0bc8)<\/div>\n  <\/div>\n  <div class=\"cg-cov-card\">\n    <div class=\"cg-cov-pct\">90%<\/div>\n    <div class=\"cg-cov-label\">RBI \u0b85\u0b9f\u0bc8\u0baf\u0bbe\u0bb3\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bbf\u0baf \u0b95\u0b9f\u0ba9\u0bcd \u0b95\u0bc1\u0bb1\u0bc8\u0baa\u0bbe\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3 \u0bae\u0bbe\u0bb5\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/div>\n  <\/div>\n  <div class=\"cg-cov-card\">\n    <div class=\"cg-cov-pct\">10%<\/div>\n    <div class=\"cg-cov-label\">ZED \u0b9a\u0bbe\u0ba9\u0bcd\u0bb1\u0bbf\u0ba4\u0bb4\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1 \u0b85\u0bb2\u0b95\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 Annual Guarantee Fee-\u0baf\u0bbf\u0bb2\u0bcd \u0ba4\u0bb3\u0bcd\u0bb3\u0bc1\u0baa\u0b9f\u0bbf<\/div>\n  <\/div>\n<\/div>\n\n<p class=\"translation-block\"><strong data-no-auto-translation=\"\">\u0b87\u0ba4\u0ba9\u0bcd \u0b8e\u0bb3\u0bbf\u0baf \u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bcd:<\/strong> \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u20b920 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 75% \u0b8e\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd, CGTMSE \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u20b915 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bb5\u0bb1\u0bbf\u0ba9\u0bbe\u0bb2\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf CGTMSE-\u0baf\u0bbf\u0b9f\u0bae\u0bcd \u20b915 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0b95\u0bcb\u0bb0\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0bae\u0bc0\u0ba4\u0bae\u0bc1\u0bb3\u0bcd\u0bb3 \u20b95 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd \u0b9a\u0bca\u0ba8\u0bcd\u0ba4 \u0b85\u0baa\u0bbe\u0baf\u0bae\u0bcd \u2014 \u0b85\u0ba4\u0ba9\u0bbe\u0bb2\u0bcd\u0ba4\u0bbe\u0ba9\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0b87\u0ba9\u0bcd\u0ba9\u0bc1\u0bae\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0b95\u0bb5\u0ba9\u0bae\u0bbe\u0b95 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9. \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bc8 \u0ba8\u0bc0\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1, \u0b95\u0b9f\u0ba9\u0bcd \u0b86\u0baf\u0bcd\u0bb5\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2.<\/p>\n\n<span class=\"cg-source\">\ud83d\udccb cgtmse.in \u00b7 SMFG India Credit CGTMSE Guide \u00b7 Bankopedia CGTMSE Guide (2026)<\/span>\n\n<h2>\u0ba4\u0bb1\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0b95 \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bbe\u0b95\u0ba4\u0bcd \u0ba4\u0bc6\u0bb0\u0bbf\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b85\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0b89\u0bb0\u0bc8\u0baf\u0bc8 \u0b92\u0b9f\u0bcd\u0b9f\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd.<\/h2>\n\n<div class=\"cg-hybrid\">\n  <div class=\"cg-hybrid-label\">\u0b95\u0bc1\u0bb1\u0bc8\u0bb5\u0bbe\u0b95 \u0b85\u0bb1\u0bbf\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b85\u0bae\u0bcd\u0b9a\u0bae\u0bcd \u2014 2018-\u0bb2\u0bcd \u0b85\u0bb1\u0bbf\u0bae\u0bc1\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1<\/div>\n  <div class=\"cg-hybrid-title\">\u0b9a\u0bbf\u0bb1\u0bbf\u0ba4\u0bc1 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bbe \u0b86\u0ba9\u0bbe\u0bb2\u0bcd \u0bae\u0bc1\u0bb4\u0bc1 \u0b95\u0b9f\u0ba9\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bcb\u0ba4\u0bc1\u0bae\u0bbe\u0ba9\u0ba4\u0bbe\u0b95 \u0b87\u0bb2\u0bcd\u0bb2\u0bc8\u0baf\u0bbe?<\/div>\n  <p style=\"font-size:15px;color:#444;margin-bottom:16px;\" class=\"translation-block\">\u0bae\u0bc1\u0bb4\u0bc1 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0ba4\u0bc7\u0bb0\u0bcd\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8. <strong data-no-auto-translation=\"\">Hybrid Security model<\/strong>-\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd \u2014 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0baa\u0b95\u0bc1\u0ba4\u0bbf \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0b85\u0b9f\u0b95\u0bc1 \u0bb5\u0bc8\u0baf\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd CGTMSE \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bb1\u0bcd\u0bb1 \u0bae\u0bc0\u0ba4\u0bbf\u0baf\u0bc8 \u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8 \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n  <p style=\"font-size:14px;color:#666;margin-bottom:14px;\">\u0b89\u0ba4\u0bbe\u0bb0\u0ba3\u0bae\u0bcd: \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u20b930 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8. \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u20b98 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc1\u0bb3\u0bcd\u0bb3 \u0b89\u0baa\u0b95\u0bb0\u0ba3\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba9.<\/p>\n  <div class=\"cg-hybrid-row\">\n    <div class=\"cg-hybrid-seg partial\">\u20b98 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd<span>\u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0b9f\u0bae\u0bcd \u0b85\u0b9f\u0b95\u0bc1 \u0bb5\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0b95\u0bc1\u0ba4\u0bbf \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1<\/span><\/div>\n    <div class=\"cg-hybrid-seg covered\">\u20b922 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd<span>CGTMSE \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0ba4\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1 \u2014 \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8<\/span><\/div>\n  <\/div>\n  <p style=\"font-size:14px;color:#555;margin:14px 0 0;\">\u0bae\u0bca\u0ba4\u0bcd\u0ba4 \u0b95\u0b9f\u0ba9\u0bcd = \u20b930 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd. \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbe\u0ba9 \u0bae\u0bca\u0ba4\u0bcd\u0ba4 \u0b95\u0bc2\u0b9f\u0bc1\u0ba4\u0bb2\u0bcd \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 = \u20b90.<\/p>\n<\/div>\n\n<span class=\"cg-source\">\ud83d\udccb SBI CGTMSE Scheme Page \u00b7 cgtmse.in Hybrid Security Model documentation<\/span>\n\n<h2>\u0ba4\u0bb1\u0bcd\u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0b95 \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bbe\u0b95\u0ba4\u0bcd \u0ba4\u0bc6\u0bb0\u0bbf\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b85\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0b89\u0bb0\u0bc8\u0baf\u0bc8 \u0b92\u0b9f\u0bcd\u0b9f\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0ba4\u0bca\u0b9f\u0bb0\u0bcd\u0b95\u0bbf\u0bb1\u0bc7\u0ba9\u0bcd.<\/h2>\n\n<p class=\"translation-block\">\u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0ba4\u0bcd\u0ba4\u0bbf\u0b9f\u0bae\u0bcd \u2014 \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2 \u2014 <strong data-no-auto-translation=\"\">Annual Guarantee Fee (AGF)<\/strong> \u0bb5\u0b9a\u0bc2\u0bb2\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0bb5\u0b99\u0bcd\u0b95\u0bbf CGTMSE-\u0b95\u0bcd\u0b95\u0bc1 \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0baa\u0bb2 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0b87\u0ba4\u0bc8 \u0b95\u0b9f\u0ba9\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bbf\u0bb2\u0bcd \u0b9a\u0bc7\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9. <strong data-no-auto-translation=\"\">1 April 2025<\/strong> \u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0bb2\u0bcd:<\/p>\n\n<div class=\"cg-table-wrap\">\n<table class=\"cg-table\">\n  <thead>\n    <tr><th>\u0b95\u0b9f\u0ba9\u0bcd \u0ba4\u0bca\u0b95\u0bc8<\/th><th>Annual Guarantee Fee<\/th><th>\u0baf\u0bbe\u0bb0\u0bcd \u0b9a\u0bc6\u0bb2\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bbf\u0bb1\u0bbe\u0bb0\u0bcd\u0b95\u0bb3\u0bcd<\/th><\/tr>\n  <\/thead>\n  <tbody>\n    <tr><td>\u20b910 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u0bb5\u0bb0\u0bc8<\/td><td>\u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bc1 0.37%<\/td><td>\u0bb5\u0b99\u0bcd\u0b95\u0bbf (\u0b95\u0b9f\u0ba4\u0bcd\u0ba4\u0bb2\u0bbe\u0bae\u0bcd)<\/td><\/tr>\n    <tr><td>\u20b910 \u0bb2\u0b9f\u0bcd\u0b9a\u0bae\u0bcd \u2013 \u20b91 \u0b95\u0bcb\u0b9f\u0bbf<\/td><td>\u0baa\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bbf\u0baf\u0bbe\u0ba9 \u0bb5\u0bbf\u0b95\u0bbf\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/td><td>\u0bb5\u0b99\u0bcd\u0b95\u0bbf (\u0b95\u0b9f\u0ba4\u0bcd\u0ba4\u0bb2\u0bbe\u0bae\u0bcd)<\/td><\/tr>\n    <tr><td>\u20b98 \u0b95\u0bcb\u0b9f\u0bbf \u2013 \u20b910 \u0b95\u0bcb\u0b9f\u0bbf<\/td><td>\u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0bc1 1.20%<\/td><td>\u0bb5\u0b99\u0bcd\u0b95\u0bbf (\u0b95\u0b9f\u0ba4\u0bcd\u0ba4\u0bb2\u0bbe\u0bae\u0bcd)<\/td><\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n\n<p class=\"translation-block\"><strong data-no-auto-translation=\"\">ZED \u0b9a\u0bbe\u0ba9\u0bcd\u0bb1\u0bbf\u0ba4\u0bb4\u0bcd \u0baa\u0bc6\u0bb1\u0bcd\u0bb1 \u0b85\u0bb2\u0b95\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1<\/strong> \u0baa\u0bca\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1\u0bae\u0bcd \u0b95\u0b9f\u0bcd\u0b9f\u0ba3\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd <strong data-no-auto-translation=\"\">10% \u0ba4\u0bb3\u0bcd\u0bb3\u0bc1\u0baa\u0b9f\u0bbf<\/strong> \u0b95\u0bbf\u0b9f\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd. \u0b85\u0bb1\u0bbf\u0bb5\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0b95\u0bc1\u0ba4\u0bbf\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0b85\u0bb2\u0b95\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0bb2\u0bc1\u0b95\u0bc8\u0b95\u0bb3\u0bcd \u0b95\u0bbf\u0b9f\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n\n<span class=\"cg-source\">\ud83d\udccb blog.jumpp.finance CGTMSE Fee Guide \u00b7 cgtmse.in Scheme Document (effective 1 April 2025)<\/span>\n\n<h2>\u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbe\u0ba9 \u0b86\u0bb5\u0ba3\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u2014 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b8e\u0ba9\u0bcd\u0ba9 \u0b8e\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b9a\u0bcd \u0b9a\u0bc6\u0bb2\u0bcd\u0bb2 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd<\/h2>\n\n<ul>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">Udyam Registration Certificate<\/strong> \u2014 \u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bcd, \u0b8e\u0ba8\u0bcd\u0ba4 \u0b9a\u0bae\u0bb0\u0b9a\u0bae\u0bc1\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4\u0ba4\u0bc1<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">KYC documents<\/strong> \u2014 \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd \/ \u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \/ \u0b87\u0baf\u0b95\u0bcd\u0b95\u0bc1\u0ba8\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd Aadhaar, PAN<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">Business registration proof<\/strong> \u2014 \u0b87\u0ba3\u0bc8\u0baa\u0bcd\u0baa\u0bc1 \u0b9a\u0bbe\u0ba9\u0bcd\u0bb1\u0bbf\u0ba4\u0bb4\u0bcd, \u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bbe\u0ba3\u0bcd\u0bae\u0bc8 \u0baa\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bae\u0bcd \u0baa\u0bcb\u0ba9\u0bcd\u0bb1\u0bb5\u0bc8<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">Bank statements<\/strong> \u2014 \u0b95\u0b9f\u0ba8\u0bcd\u0ba4 6\u201312 \u0bae\u0bbe\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">Income Tax Returns<\/strong> \u2014 \u0b95\u0b9f\u0ba8\u0bcd\u0ba4 2\u20133 \u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bcd (\u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bb2\u0bcd \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd)<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">GST Returns<\/strong> \u2014 GST \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">Project report \/ business plan<\/strong> \u2014 \u0b95\u0bc1\u0bb1\u0bbf\u0baa\u0bcd\u0baa\u0bbe\u0b95 \u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0bb5\u0ba3\u0bbf\u0b95\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bc6\u0bb0\u0bbf\u0baf \u0ba4\u0bca\u0b95\u0bc8\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bae\u0bbf\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bae\u0bbe\u0ba9\u0ba4\u0bc1<\/li>\n<\/ul>\n\n<div class=\"cg-callout\">\n  <div class=\"cg-callout-title\">\ud83d\udca1 \u0b92\u0baa\u0bcd\u0baa\u0bc1\u0ba4\u0bb2\u0bcd\u0b95\u0bb3\u0bc8 \u0ba8\u0bbf\u0bb0\u0bbe\u0b95\u0bb0\u0bbf\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0baa\u0bbf\u0bb0\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b92\u0bb0\u0bc7 \u0b92\u0bb0\u0bc1 \u0bb5\u0bbf\u0bb7\u0baf\u0bae\u0bcd<\/div>\n  <p class=\"translation-block\">\u0b92\u0bb0\u0bc1 \u0b9a\u0bbf\u0bb1\u0baa\u0bcd\u0baa\u0bbe\u0b95 \u0ba4\u0baf\u0bbe\u0bb0\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f <strong data-no-auto-translation=\"\">project report<\/strong> \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 CGTMSE-\u0baf\u0bbf\u0bb2\u0bcd \u0bae\u0bbf\u0b95 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf\u0bae\u0bbe\u0ba9 \u0b92\u0bb0\u0bc7 \u0b95\u0bbe\u0bb0\u0ba3\u0bbf \u0b86\u0b95\u0bc1\u0bae\u0bcd. \u0b87\u0ba8\u0bcd\u0ba4 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b85\u0baa\u0bbe\u0baf\u0ba4\u0bcd\u0ba4\u0bc8 \u0ba8\u0bc0\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b86\u0ba9\u0bbe\u0bb2\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b85\u0baa\u0bbe\u0baf\u0ba4\u0bcd\u0ba4\u0bc8 \u0ba8\u0bc0\u0b95\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8. \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0bae\u0bcd \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0bae\u0bbe\u0ba9\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b87\u0ba9\u0bcd\u0ba9\u0bc1\u0bae\u0bcd \u0ba8\u0bae\u0bcd\u0baa \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd project report-\u0b87\u0bb2\u0bcd \u0b89\u0ba3\u0bcd\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0ba8\u0bc7\u0bb0\u0bae\u0bcd \u0b9a\u0bc6\u0bb2\u0bb5\u0bbf\u0b9f\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd. \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0ba9\u0bcd MSME desk-\u0b87\u0b9f\u0bae\u0bcd \u0b85\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd standard template-\u0b90\u0b95\u0bcd \u0b95\u0bc7\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n<\/div>\n\n<h2>CGTMSE \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0ba9 MSME \u0b95\u0b9f\u0ba9\u0bcd \u2014 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf \u0bb5\u0bc7\u0bb1\u0bc1\u0baa\u0bbe\u0b9f\u0bc1\u0b95\u0bb3\u0bcd<\/h2>\n\n<div class=\"cg-table-wrap\">\n<table class=\"cg-table\">\n  <thead>\n    <tr><th>\u0b85\u0bae\u0bcd\u0b9a\u0bae\u0bcd<\/th><th>\u0bb5\u0bb4\u0b95\u0bcd\u0b95\u0bae\u0bbe\u0ba9 MSME \u0b95\u0b9f\u0ba9\u0bcd<\/th><th>CGTMSE \u0b95\u0b9f\u0ba9\u0bcd<\/th><\/tr>\n  <\/thead>\n  <tbody>\n    <tr><td>\u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8<\/td><td>\u0baa\u0bca\u0ba4\u0bc1\u0bb5\u0bbe\u0b95 \u0b86\u0bae\u0bcd<\/td><td class=\"cg-no\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8<\/td><\/tr>\n    <tr><td>\u0bae\u0bc2\u0ba9\u0bcd\u0bb1\u0bbe\u0bae\u0bcd \u0ba4\u0bb0\u0baa\u0bcd\u0baa\u0bc1 \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bb0\u0bcd<\/td><td>\u0baa\u0bc6\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbe\u0bb2\u0bc1\u0bae\u0bcd \u0ba4\u0bc7\u0bb5\u0bc8<\/td><td class=\"cg-no\">\u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8<\/td><\/tr>\n    <tr><td>\u0b85\u0ba4\u0bbf\u0b95\u0baa\u0b9f\u0bcd\u0b9a \u0b95\u0b9f\u0ba9\u0bcd<\/td><td>\u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc8 \u0baa\u0bca\u0bb1\u0bc1\u0ba4\u0bcd\u0ba4\u0ba4\u0bc1<\/td><td class=\"cg-yes\">\u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8<\/td><\/tr>\n    <tr><td>\u0b85\u0bb0\u0b9a\u0bc1 \u0b86\u0ba4\u0bb0\u0bb5\u0bc1<\/td><td>\u0b87\u0bb2\u0bcd\u0bb2\u0bc8<\/td><td class=\"cg-yes\">75%\u201385% \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd<\/td><\/tr>\n    <tr><td>Udyam Registration \u0ba4\u0bc7\u0bb5\u0bc8<\/td><td>\u0baa\u0bb0\u0bbf\u0ba8\u0bcd\u0ba4\u0bc1\u0bb0\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1<\/td><td class=\"cg-yes\">\u0b95\u0b9f\u0bcd\u0b9f\u0bbe\u0baf\u0bae\u0bcd<\/td><\/tr>\n    <tr><td>\u0baf\u0bbe\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b9a\u0bbf\u0bb1\u0ba8\u0bcd\u0ba4\u0ba4\u0bc1<\/td><td>\u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc8\u0ba8\u0bcd\u0ba4 \u0bb5\u0ba3\u0bbf\u0b95\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/td><td class=\"cg-yes\">\u0bae\u0bc1\u0ba4\u0bb2\u0bcd \u0ba4\u0bb2\u0bc8\u0bae\u0bc1\u0bb1\u0bc8 \u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd\u0bae\u0bc1\u0ba9\u0bc8\u0bb5\u0bcb\u0bb0\u0bcd, \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1 \u0b95\u0bc1\u0bb1\u0bc8\u0bb5\u0bbe\u0ba9 MSME-\u0b95\u0bb3\u0bcd<\/td><\/tr>\n  <\/tbody>\n<\/table>\n<\/div>\n\n<!-- \u2550\u2550 IMAGE 3 \u2550\u2550\n     Happy_Customer.png \u2705\n     No text \u2014 same for Hindi, no swap needed\n     \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"cg-img-wrap\">\n  <img decoding=\"async\" src=\"https:\/\/msmegyan.in\/wp-content\/uploads\/2026\/04\/Happy-Customer.png\"\n       alt=\"Happy MSME business owner after successful collateral-free loan approval\"\n       loading=\"lazy\">\n  <div class=\"cg-img-caption\">CGTMSE 2000-\u0b86\u0bae\u0bcd \u0b86\u0ba3\u0bcd\u0b9f\u0bbf\u0bb2\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 65 \u0bb2\u0b9f\u0bcd\u0b9a\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bae\u0bc7\u0bb1\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0bbf\u0ba3\u0bc8\u0baf\u0bae\u0bb1\u0bcd\u0bb1 \u0bb5\u0ba3\u0bbf\u0b95 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bc8 \u0bb5\u0bb4\u0b99\u0bcd\u0b95 \u0b89\u0ba4\u0bb5\u0bbf\u0baf\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1 \u2014 \u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf\u0bbe\u0bb5\u0bbf\u0ba9\u0bcd \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0ba4\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0bae\u0bbe\u0ba8\u0bbf\u0bb2\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b89\u0bb3\u0bcd\u0bb3 \u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd\u0bae\u0bc1\u0ba9\u0bc8\u0bb5\u0bcb\u0bb0\u0bcd \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1\u0b95\u0bb3\u0bc8 \u0b85\u0b9f\u0bae\u0bbe\u0ba9\u0bae\u0bbf\u0b9f\u0bbe\u0bae\u0bb2\u0bcd \u0bb5\u0bb3\u0bb0 \u0b89\u0ba4\u0bb5\u0bbf\u0baf\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<\/div>\n<\/div>\n\n<h2>\u0b8e\u0ba8\u0bcd\u0ba4 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd CGTMSE \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9?<\/h2>\n\n<p class=\"translation-block\">CGTMSE-\u0bb2\u0bcd <strong data-no-auto-translation=\"\">276 \u0b89\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bb0\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd (MLIs)<\/strong> \u0b89\u0bb3\u0bcd\u0bb3\u0ba9 \u2014 \u0b95\u0bbf\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0b9f\u0bcd\u0b9f \u0b8e\u0ba8\u0bcd\u0ba4 \u0baa\u0bc6\u0bb0\u0bbf\u0baf \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd \u0b9a\u0bc6\u0ba9\u0bcd\u0bb1\u0bc1 CGTMSE-\u0b86\u0ba4\u0bb0\u0bb5\u0bbe\u0ba9 MSME \u0b95\u0b9f\u0ba9\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b95\u0bc7\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd:<\/p>\n\n<ul>\n  <li class=\"translation-block\">\u0b85\u0ba9\u0bc8\u0ba4\u0bcd\u0ba4\u0bc1 \u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf <strong data-no-auto-translation=\"\">\u0baa\u0bca\u0ba4\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb1\u0bc8 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd<\/strong> \u2014 SBI, Bank of Baroda, Punjab National Bank, Canara Bank, Union Bank, Indian Bank<\/li>\n  <li class=\"translation-block\">\u0bae\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0baf <strong data-no-auto-translation=\"\">\u0ba4\u0ba9\u0bbf\u0baf\u0bbe\u0bb0\u0bcd \u0ba4\u0bc1\u0bb1\u0bc8 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd<\/strong> \u2014 HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank<\/li>\n  <li class=\"translation-block\"><strong data-no-auto-translation=\"\">\u0baa\u0bbf\u0bb0\u0bbe\u0ba8\u0bcd\u0ba4\u0bbf\u0baf \u0b95\u0bbf\u0bb0\u0bbe\u0bae \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd (RRBs)<\/strong> \u2014 \u0b95\u0bbf\u0bb0\u0bbe\u0bae\u0baa\u0bcd\u0baa\u0bc1\u0bb1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b85\u0bb0\u0bc8 \u0ba8\u0b95\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bc1\u0bb1 MSME-\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1<\/li>\n  <li class=\"translation-block\">\u0ba4\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc6\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f <strong data-no-auto-translation=\"\">\u0ba8\u0b95\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bc1\u0bb1 \u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bc1\u0bb1\u0bb5\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd<\/strong><\/li>\n  <li class=\"translation-block\">CGTMSE-\u0bb2\u0bcd MLI-\u0b95\u0bb3\u0bbe\u0b95 \u0baa\u0ba4\u0bbf\u0bb5\u0bc1\u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0ba4\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc6\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f <strong data-no-auto-translation=\"\">NBFC-\u0b95\u0bb3\u0bcd<\/strong><\/li>\n<\/ul>\n\n<div class=\"cg-success\">\u0ba4\u0bb5\u0bb1\u0bc1\u0ba4\u0bb2\u0bbe\u0ba9 \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bc8 \u0baa\u0bcb\u0bb2\u0bcd \u0ba4\u0bc6\u0bb0\u0bbf\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0bae\u0bca\u0bb4\u0bbf\u0baa\u0bc6\u0baf\u0bb0\u0bcd\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbf\u0baf \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0b92\u0b9f\u0bcd\u0b9f\u0bb5\u0bc1\u0bae\u0bcd.<\/div>\n\n<h2>CGTMSE \u0b95\u0bc0\u0bb4\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9 \u0ba8\u0bbf\u0ba4\u0bbf\u0baf\u0bb3\u0bbf\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bbe\u0ba4\u0bc1?<\/h2>\n\n<ul>\n  <li>\u0b8f\u0bb1\u0bcd\u0b95\u0ba9\u0bb5\u0bc7 DICGC \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 RBI \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbe\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li>\u0b9a\u0bc1\u0baf \u0b89\u0ba4\u0bb5\u0bbf \u0b95\u0bc1\u0bb4\u0bc1\u0b95\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0ba9 (SHGs) \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li>\u0bb5\u0bbf\u0bb5\u0b9a\u0bbe\u0baf\u0bae\u0bcd, \u0bae\u0bc0\u0ba9\u0bcd\u0bb5\u0bb3\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b95\u0bbe\u0bb2\u0bcd\u0ba8\u0b9f\u0bc8 \u0bb5\u0bb3\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li>\u0b95\u0bb2\u0bcd\u0bb5\u0bbf \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0baf\u0bbf\u0bb1\u0bcd\u0b9a\u0bbf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0ba9 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li>\u0b8f\u0bb1\u0bcd\u0b95\u0ba9\u0bb5\u0bc7 \u0b89\u0bb3\u0bcd\u0bb3 \u0baa\u0bbf\u0ba3\u0bc8\u0baf\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0b8e\u0ba4\u0bbf\u0bb0\u0bbe\u0b95 \u0bae\u0bc1\u0bb4\u0bc1\u0bae\u0bc8\u0baf\u0bbe\u0b95 \u0b85\u0ba9\u0bc1\u0bae\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li>\u0ba8\u0bc1\u0b95\u0bb0\u0bcd\u0bb5\u0bcb\u0bb0\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0bb5\u0ba3\u0bbf\u0b95\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0ba8\u0bcb\u0b95\u0bcd\u0b95 \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd<\/li>\n  <li>\u0ba4\u0bb5\u0bb1\u0bc1\u0ba4\u0bb2\u0bbe\u0ba9 \u0b85\u0ba9\u0bc1\u0baa\u0bcd\u0baa\u0bc1\u0b95\u0bc8 \u0baa\u0bcb\u0bb2\u0bcd \u0ba4\u0bc6\u0bb0\u0bbf\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0bae\u0bca\u0bb4\u0bbf\u0baa\u0bc6\u0baf\u0bb0\u0bcd\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bbf\u0baf \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0b92\u0b9f\u0bcd\u0b9f\u0bb5\u0bc1\u0bae\u0bcd.<\/li>\n<\/ul>\n\n<h2>\u0b85\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0b9f\u0bbf \u0b95\u0bc7\u0b9f\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0b95\u0bc7\u0bb3\u0bcd\u0bb5\u0bbf\u0b95\u0bb3\u0bcd<\/h2>\n\n<div class=\"cg-faq\">\n\n  <div class=\"cg-faq-item\">\n    <div class=\"cg-faq-q\">CGTMSE \u0bb5\u0bb2\u0bc8\u0ba4\u0bcd\u0ba4\u0bb3\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 CGTMSE \u0b95\u0b9f\u0ba9\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0bbf\u0ba3\u0bcd\u0ba3\u0baa\u0bcd\u0baa\u0bbf\u0b95\u0bcd\u0b95 \u0bae\u0bc1\u0b9f\u0bbf\u0baf\u0bc1\u0bae\u0bbe?<\/div>\n    <p class=\"cg-faq-a\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8. CGTMSE \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bc1\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0ba8\u0bc7\u0bb0\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8. \u0baa\u0ba4\u0bbf\u0bb5\u0bc1\u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f MLI \u0b86\u0b95 \u0b89\u0bb3\u0bcd\u0bb3 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 NBFC-\u0baf\u0bc8 \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0ba3\u0bc1\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bc8 \u0b85\u0ba9\u0bc1\u0bae\u0ba4\u0bbf\u0ba4\u0bcd\u0ba4 \u0baa\u0bbf\u0bb1\u0b95\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b9a\u0bbe\u0bb0\u0bcd\u0baa\u0bbe\u0b95 CGTMSE \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0bb5\u0bbf\u0ba3\u0bcd\u0ba3\u0baa\u0bcd\u0baa\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n  <\/div>\n\n  <div class=\"cg-faq-item\">\n    <div class=\"cg-faq-q\">\u0b8e\u0ba9\u0bcd\u0ba9\u0bbf\u0b9f\u0bae\u0bcd \u0b8f\u0bb1\u0bcd\u0b95\u0ba9\u0bb5\u0bc7 \u0bb5\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1 \u0b95\u0b9f\u0ba9\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b95\u0bbe\u0bb0\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. \u0b85\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0ba9\u0bc8 \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bb1\u0bcd\u0bb1\u0ba4\u0bbe\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bbe?<\/div>\n    <p class=\"cg-faq-a translation-block\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0b8f\u0bb1\u0bcd\u0b95\u0ba9\u0bb5\u0bc7 \u0b89\u0bb3\u0bcd\u0bb3 \u0ba4\u0ba9\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b95\u0b9f\u0ba9\u0bcd\u0b95\u0bb3\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd CGTMSE \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bc8 \u0baa\u0bbe\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0bbe\u0ba4\u0bc1. \u0b87\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bc1\u0bae\u0bcd, \u0b8e\u0ba8\u0bcd\u0ba4 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bc1\u0bae\u0bcd <strong data-no-auto-translation=\"\">NPA \u0b8e\u0ba9 \u0bb5\u0b95\u0bc8\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0bb5\u0ba3\u0bbf\u0b95 \u0b95\u0b9f\u0ba9\u0bcd<\/strong> \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bcd, \u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0bb5\u0b9a\u0ba4\u0bbf\u0baf\u0bbf\u0bb2\u0bcd CGTMSE \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bb1\u0bcd\u0bb1\u0bb5\u0bb0\u0bbe\u0bb5\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd.<\/p>\n  <\/div>\n\n  <div class=\"cg-faq-item\">\n    <div class=\"cg-faq-q\">\u0b8e\u0ba9\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0bae\u0bcd \u0b8f\u0bb1\u0bcd\u0b95\u0ba9\u0bb5\u0bc7 \u0bb2\u0bbe\u0baa\u0b95\u0bb0\u0bae\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bbe?<\/div>\n    <p class=\"cg-faq-a\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0ba3\u0bbf\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0ba8\u0bb2\u0bcd\u0bb2 \u0b9a\u0bbe\u0ba4\u0ba9\u0bc8 \u0baa\u0ba4\u0bbf\u0bb5\u0bc1\u0b9f\u0ba9\u0bcd \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0bae\u0bbe\u0ba9 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bb2\u0bbe\u0baa\u0b95\u0bb0\u0bae\u0bbe\u0ba9\u0ba4\u0bbe\u0b95 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bbf\u0b9f \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1, \u0b9a\u0bbe\u0ba4\u0bcd\u0ba4\u0bbf\u0baf\u0b95\u0bcd\u0b95\u0bc2\u0bb1\u0bc1 \u0bb5\u0ba3\u0bbf\u0b95 \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b95\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0baa\u0ba3 \u0b93\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b85\u0b9f\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0ba4\u0bc0\u0bb0\u0bcd\u0bae\u0bbe\u0ba9\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bae\u0bcd \u0baa\u0bbf\u0ba3\u0bc8\u0baf \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bc8 \u0ba8\u0bc0\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b95\u0b9f\u0ba9\u0bcd \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc8 \u0b85\u0bb2\u0bcd\u0bb2.<\/p>\n  <\/div>\n\n  <div class=\"cg-faq-item\">\n    <div class=\"cg-faq-q\">\u0ba8\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb0 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd CGTMSE-\u0b95\u0bcd\u0b95\u0bc1 \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baa\u0bc6\u0bb1\u0bc1\u0bae\u0bbe?<\/div>\n    <p class=\"cg-faq-a\">\u0b87\u0bb2\u0bcd\u0bb2\u0bc8. CGTMSE \u0ba8\u0bc1\u0ba3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc8 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0ba8\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb0 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0bbf\u0bb2\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba9. \u0bb5\u0bbf\u0ba3\u0bcd\u0ba3\u0baa\u0bcd\u0baa\u0bbf\u0baa\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd \u0ba4\u0bbf\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b8f\u0baa\u0bcd\u0bb0\u0bb2\u0bcd 2025 \u0bb5\u0bb0\u0bae\u0bcd\u0baa\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b8e\u0ba4\u0bbf\u0bb0\u0bbe\u0b95 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b95\u0bc8\u0baa\u0bcd\u0baa\u0bbe\u0b9f\u0bcd\u0b9f\u0bc8 \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd.<\/p>\n  <\/div>\n\n  <div class=\"cg-faq-item\">\n    <div class=\"cg-faq-q\">\u0b8e\u0ba9\u0bcd \u0b95\u0b9f\u0ba9\u0bcd CGTMSE \u0b95\u0bc0\u0bb4\u0bcd \u0baa\u0ba4\u0bbf\u0bb5\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bbe \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bc1?<\/div>\n    <p class=\"cg-faq-a translation-block\">CGTMSE \u0baa\u0ba4\u0bbf\u0bb5\u0bbf\u0ba9\u0bcd \u0baa\u0bcb\u0ba4\u0bc1 \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f <strong data-no-auto-translation=\"\">\u0b95\u0b9f\u0ba9\u0bcd \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0b8e\u0ba3\u0bcd\u0ba3\u0bc8 (CGN)<\/strong> \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0b9f\u0bae\u0bcd \u0b95\u0bc7\u0bb3\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd. \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bbf\u0bb2\u0bcd \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4 \u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bc1 \u0b9a\u0bc6\u0baf\u0bb2\u0bbf\u0bb2\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b8e\u0bb4\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0baa\u0bcd\u0baa\u0bc2\u0bb0\u0bcd\u0bb5 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb2\u0bcd \u0b87\u0ba4\u0bc1\u0bb5\u0bc7.<\/p>\n  <\/div>\n\n  <div class=\"cg-faq-item\">\n    <div class=\"cg-faq-q\">\u0baa\u0bb2 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd \u0b8e\u0ba9\u0bcd \u0bb5\u0bbf\u0ba3\u0bcd\u0ba3\u0baa\u0bcd\u0baa\u0ba4\u0bcd\u0ba4\u0bc8 \u0ba8\u0bbf\u0bb0\u0bbe\u0b95\u0bb0\u0bbf\u0ba4\u0bcd\u0ba4\u0ba9. \u0ba8\u0bbe\u0ba9\u0bcd \u0b8e\u0ba9\u0bcd\u0ba9 \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd?<\/div>\n    <p class=\"cg-faq-a translation-block\">\u0bb5\u0bbf\u0b9f\u0bcd\u0b9f\u0bc1\u0bb5\u0bbf\u0b9f\u0bbe\u0ba4\u0bc0\u0bb0\u0bcd\u0b95\u0bb3\u0bcd. \u0b92\u0bb5\u0bcd\u0bb5\u0bca\u0bb0\u0bc1 \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0bb5\u0bc6\u0bb5\u0bcd\u0bb5\u0bc7\u0bb1\u0bc1 \u0b89\u0bb3\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0b95\u0bca\u0bb3\u0bcd\u0b95\u0bc8\u0b95\u0bb3\u0bcd \u0b89\u0bb3\u0bcd\u0bb3\u0ba9. \u0baa\u0bbf\u0bb4\u0bc8\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd CIBIL \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc6\u0ba3\u0bcd\u0ba3\u0bc8 \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd ([cibil.com](http:\/\/cibil.com)-\u0bb2\u0bcd \u0bb5\u0bb0\u0bc1\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb1\u0bcd\u0b95\u0bc1 \u0b92\u0bb0\u0bc1 \u0bae\u0bc1\u0bb1\u0bc8 \u0b87\u0bb2\u0bb5\u0b9a\u0bae\u0bcd). <strong data-no-auto-translation=\"\">Udyam Mitra \u0baa\u0bcb\u0bb0\u0bcd\u0b9f\u0bcd\u0b9f\u0bb2\u0bcd ([udyammitra.in](http:\/\/udyammitra.in))<\/strong> \u2014 CGTMSE \u0b95\u0bc0\u0bb4\u0bcd MSME-\u0b95\u0bb3\u0bc8 \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0ba8\u0bb0\u0bcd\u0b95\u0bb3\u0bc1\u0b9f\u0ba9\u0bcd \u0b87\u0ba3\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b85\u0bb0\u0b9a\u0bbe\u0b99\u0bcd\u0b95 \u0ba4\u0bb3\u0bae\u0bcd \u2014 \u0b87\u0ba4\u0bc8 \u0b85\u0ba3\u0bc1\u0b95\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd. \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd MLI-\u0b95\u0bb3\u0bbe\u0b95 \u0baa\u0ba4\u0bbf\u0bb5\u0bc1\u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b9a\u0bbf\u0bb2 NBFC-\u0b95\u0bb3\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b85\u0ba3\u0bc1\u0b95\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0b87\u0bb5\u0bc8 \u0baa\u0bc6\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbe\u0bb2\u0bc1\u0bae\u0bcd \u0bae\u0bbf\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u0ba8\u0bc6\u0b95\u0bbf\u0bb4\u0bcd\u0bb5\u0bbe\u0ba9 \u0bae\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0bc0\u0b9f\u0bcd\u0b9f\u0bc1 \u0ba8\u0bbf\u0baa\u0ba8\u0bcd\u0ba4\u0ba9\u0bc8\u0b95\u0bb3\u0bc8 \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd.<\/p>\n  <\/div>\n\n<\/div>\n\n<!-- \u2550\u2550 CTA \u2550\u2550 -->\n<div class=\"cg-cta\">\n  <div class=\"cg-cta-eyebrow\">\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4 \u0baa\u0b9f\u0bbf<\/div>\n  <div class=\"cg-cta-title\">\u0bae\u0bc1\u0ba4\u0bb2\u0bbf\u0bb2\u0bcd \u2014 \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba8\u0bc1\u0ba3\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc8 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd<\/div>\n  <div class=\"cg-cta-sub\">CGTMSE \u0ba8\u0bc1\u0ba3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0bb1\u0bc1 \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bc7 \u0b95\u0bbf\u0b9f\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd. \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b9a\u0bc6\u0bb2\u0bcd\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd, 60 \u0bb5\u0bbf\u0ba9\u0bbe\u0b9f\u0bbf\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0b95\u0bc8\u0baf\u0bc8 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u2014 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0ba8\u0bc0\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baa\u0bc6\u0bb1\u0bc1\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1 \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0baf\u0bc1\u0bae\u0bcd (Mudra \u0b95\u0b9f\u0ba9\u0bcd, PMEGP) \u0b95\u0ba3\u0bcd\u0b9f\u0bb1\u0bbf\u0baf\u0bc1\u0b99\u0bcd\u0b95\u0bb3\u0bcd.<\/div>\n  <a href=\"https:\/\/msmegyan.in\/ta\/calculator\/\" class=\"cg-cta-btn\">\u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bcd MSME \u0ba4\u0b95\u0bc1\u0ba4\u0bbf\u0baf\u0bc8 \u0b87\u0bb2\u0bb5\u0b9a\u0bae\u0bbe\u0b95 \u0b9a\u0bb0\u0bbf\u0baa\u0bbe\u0bb0\u0bcd\u0b95\u0bcd\u0b95\u0bb5\u0bc1\u0bae\u0bcd \u2192<\/a>\n  <div class=\"cg-cta-note\">\u0b87\u0bb2\u0bb5\u0b9a\u0bae\u0bcd \u00b7 \u0b89\u0bb3\u0bcd\u0ba8\u0bc1\u0bb4\u0bc8\u0bb5\u0bc1 \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbf\u0bb2\u0bcd\u0bb2\u0bc8 \u00b7 60 \u0bb5\u0bbf\u0ba9\u0bbe\u0b9f\u0bbf\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0b9f\u0bbf\u0bb5\u0bc1\u0b95\u0bb3\u0bcd<\/div>\n<\/div>\n\n<div class=\"cg-sources translation-block\"><strong data-no-auto-translation=\"\">Sources:<\/strong> cgtmse.in Official Scheme Document (CGS-I, updated January 2025) \u00b7 SBI CGTMSE Scheme Page (sbi.co.in) \u00b7 PIB Press Release PRID:2098389 \u2014 Budget 2025 MSME announcements (1 February 2025) \u00b7 PIB Press Release PRID:2209712 \u2014 Ministry of MSME Year End Review 2025 \u00b7 Outlook Business \u2014 CGTMSE Delhi Partnership Report (October 2025) \u00b7 Bankopedia CGTMSE Complete Guide (March 2026)<br>\r\n  <em>This article is for informational purposes only. Loan approval is subject to individual lender assessment. For official scheme details, visit cgtmse.in.<\/em><\/div>\n\n<\/div>\n\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p class=\"translation-block\">\u0bb5\u0b99\u0bcd\u0b95\u0bbf \"\u0b87\u0bb2\u0bcd\u0bb2\u0bc8\" \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b9a\u0bca\u0ba9\u0bcd\u0ba9\u0ba4\u0bc1 \u0b8f\u0ba9\u0bc6\u0ba9\u0bcd\u0bb1\u0bbe\u0bb2\u0bcd \u0b89\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bc8. \u0b86\u0ba9\u0bbe\u0bb2\u0bcd \u0baa\u0bc6\u0bb0\u0bc1\u0bae\u0bcd\u0baa\u0bbe\u0bb2\u0bbe\u0ba9 MSME \u0b89\u0bb0\u0bbf\u0bae\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0bb1\u0bbf\u0baf\u0bbe\u0ba4 \u0b92\u0bb0\u0bc1<br>\n\u0b85\u0bb0\u0b9a\u0bc1 \u0ba4\u0bc0\u0bb0\u0bcd\u0bb5\u0bc1 \u0bb5\u0bb4\u0bbf \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<br>\n\u0b85\u0ba4\u0bc1 CGTMSE \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1 \u0b85\u0bb4\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u2014 \u0b87\u0ba4\u0bc1 \u0b9a\u0bca\u0ba4\u0bcd\u0ba4\u0bc1, \u0ba4\u0b99\u0bcd\u0b95\u0bae\u0bcd \u0b85\u0bb2\u0bcd\u0bb2\u0ba4\u0bc1 \u0ba4\u0ba9\u0bbf\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b89\u0ba4\u0bcd\u0ba4\u0bb0\u0bb5\u0bbe\u0ba4\u0bb0\u0bcd \u0b8e\u0ba4\u0bc1\u0bb5\u0bc1\u0bae\u0bcd \u0b85\u0b9f\u0b95\u0bc1 \u0bb5\u0bc8\u0b95\u0bcd\u0b95\u0bbe\u0bae\u0bb2\u0bcd<br>\nMSME \u0ba4\u0bbf\u0b9f\u0bcd\u0b9f\u0b99\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0b95\u0bc0\u0bb4\u0bcd \u20b910 \u0b95\u0bcb\u0b9f\u0bbf \u0bb5\u0bb0\u0bc8 \u0b87\u0ba3\u0bc8 \u0baa\u0bbe\u0ba4\u0bc1\u0b95\u0bbe\u0baa\u0bcd\u0baa\u0bc1 \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0b95\u0b9f\u0ba9\u0bcd \u0baa\u0bc6\u0bb1 \u0b89\u0ba4\u0bb5\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b87\u0ba4\u0bc1 \u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd<br>\n\u0b8e\u0bb5\u0bcd\u0bb5\u0bbe\u0bb1\u0bc1 \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0ba4\u0bc1 \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0b87\u0b99\u0bcd\u0b95\u0bc7 \u0bb5\u0bbf\u0bb0\u0bbf\u0bb5\u0bbe\u0b95 \u0b89\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<\/p>","protected":false},"author":1,"featured_media":1283,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[6],"tags":[],"class_list":["post-1275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-how-to-guides"],"_links":{"self":[{"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/posts\/1275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/comments?post=1275"}],"version-history":[{"count":10,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/posts\/1275\/revisions"}],"predecessor-version":[{"id":1314,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/posts\/1275\/revisions\/1314"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/media\/1283"}],"wp:attachment":[{"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/media?parent=1275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/categories?post=1275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/msmegyan.in\/ta\/wp-json\/wp\/v2\/tags?post=1275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}