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MSME Scheme Updates
All scheme changes, new launches and policy updates affecting Indian MSMEs — sourced directly from pib.gov.in and msme.gov.in. No unverified information.
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CGTMSE March 2026 NEW
MCGS-MSME Scheme Modified — Service Sector Now Included, Equipment Cost Threshold Reduced
The Mutual Credit Guarantee Scheme for MSMEs has been updated based on feedback. Key changes: 5% upfront contribution is now refundable (1% per year from Year 4), service sector MSMEs are now included, and the minimum equipment cost threshold has been reduced from 75% to 60% of project cost.
Source: pib.gov.in · PRID 2243388
CGTMSE April 2025
CGTMSE Guarantee Cover Doubled to ₹10 Crore
Credit guarantee cover for Micro and Small Enterprises raised from ₹5 crore to ₹10 crore with effect from April 1, 2025. Additional corpus of ₹9,000 crore infused to enable ₹2 lakh crore additional credit.
Source: pib.gov.in · PRID 2153722
Mudra Feb 2025
Mudra Tarun Plus Limit Raised to ₹20 Lakh
Budget 2025-26 raised the Tarun Plus category limit from ₹10 lakh to ₹20 lakh for well-established micro enterprises. No collateral required.
Source: pib.gov.in · PRID 2098353
Udyam April 2025
MSME Classification Limits Revised — Effective April 1, 2025
Investment limits raised 2.5× and turnover limits doubled for all three categories via Gazette Notification S.O. 1364(E) dated March 21, 2025.
Source: Gazette S.O. 1364(E) · msme.gov.in
Udyam Feb 2025
₹5 Lakh Credit Card for Udyam-Registered Micro Enterprises
Customised credit cards with ₹5 lakh limit announced for micro enterprises registered on the Udyam portal. 10 lakh cards to be issued in the first year.
Source: pib.gov.in · PRID 2098353
CGTMSE Jan 2025
Mutual Credit Guarantee Scheme (MCGS-MSME) Launched
New scheme provides 60% guarantee coverage for loans up to ₹100 crore for purchase of equipment and machinery by MSMEs. Implemented through NCGTC.
Source: pib.gov.in · PRID 2097455
PM Vishwakarma Dec 2025
PM Vishwakarma Crosses 30 Lakh Registrations
The scheme has surpassed 30 lakh registrations as of December 2025. Online marketing support via e-commerce platforms added for beneficiaries.
Source: pib.gov.in · Year End Review 2025
Policy June 2025
Online Dispute Resolution Portal Launched for Delayed Payment Cases
Ministry of MSME launched the ODR Portal on June 27, 2025 providing end-to-end digitised resolution for delayed payment disputes faced by Micro and Small Enterprises.
Source: pib.gov.in · PRID 2153722
PMEGP June 2025
PMEGP Applications Now Available in 19 Regional Languages
Since June 2025, PMEGP applications are accepted in 19 regional languages in addition to English and Hindi — making the scheme accessible to more first-time entrepreneurs across India.
Source: pib.gov.in · Year End Review 2025
CGTMSE 2025
CGTMSE Crosses 1 Crore Guarantees in 25th Year
The Credit Guarantee Scheme for MSEs celebrated its 25th anniversary in 2025 having crossed 1 crore guarantees since inception in August 2000.
Source: pib.gov.in · Year End Review 2025
Policy June 2024
MSME-TEAM Scheme Launched — ₹277 Crore for Digital Onboarding
Trade Enablement and Marketing scheme launched June 27, 2024 with ₹277.35 crore outlay — supports 5 lakh MSEs including 2.5 lakh women-led units in e-commerce onboarding.
Source: pib.gov.in · Year End Review 2024
CGTMSE April 2024
Women-Owned MSE Guarantee Coverage Raised to 90%
CGTMSE enhanced guarantee coverage for women-owned enterprises from 85% to 90% with effect from April 1, 2024 — compared to 75% for general category borrowers.
Source: pib.gov.in · Year End Review 2024
Policy April 2026
National MSME Awards 2024 — Applications Open Until April 20, 2026
Ministry of MSME has reopened applications for National MSME Awards 2024 across 7 categories including women, SC/ST, Divyang and NER entrepreneurs. Apply at dashboard.msme.gov.in
Source: pib.gov.in · PRID 2248508
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