Latest · Verified from pib.gov.in
MSME Scheme Updates
All scheme changes, new launches and policy updates
affecting Indian MSMEs — sourced directly from
pib.gov.in and msme.gov.in. No unverified information.
● Latest Update
CGTMSE
March 2026
NEW
MCGS-MSME Scheme Modified — Service Sector Now Included,
Equipment Cost Threshold Reduced
The Mutual Credit Guarantee Scheme for MSMEs has been
updated based on feedback. Key changes: 5% upfront
contribution is now refundable (1% per year from Year 4),
service sector MSMEs are now included, and the minimum
equipment cost threshold has been reduced from 75% to 60%
of project cost.
Source: pib.gov.in · PRID 2243388
CGTMSE
April 2025
CGTMSE Guarantee Cover Doubled to ₹10 Crore
Credit guarantee cover for Micro and Small Enterprises
raised from ₹5 crore to ₹10 crore with effect from
April 1, 2025. Additional corpus of ₹9,000 crore
infused to enable ₹2 lakh crore additional credit.
Source: pib.gov.in · PRID 2153722
Mudra
Feb 2025
Mudra Tarun Plus Limit Raised to ₹20 Lakh
Budget 2025-26 raised the Tarun Plus category limit
from ₹10 lakh to ₹20 lakh for well-established
micro enterprises. No collateral required.
Source: pib.gov.in · PRID 2098353
Udyam
April 2025
MSME Classification Limits Revised — Effective April 1, 2025
Investment limits raised 2.5× and turnover limits
doubled for all three categories via Gazette
Notification S.O. 1364(E) dated March 21, 2025.
Source: Gazette S.O. 1364(E) · msme.gov.in
Udyam
Feb 2025
₹5 Lakh Credit Card for Udyam-Registered Micro Enterprises
Customised credit cards with ₹5 lakh limit announced
for micro enterprises registered on the Udyam portal.
10 lakh cards to be issued in the first year.
Source: pib.gov.in · PRID 2098353
CGTMSE
Jan 2025
Mutual Credit Guarantee Scheme (MCGS-MSME) Launched
New scheme provides 60% guarantee coverage for loans
up to ₹100 crore for purchase of equipment and
machinery by MSMEs. Implemented through NCGTC.
Source: pib.gov.in · PRID 2097455
PM Vishwakarma
Dec 2025
PM Vishwakarma Crosses 30 Lakh Registrations
The scheme has surpassed 30 lakh registrations as of
December 2025. Online marketing support via e-commerce
platforms added for beneficiaries.
Source: pib.gov.in · Year End Review 2025
Policy
June 2025
Online Dispute Resolution Portal Launched for
Delayed Payment Cases
Ministry of MSME launched the ODR Portal on
June 27, 2025 providing end-to-end digitised
resolution for delayed payment disputes faced
by Micro and Small Enterprises.
Source: pib.gov.in · PRID 2153722
PMEGP
June 2025
PMEGP Applications Now Available in 19 Regional Languages
Since June 2025, PMEGP applications are accepted
in 19 regional languages in addition to English
and Hindi — making the scheme accessible to more
first-time entrepreneurs across India.
Source: pib.gov.in · Year End Review 2025
CGTMSE
2025
CGTMSE Crosses 1 Crore Guarantees in 25th Year
The Credit Guarantee Scheme for MSEs celebrated its
25th anniversary in 2025 having crossed 1 crore
guarantees since inception in August 2000.
Source: pib.gov.in · Year End Review 2025
Policy
June 2024
MSME-TEAM Scheme Launched — ₹277 Crore for
Digital Onboarding
Trade Enablement and Marketing scheme launched
June 27, 2024 with ₹277.35 crore outlay —
supports 5 lakh MSEs including 2.5 lakh
women-led units in e-commerce onboarding.
Source: pib.gov.in · Year End Review 2024
CGTMSE
April 2024
Women-Owned MSE Guarantee Coverage Raised to 90%
CGTMSE enhanced guarantee coverage for women-owned
enterprises from 85% to 90% with effect from
April 1, 2024 — compared to 75% for general
category borrowers.
Source: pib.gov.in · Year End Review 2024
Policy
April 2026
National MSME Awards 2024 — Applications Open
Until April 20, 2026
Ministry of MSME has reopened applications for
National MSME Awards 2024 across 7 categories
including women, SC/ST, Divyang and NER
entrepreneurs. Apply at dashboard.msme.gov.in
Source: pib.gov.in · PRID 2248508
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